Kia Carens Clavis EV EMI calculator
Calculate the Kia Carens Clavis EV EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹31,040 a month, for the HTK+ Electric AT at ₹18.48 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹14,78,156
- Interest over 5 years
- ₹3,84,244
- Total paid, down payment included
- ₹22,31,939
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹38,837₹23,251₹14,39,319
2027₹2,46,337₹1,26,191₹11,92,983
2028₹2,70,785₹1,01,743₹9,22,199
2029₹2,97,659₹74,869₹6,24,541
2030₹3,27,200₹45,328₹2,97,340
2031₹2,97,339₹13,101₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Kia Carens Clavis EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Kia Carens Clavis EV variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| HTK+ Electric AT | ₹18.48 lakh | about ₹31,040 |
| HTX E Electric 42 kWh AT | ₹20.46 lakh | about ₹34,370 |
| HTX Electric 42 kWh AT | ₹21.00 lakh | about ₹35,290 |
| HTX E Electric 51.4 kWh AT | ₹22.52 lakh | about ₹37,830 |
| HTX Electric 51.4 kWh AT | ₹23.02 lakh | about ₹38,680 |
| GTX Electric AT | ₹23.53 lakh | about ₹39,530 |
| HTX+ Electric AT | ₹25.04 lakh | about ₹42,070 |
| GTX+ Electric AT | ₹25.51 lakh | about ₹42,850 |
| X-Line Electric AT | ₹25.51 lakh | about ₹42,850 |
What goes into the on-road total? The Kia Carens Clavis EV on-road price page itemises it, state by state. And which Carens Clavis EV variant to buy says where the money works hardest.
The Carens Clavis EV ladder, a month at a time
Seven of the 9 variants, spread up the ladder; the table above has every one.
- HTK+ Electric AT₹31,040
- HTX E Electric 42 kWh AT₹34,370
- HTX E Electric 51.4 kWh AT₹37,830
- HTX Electric 51.4 kWh AT₹38,680
- GTX Electric AT₹39,530
- GTX+ Electric AT₹42,850
- X-Line Electric AT₹42,850
Worth knowing before you sign the loan
- From ₹31,040 to ₹42,850 a month across the ladder: the X-Line Electric AT costs ₹11,810 a month more than the HTK+ Electric AT, ₹7,08,600 over the 5 years.
- The biggest jump between neighbours on the ladder is the HTK+ Electric AT to the HTX E Electric 42 kWh AT: ₹3,330 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the HTK+ Electric AT's instalment is ₹31,040 a month instead of ₹30,310: ₹730 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹32,000 a monthreaches theHTK+ Electric ATat about ₹31,040
- About ₹36,000 a monthreaches theHTX Electric 42 kWh ATat about ₹35,290
- About ₹38,000 a monthreaches theHTX E Electric 51.4 kWh ATat about ₹37,830
- About ₹40,000 a monthreaches theGTX Electric ATat about ₹39,530
The top is shared by the GTX+ Electric AT and the X-Line Electric AT, each at about ₹42,850 a month.
Kia Carens Clavis EV EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Kia Carens Clavis EV?
- From about ₹31,040 a month, up to about ₹42,850 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Kia Carens Clavis EV variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the HTK+ Electric AT is the way in at about ₹31,040 a month. From there about ₹36,000 a month reaches the HTX Electric 42 kWh AT, about ₹38,000 a month reaches the HTX E Electric 51.4 kWh AT, about ₹40,000 a month reaches the GTX Electric AT, and the top is shared by the GTX+ Electric AT and the X-Line Electric AT, each at about ₹42,850. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Kia Carens Clavis EV need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹3,69,539 on the HTK+ Electric AT to ₹5,10,131 on the GTX+ Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Kia Carens Clavis EV EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Kia Carens Clavis EV page holds every variant, each carrying it pre-filled.