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Land Rover Defender 90 EMI calculator

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Calculate the Land Rover Defender 90 EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹2,40,090 a month, for the X Turbo Petrol AT at ₹1.43 crore ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹1.43Cr

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹28,58,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹2,40,090
Amount financed
₹1,14,32,000
Interest over 5 years
₹29,73,400
Total paid, down payment included
₹1,72,63,400
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹3,00,364₹1,79,822₹1,11,31,636
Nov 2026₹1,49,590₹90,503₹1,12,82,410
Dec 2026₹1,50,774₹89,319₹1,11,31,636
2027₹19,05,151₹9,75,969₹92,26,486
Jan 2027₹1,51,968₹88,125₹1,09,79,668
Feb 2027₹1,53,171₹86,922₹1,08,26,497
Mar 2027₹1,54,384₹85,710₹1,06,72,114
Apr 2027₹1,55,606₹84,488₹1,05,16,508
May 2027₹1,56,838₹83,256₹1,03,59,670
Jun 2027₹1,58,079₹82,014₹1,02,01,591
Jul 2027₹1,59,331₹80,763₹1,00,42,260
Aug 2027₹1,60,592₹79,501₹98,81,668
Sept 2027₹1,61,863₹78,230₹97,19,805
Oct 2027₹1,63,145₹76,948₹95,56,660
Nov 2027₹1,64,436₹75,657₹93,92,224
Dec 2027₹1,65,738₹74,355₹92,26,486
2028₹20,94,231₹7,86,888₹71,32,254
Jan 2028₹1,67,050₹73,043₹90,59,435
Feb 2028₹1,68,373₹71,721₹88,91,063
Mar 2028₹1,69,706₹70,388₹87,21,357
Apr 2028₹1,71,049₹69,044₹85,50,308
May 2028₹1,72,403₹67,690₹83,77,904
Jun 2028₹1,73,768₹66,325₹82,04,136
Jul 2028₹1,75,144₹64,949₹80,28,992
Aug 2028₹1,76,530₹63,563₹78,52,462
Sept 2028₹1,77,928₹62,165₹76,74,534
Oct 2028₹1,79,337₹60,757₹74,95,197
Nov 2028₹1,80,756₹59,337₹73,14,441
Dec 2028₹1,82,187₹57,906₹71,32,254
2029₹23,02,079₹5,79,040₹48,30,174
Jan 2029₹1,83,630₹56,464₹69,48,624
Feb 2029₹1,85,083₹55,010₹67,63,541
Mar 2029₹1,86,549₹53,545₹65,76,992
Apr 2029₹1,88,025₹52,068₹63,88,967
May 2029₹1,89,514₹50,579₹61,99,453
Jun 2029₹1,91,014₹49,079₹60,08,439
Jul 2029₹1,92,526₹47,567₹58,15,912
Aug 2029₹1,94,051₹46,043₹56,21,861
Sept 2029₹1,95,587₹44,506₹54,26,275
Oct 2029₹1,97,135₹42,958₹52,29,139
Nov 2029₹1,98,696₹41,397₹50,30,443
Dec 2029₹2,00,269₹39,824₹48,30,174
2030₹25,30,553₹3,50,565₹22,99,619
Jan 2030₹2,01,854₹38,239₹46,28,320
Feb 2030₹2,03,452₹36,641₹44,24,868
Mar 2030₹2,05,063₹35,030₹42,19,805
Apr 2030₹2,06,686₹33,407₹40,13,118
May 2030₹2,08,323₹31,771₹38,04,795
Jun 2030₹2,09,972₹30,121₹35,94,823
Jul 2030₹2,11,634₹28,459₹33,83,189
Aug 2030₹2,13,310₹26,784₹31,69,879
Sept 2030₹2,14,998₹25,095₹29,54,881
Oct 2030₹2,16,700₹23,393₹27,38,180
Nov 2030₹2,18,416₹21,677₹25,19,764
Dec 2030₹2,20,145₹19,948₹22,99,619
2031₹22,99,618₹1,01,314₹0
Jan 2031₹2,21,888₹18,205₹20,77,731
Feb 2031₹2,23,645₹16,449₹18,54,087
Mar 2031₹2,25,415₹14,678₹16,28,672
Apr 2031₹2,27,200₹12,894₹14,01,472
May 2031₹2,28,998₹11,095₹11,72,474
Jun 2031₹2,30,811₹9,282₹9,41,663
Jul 2031₹2,32,638₹7,455₹7,09,024
Aug 2031₹2,34,480₹5,613₹4,74,544
Sept 2031₹2,36,336₹3,757₹2,38,207
Oct 2031₹2,38,207₹1,886₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Land Rover Defender 90's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Land Rover Defender 90 variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

A loan covers the on-road price, which runs higher than this. Switch to On-road at the top and pick your city to see that figure instead.

VariantEx-showroomEMI a month
X Turbo Petrol AT₹1.43 croreabout ₹2,40,090
V8 Turbo Petrol AT₹1.63 croreabout ₹2,73,700

Financing the on-road total instead? The Land Rover Defender 90 on-road price page shows what it costs on the road, state by state.

The Defender 90 ladder, a month at a time

Every variant, cheapest first.

  1. X Turbo Petrol AT₹2,40,090
  2. V8 Turbo Petrol AT₹2,73,700
Monthly instalment at 9.5% a year over 5 years with 20% down, on the ex-showroom price. Pick a city in the header and the table switches to the on-road figure.

Worth knowing before you sign the loan

  • From ₹2,40,090 to ₹2,73,700 a month across the ladder: the V8 Turbo Petrol AT costs ₹33,610 a month more than the X Turbo Petrol AT, ₹20,16,600 over the 5 years.
  • Financed on the road in Delhi rather than ex-showroom, the X Turbo Petrol AT's instalment is ₹2,67,020 a month instead of ₹2,40,090: ₹26,930 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the ex-showroom price, here is the variant each monthly budget reaches.

The top V8 Turbo Petrol AT needs about ₹2,73,700 a month.

Land Rover Defender 90 EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Land Rover Defender 90?
From about ₹2,40,090 a month, up to about ₹2,73,700 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Land Rover Defender 90 variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the ex-showroom price, the X Turbo Petrol AT is the way in at about ₹2,40,090 a month. The top V8 Turbo Petrol AT needs about ₹2,73,700. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Land Rover Defender 90 need?
At the 20% the calculator opens on, the upfront amount runs from ₹28,58,000 on the X Turbo Petrol AT to ₹32,58,000 on the V8 Turbo Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Land Rover Defender 90 EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Land Rover Defender 90 page holds every variant, each carrying it pre-filled.