VariantWise

BMW 3 Series LWB EMI calculator

M Carbon Black metallic

Calculate the BMW 3 Series LWB EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹1,05,350 a month, for the 330Li M Sport Turbo Petrol AT at ₹62.70 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹62.70L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹12,54,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹1,05,350
Amount financed
₹50,16,000
Interest over 5 years
₹13,05,000
Total paid, down payment included
₹75,75,000
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹1,31,790₹78,900₹48,84,210
Nov 2026₹65,635₹39,710₹49,50,365
Dec 2026₹66,155₹39,190₹48,84,210
2027₹8,35,921₹4,28,226₹40,48,290
Jan 2027₹66,679₹38,667₹48,17,531
Feb 2027₹67,207₹38,139₹47,50,324
Mar 2027₹67,739₹37,607₹46,82,586
Apr 2027₹68,275₹37,070₹46,14,311
May 2027₹68,815₹36,530₹45,45,496
Jun 2027₹69,360₹35,985₹44,76,135
Jul 2027₹69,909₹35,436₹44,06,226
Aug 2027₹70,463₹34,883₹43,35,764
Sept 2027₹71,021₹34,325₹42,64,743
Oct 2027₹71,583₹33,763₹41,93,160
Nov 2027₹72,149₹33,196₹41,21,011
Dec 2027₹72,721₹32,625₹40,48,290
2028₹9,18,882₹3,45,260₹31,29,407
Jan 2028₹73,296₹32,049₹39,74,994
Feb 2028₹73,877₹31,469₹39,01,117
Mar 2028₹74,461₹30,884₹38,26,656
Apr 2028₹75,051₹30,294₹37,51,605
May 2028₹75,645₹29,700₹36,75,959
Jun 2028₹76,244₹29,101₹35,99,715
Jul 2028₹76,848₹28,498₹35,22,868
Aug 2028₹77,456₹27,889₹34,45,412
Sept 2028₹78,069₹27,276₹33,67,343
Oct 2028₹78,687₹26,658₹32,88,655
Nov 2028₹79,310₹26,035₹32,09,345
Dec 2028₹79,938₹25,407₹31,29,407
2029₹10,10,081₹2,54,066₹21,19,328
Jan 2029₹80,571₹24,774₹30,48,836
Feb 2029₹81,209₹24,137₹29,67,628
Mar 2029₹81,852₹23,494₹28,85,776
Apr 2029₹82,500₹22,846₹28,03,277
May 2029₹83,153₹22,193₹27,20,124
Jun 2029₹83,811₹21,534₹26,36,313
Jul 2029₹84,475₹20,871₹25,51,838
Aug 2029₹85,143₹20,202₹24,66,695
Sept 2029₹85,817₹19,528₹23,80,878
Oct 2029₹86,497₹18,849₹22,94,381
Nov 2029₹87,181₹18,164₹22,07,199
Dec 2029₹87,872₹17,474₹21,19,328
2030₹11,10,325₹1,53,817₹10,09,000
Jan 2030₹88,567₹16,778₹20,30,760
Feb 2030₹89,268₹16,077₹19,41,492
Mar 2030₹89,975₹15,370₹18,51,517
Apr 2030₹90,687₹14,658₹17,60,829
May 2030₹91,405₹13,940₹16,69,424
Jun 2030₹92,129₹13,216₹15,77,295
Jul 2030₹92,858₹12,487₹14,84,436
Aug 2030₹93,594₹11,752₹13,90,843
Sept 2030₹94,334₹11,011₹12,96,508
Oct 2030₹95,081₹10,264₹12,01,427
Nov 2030₹95,834₹9,511₹11,05,593
Dec 2030₹96,593₹8,753₹10,09,000
2031₹10,08,999₹44,452₹0
Jan 2031₹97,357₹7,988₹9,11,643
Feb 2031₹98,128₹7,217₹8,13,515
Mar 2031₹98,905₹6,440₹7,14,610
Apr 2031₹99,688₹5,657₹6,14,922
May 2031₹1,00,477₹4,868₹5,14,444
Jun 2031₹1,01,273₹4,073₹4,13,172
Jul 2031₹1,02,074₹3,271₹3,11,097
Aug 2031₹1,02,882₹2,463₹2,08,215
Sept 2031₹1,03,697₹1,648₹1,04,518
Oct 2031₹1,04,518₹827₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the BMW 3 Series LWB's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every BMW 3 Series LWB variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

A loan covers the on-road price, which runs higher than this. Switch to On-road at the top and pick your city to see that figure instead.

VariantEx-showroomEMI a month
330Li M Sport Turbo Petrol AT₹62.70 lakhabout ₹1,05,350
320Ld M Sport Diesel AT₹64.20 lakhabout ₹1,07,870

Financing the on-road total instead? The BMW 3 Series LWB on-road price page shows what it costs on the road, state by state.

The 3 Series LWB ladder, a month at a time

Every variant, cheapest first.

  1. 330Li M Sport Turbo Petrol AT₹1,05,350
  2. 320Ld M Sport Diesel AT₹1,07,870
Monthly instalment at 9.5% a year over 5 years with 20% down, on the ex-showroom price. Pick a city in the header and the table switches to the on-road figure.

Worth knowing before you sign the loan

  • From ₹1,05,350 to ₹1,07,870 a month across the ladder: the 320Ld M Sport Diesel AT costs ₹2,520 a month more than the 330Li M Sport Turbo Petrol AT, ₹1,51,200 over the 5 years.
  • Financed on the road in Delhi rather than ex-showroom, the 330Li M Sport Turbo Petrol AT's instalment is ₹1,17,450 a month instead of ₹1,05,350: ₹12,100 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the ex-showroom price, here is the variant each monthly budget reaches.

The top 320Ld M Sport Diesel AT needs about ₹1,07,870 a month.

BMW 3 Series LWB EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the BMW 3 Series LWB?
From about ₹1,05,350 a month, up to about ₹1,07,870 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which BMW 3 Series LWB variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the ex-showroom price, the 330Li M Sport Turbo Petrol AT is the way in at about ₹1,05,350 a month. The top 320Ld M Sport Diesel AT needs about ₹1,07,870. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the BMW 3 Series LWB need?
At the 20% the calculator opens on, the upfront amount runs from ₹12,54,000 on the 330Li M Sport Turbo Petrol AT to ₹12,84,000 on the 320Ld M Sport Diesel AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the BMW 3 Series LWB EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the BMW 3 Series LWB page holds every variant, each carrying it pre-filled.