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Maruti Suzuki Baleno EMI calculator

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Calculate the Maruti Suzuki Baleno EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹10,710 a month, for the Sigma Petrol MT at ₹6.37 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹6.37L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹1,27,460 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹10,710
Amount financed
₹5,09,840
Interest over 5 years
₹1,32,760
Total paid, down payment included
₹7,70,060
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹13,395₹8,019₹4,96,444
Nov 2026₹6,671₹4,036₹5,03,169
Dec 2026₹6,724₹3,983₹4,96,444
2027₹84,966₹43,527₹4,11,479
Jan 2027₹6,777₹3,930₹4,89,667
Feb 2027₹6,831₹3,877₹4,82,836
Mar 2027₹6,885₹3,822₹4,75,951
Apr 2027₹6,940₹3,768₹4,69,011
May 2027₹6,995₹3,713₹4,62,017
Jun 2027₹7,050₹3,658₹4,54,967
Jul 2027₹7,106₹3,602₹4,47,861
Aug 2027₹7,162₹3,546₹4,40,699
Sept 2027₹7,219₹3,489₹4,33,480
Oct 2027₹7,276₹3,432₹4,26,204
Nov 2027₹7,333₹3,374₹4,18,871
Dec 2027₹7,392₹3,316₹4,11,479
2028₹93,397₹35,094₹3,18,082
Jan 2028₹7,450₹3,258₹4,04,029
Feb 2028₹7,509₹3,199₹3,96,520
Mar 2028₹7,568₹3,139₹3,88,952
Apr 2028₹7,628₹3,079₹3,81,323
May 2028₹7,689₹3,019₹3,73,635
Jun 2028₹7,750₹2,958₹3,65,885
Jul 2028₹7,811₹2,897₹3,58,074
Aug 2028₹7,873₹2,835₹3,50,201
Sept 2028₹7,935₹2,772₹3,42,266
Oct 2028₹7,998₹2,710₹3,34,268
Nov 2028₹8,061₹2,646₹3,26,207
Dec 2028₹8,125₹2,582₹3,18,082
2029₹1,02,667₹25,823₹2,15,414
Jan 2029₹8,189₹2,518₹3,09,892
Feb 2029₹8,254₹2,453₹3,01,638
Mar 2029₹8,320₹2,388₹2,93,318
Apr 2029₹8,385₹2,322₹2,84,933
May 2029₹8,452₹2,256₹2,76,481
Jun 2029₹8,519₹2,189₹2,67,962
Jul 2029₹8,586₹2,121₹2,59,376
Aug 2029₹8,654₹2,053₹2,50,722
Sept 2029₹8,723₹1,985₹2,41,999
Oct 2029₹8,792₹1,916₹2,33,207
Nov 2029₹8,861₹1,846₹2,24,346
Dec 2029₹8,932₹1,776₹2,15,414
2030₹1,12,855₹15,633₹1,02,558
Jan 2030₹9,002₹1,705₹2,06,412
Feb 2030₹9,073₹1,634₹1,97,339
Mar 2030₹9,145₹1,562₹1,88,193
Apr 2030₹9,218₹1,490₹1,78,976
May 2030₹9,291₹1,417₹1,69,685
Jun 2030₹9,364₹1,343₹1,60,321
Jul 2030₹9,438₹1,269₹1,50,882
Aug 2030₹9,513₹1,194₹1,41,369
Sept 2030₹9,588₹1,119₹1,31,781
Oct 2030₹9,664₹1,043₹1,22,116
Nov 2030₹9,741₹967₹1,12,375
Dec 2030₹9,818₹890₹1,02,558
2031₹1,02,558₹4,519₹0
Jan 2031₹9,896₹812₹92,662
Feb 2031₹9,974₹734₹82,688
Mar 2031₹10,053₹655₹72,635
Apr 2031₹10,133₹575₹62,502
May 2031₹10,213₹495₹52,290
Jun 2031₹10,294₹414₹41,996
Jul 2031₹10,375₹332₹31,621
Aug 2031₹10,457₹250₹21,164
Sept 2031₹10,540₹168₹10,623
Oct 2031₹10,623₹84₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Baleno's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Baleno variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Sigma Petrol MT₹6.37 lakhabout ₹10,710
Delta Petrol MT₹7.63 lakhabout ₹12,830
Delta Petrol AT₹8.17 lakhabout ₹13,720
Delta CNG MT₹8.62 lakhabout ₹14,480
Zeta Petrol MT₹8.70 lakhabout ₹14,620
Delta CNG AT₹9.05 lakhabout ₹15,200
Zeta Petrol AT₹9.24 lakhabout ₹15,520
Zeta CNG MT₹9.69 lakhabout ₹16,280
Alpha Petrol MT₹9.88 lakhabout ₹16,600
Zeta CNG AT₹10.12 lakhabout ₹17,000
Alpha (O) Petrol MT₹10.31 lakhabout ₹17,320
Alpha Petrol AT₹10.42 lakhabout ₹17,500
Alpha (O) Petrol AT₹10.83 lakhabout ₹18,200

What goes into the on-road total? The Maruti Suzuki Baleno on-road price page itemises it, state by state. And which Baleno variant to buy says where the money works hardest.

The Baleno ladder, a month at a time

Seven of the 13 variants, spread up the ladder; the table above has every one.

  1. Sigma Petrol MT₹10,710
  2. Delta Petrol AT₹13,720
  3. Zeta Petrol MT₹14,620
  4. Zeta Petrol AT₹15,520
  5. Alpha Petrol MT₹16,600
  6. Alpha (O) Petrol MT₹17,320
  7. Alpha (O) Petrol AT₹18,200
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹10,710 to ₹18,200 a month across the ladder: the Alpha (O) Petrol AT costs ₹7,490 a month more than the Sigma Petrol MT, ₹4,49,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Sigma Petrol MT to the Delta Petrol MT: ₹2,120 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the Sigma Petrol MT's instalment is ₹10,710 a month instead of ₹10,060: ₹650 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Alpha (O) Petrol AT needs about ₹18,200 a month.

Maruti Suzuki Baleno EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Maruti Suzuki Baleno?
From about ₹10,710 a month, up to about ₹18,200 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Maruti Suzuki Baleno variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Sigma Petrol MT is the way in at about ₹10,710 a month. From there about ₹13,000 a month reaches the Delta Petrol MT, about ₹14,000 a month reaches the Delta Petrol AT, about ₹15,000 a month reaches the Zeta Petrol MT, and the top Alpha (O) Petrol AT needs about ₹18,200. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Maruti Suzuki Baleno need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,27,460 on the Sigma Petrol MT to ₹2,16,654 on the Alpha (O) Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Baleno EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Baleno page holds every variant, each carrying it pre-filled.