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Land Rover Discovery EMI calculator

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Calculate the Land Rover Discovery EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹2,11,700 a month, for the Gemini Diesel Mild Hybrid AT at ₹1.26 crore ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹1.26Cr

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹25,20,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹2,11,700
Amount financed
₹1,00,80,000
Interest over 5 years
₹26,22,000
Total paid, down payment included
₹1,52,22,000
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹2,64,842₹1,58,556₹98,15,158
Nov 2026₹1,31,899₹79,800₹99,48,101
Dec 2026₹1,32,943₹78,756₹98,15,158
2027₹16,79,838₹8,60,546₹81,35,320
Jan 2027₹1,33,995₹77,703₹96,81,163
Feb 2027₹1,35,056₹76,643₹95,46,107
Mar 2027₹1,36,125₹75,573₹94,09,981
Apr 2027₹1,37,203₹74,496₹92,72,778
May 2027₹1,38,289₹73,409₹91,34,489
Jun 2027₹1,39,384₹72,315₹89,95,105
Jul 2027₹1,40,488₹71,211₹88,54,617
Aug 2027₹1,41,600₹70,099₹87,13,018
Sept 2027₹1,42,721₹68,978₹85,70,297
Oct 2027₹1,43,851₹67,848₹84,26,446
Nov 2027₹1,44,989₹66,709₹82,81,457
Dec 2027₹1,46,137₹65,562₹81,35,320
2028₹18,46,558₹6,93,828₹62,88,761
Jan 2028₹1,47,294₹64,405₹79,88,026
Feb 2028₹1,48,460₹63,239₹78,39,565
Mar 2028₹1,49,636₹62,063₹76,89,930
Apr 2028₹1,50,820₹60,879₹75,39,110
May 2028₹1,52,014₹59,685₹73,87,095
Jun 2028₹1,53,218₹58,481₹72,33,878
Jul 2028₹1,54,431₹57,268₹70,79,447
Aug 2028₹1,55,653₹56,046₹69,23,794
Sept 2028₹1,56,885₹54,813₹67,66,909
Oct 2028₹1,58,127₹53,571₹66,08,781
Nov 2028₹1,59,379₹52,320₹64,49,402
Dec 2028₹1,60,641₹51,058₹62,88,761
2029₹20,29,825₹5,10,561₹42,58,936
Jan 2029₹1,61,913₹49,786₹61,26,848
Feb 2029₹1,63,195₹48,504₹59,63,654
Mar 2029₹1,64,487₹47,212₹57,99,167
Apr 2029₹1,65,789₹45,910₹56,33,379
May 2029₹1,67,101₹44,598₹54,66,277
Jun 2029₹1,68,424₹43,275₹52,97,853
Jul 2029₹1,69,757₹41,941₹51,28,096
Aug 2029₹1,71,101₹40,597₹49,56,995
Sept 2029₹1,72,456₹39,243₹47,84,539
Oct 2029₹1,73,821₹37,878₹46,10,718
Nov 2029₹1,75,197₹36,502₹44,35,520
Dec 2029₹1,76,584₹35,115₹42,58,936
2030₹22,31,280₹3,09,105₹20,27,656
Jan 2030₹1,77,982₹33,717₹40,80,954
Feb 2030₹1,79,391₹32,308₹39,01,563
Mar 2030₹1,80,811₹30,887₹37,20,751
Apr 2030₹1,82,243₹29,456₹35,38,509
May 2030₹1,83,686₹28,013₹33,54,823
Jun 2030₹1,85,140₹26,559₹31,69,683
Jul 2030₹1,86,605₹25,093₹29,83,078
Aug 2030₹1,88,083₹23,616₹27,94,995
Sept 2030₹1,89,572₹22,127₹26,05,423
Oct 2030₹1,91,072₹20,626₹24,14,351
Nov 2030₹1,92,585₹19,114₹22,21,766
Dec 2030₹1,94,110₹17,589₹20,27,656
2031₹20,27,654₹89,331₹0
Jan 2031₹1,95,646₹16,052₹18,32,009
Feb 2031₹1,97,195₹14,503₹16,34,814
Mar 2031₹1,98,756₹12,942₹14,36,058
Apr 2031₹2,00,330₹11,369₹12,35,728
May 2031₹2,01,916₹9,783₹10,33,812
Jun 2031₹2,03,514₹8,184₹8,30,297
Jul 2031₹2,05,126₹6,573₹6,25,172
Aug 2031₹2,06,749₹4,949₹4,18,422
Sept 2031₹2,08,386₹3,313₹2,10,036
Oct 2031₹2,10,036₹1,663₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Land Rover Discovery's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Land Rover Discovery variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

A loan covers the on-road price, which runs higher than this. Switch to On-road at the top and pick your city to see that figure instead.

VariantEx-showroomEMI a month
Gemini Diesel Mild Hybrid AT₹1.26 croreabout ₹2,11,700
Dynamic HSE Diesel Mild Hybrid AT₹1.30 croreabout ₹2,17,970
Tempest Diesel Mild Hybrid AT₹1.39 croreabout ₹2,33,640

Financing the on-road total instead? The Land Rover Discovery on-road price page shows what it costs on the road, state by state.

The Discovery ladder, a month at a time

Every variant, cheapest first.

  1. Gemini Diesel Mild Hybrid AT₹2,11,700
  2. Dynamic HSE Diesel Mild Hybrid AT₹2,17,970
  3. Tempest Diesel Mild Hybrid AT₹2,33,640
Monthly instalment at 9.5% a year over 5 years with 20% down, on the ex-showroom price. Pick a city in the header and the table switches to the on-road figure.

Worth knowing before you sign the loan

  • From ₹2,11,700 to ₹2,33,640 a month across the ladder: the Tempest Diesel Mild Hybrid AT costs ₹21,940 a month more than the Gemini Diesel Mild Hybrid AT, ₹13,16,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Dynamic HSE Diesel Mild Hybrid AT to the Tempest Diesel Mild Hybrid AT: ₹15,670 a month more for that one move up.
  • Financed on the road in Delhi rather than ex-showroom, the Gemini Diesel Mild Hybrid AT's instalment is ₹2,40,800 a month instead of ₹2,11,700: ₹29,100 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the ex-showroom price, here is the variant each monthly budget reaches.

The top Tempest Diesel Mild Hybrid AT needs about ₹2,33,640 a month.

Land Rover Discovery EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Land Rover Discovery?
From about ₹2,11,700 a month, up to about ₹2,33,640 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Land Rover Discovery variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the ex-showroom price, the Gemini Diesel Mild Hybrid AT is the way in at about ₹2,11,700 a month. From there about ₹2,20,000 a month reaches the Dynamic HSE Diesel Mild Hybrid AT, and the top Tempest Diesel Mild Hybrid AT needs about ₹2,33,640. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Land Rover Discovery need?
At the 20% the calculator opens on, the upfront amount runs from ₹25,20,000 on the Gemini Diesel Mild Hybrid AT to ₹27,81,200 on the Tempest Diesel Mild Hybrid AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Land Rover Discovery EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Land Rover Discovery page holds every variant, each carrying it pre-filled.