VariantWise

Tata Tigor EMI calculator

Calculate the Tata Tigor EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹9,320 a month, for the XM at ₹5.55 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹5.55L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹1,11,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹9,320
Amount financed
₹4,44,000
Interest over 5 years
₹1,15,200
Total paid, down payment included
₹6,70,200
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹17,568₹10,407₹4,26,432
Oct 2026₹5,810₹3,515₹4,38,190
Nov 2026₹5,856₹3,469₹4,32,334
Dec 2026₹5,902₹3,423₹4,26,432
2027₹74,578₹37,320₹3,51,854
Jan 2027₹5,949₹3,376₹4,20,483
Feb 2027₹5,996₹3,329₹4,14,487
Mar 2027₹6,043₹3,281₹4,08,444
Apr 2027₹6,091₹3,234₹4,02,352
May 2027₹6,140₹3,185₹3,96,213
Jun 2027₹6,188₹3,137₹3,90,025
Jul 2027₹6,237₹3,088₹3,83,788
Aug 2027₹6,287₹3,038₹3,77,501
Sept 2027₹6,336₹2,989₹3,71,165
Oct 2027₹6,386₹2,938₹3,64,778
Nov 2027₹6,437₹2,888₹3,58,341
Dec 2027₹6,488₹2,837₹3,51,854
2028₹81,979₹29,920₹2,69,873
Jan 2028₹6,539₹2,786₹3,45,314
Feb 2028₹6,591₹2,734₹3,38,723
Mar 2028₹6,643₹2,682₹3,32,080
Apr 2028₹6,696₹2,629₹3,25,384
May 2028₹6,749₹2,576₹3,18,635
Jun 2028₹6,802₹2,523₹3,11,833
Jul 2028₹6,856₹2,469₹3,04,977
Aug 2028₹6,910₹2,414₹2,98,066
Sept 2028₹6,965₹2,360₹2,91,101
Oct 2028₹7,020₹2,305₹2,84,081
Nov 2028₹7,076₹2,249₹2,77,005
Dec 2028₹7,132₹2,193₹2,69,873
2029₹90,116₹21,780₹1,79,756
Jan 2029₹7,188₹2,136₹2,62,685
Feb 2029₹7,245₹2,080₹2,55,440
Mar 2029₹7,303₹2,022₹2,48,137
Apr 2029₹7,360₹1,964₹2,40,777
May 2029₹7,419₹1,906₹2,33,358
Jun 2029₹7,477₹1,847₹2,25,880
Jul 2029₹7,537₹1,788₹2,18,344
Aug 2029₹7,596₹1,729₹2,10,748
Sept 2029₹7,656₹1,668₹2,03,091
Oct 2029₹7,717₹1,608₹1,95,374
Nov 2029₹7,778₹1,547₹1,87,596
Dec 2029₹7,840₹1,485₹1,79,756
2030₹99,061₹12,838₹80,696
Jan 2030₹7,902₹1,423₹1,71,855
Feb 2030₹7,964₹1,361₹1,63,890
Mar 2030₹8,027₹1,297₹1,55,863
Apr 2030₹8,091₹1,234₹1,47,772
May 2030₹8,155₹1,170₹1,39,617
Jun 2030₹8,220₹1,105₹1,31,397
Jul 2030₹8,285₹1,040₹1,23,113
Aug 2030₹8,350₹975₹1,14,763
Sept 2030₹8,416₹909₹1,06,346
Oct 2030₹8,483₹842₹97,863
Nov 2030₹8,550₹775₹89,313
Dec 2030₹8,618₹707₹80,696
2031₹80,696₹3,229₹0
Jan 2031₹8,686₹639₹72,010
Feb 2031₹8,755₹570₹63,255
Mar 2031₹8,824₹501₹54,431
Apr 2031₹8,894₹431₹45,537
May 2031₹8,964₹361₹36,573
Jun 2031₹9,035₹290₹27,537
Jul 2031₹9,107₹218₹18,431
Aug 2031₹9,179₹146₹9,252
Sept 2031₹9,252₹73₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tata Tigor's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tata Tigor variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
XM Petrol MT₹5.55 lakhabout ₹9,320
XT Petrol MT₹6.28 lakhabout ₹10,550
XT Petrol AT₹6.72 lakhabout ₹11,290
XZ Petrol MT₹6.83 lakhabout ₹11,480
XT CNG MT₹7.22 lakhabout ₹12,130
XZ Petrol AT₹7.27 lakhabout ₹12,210
XZ Plus Petrol MT₹7.38 lakhabout ₹12,400
XZ CNG MT₹7.77 lakhabout ₹13,050
XZ Plus Lux Petrol MT₹7.83 lakhabout ₹13,160
XZ Plus Petrol AT₹7.90 lakhabout ₹13,270
XZ CNG AT₹8.29 lakhabout ₹13,930
XZ Plus CNG MT₹8.32 lakhabout ₹13,980
XZ Plus Lux CNG MT₹8.77 lakhabout ₹14,730
XZ Plus CNG AT₹8.84 lakhabout ₹14,850

Financing the on-road total instead? The Tata Tigor on-road price page shows what it costs on the road, state by state. And which Tigor variant to buy says where the money works hardest.

Tata Tigor EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Tata Tigor?
From about ₹9,320 a month, up to about ₹14,850 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Tata Tigor need?
At the 20% the calculator opens on, the upfront amount runs from ₹1,11,000 on the XM to ₹1,76,800 on the XZ Plus. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tata Tigor EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Tata Tigor page holds every variant, each carrying it pre-filled.