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Maruti Suzuki Baleno EMI calculator

Calculate the Maruti Suzuki Baleno EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹10,250 a month, for the Sigma at ₹6.10 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹6.10L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹1,22,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹10,250
Amount financed
₹4,88,000
Interest over 5 years
₹1,27,000
Total paid, down payment included
₹7,37,000
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹19,309₹11,438₹4,68,691
Oct 2026₹6,386₹3,863₹4,81,614
Nov 2026₹6,436₹3,813₹4,75,178
Dec 2026₹6,487₹3,762₹4,68,691
2027₹81,967₹41,019₹3,86,722
Jan 2027₹6,538₹3,710₹4,62,153
Feb 2027₹6,590₹3,659₹4,55,563
Mar 2027₹6,642₹3,607₹4,48,920
Apr 2027₹6,695₹3,554₹4,42,225
May 2027₹6,748₹3,501₹4,35,477
Jun 2027₹6,801₹3,448₹4,28,676
Jul 2027₹6,855₹3,394₹4,21,821
Aug 2027₹6,909₹3,339₹4,14,911
Sept 2027₹6,964₹3,285₹4,07,947
Oct 2027₹7,019₹3,230₹4,00,928
Nov 2027₹7,075₹3,174₹3,93,853
Dec 2027₹7,131₹3,118₹3,86,722
2028₹90,104₹32,883₹2,96,617
Jan 2028₹7,187₹3,062₹3,79,535
Feb 2028₹7,244₹3,005₹3,72,290
Mar 2028₹7,302₹2,947₹3,64,989
Apr 2028₹7,359₹2,889₹3,57,629
May 2028₹7,418₹2,831₹3,50,212
Jun 2028₹7,476₹2,773₹3,42,735
Jul 2028₹7,536₹2,713₹3,35,200
Aug 2028₹7,595₹2,654₹3,27,604
Sept 2028₹7,655₹2,594₹3,19,949
Oct 2028₹7,716₹2,533₹3,12,233
Nov 2028₹7,777₹2,472₹3,04,456
Dec 2028₹7,839₹2,410₹2,96,617
2029₹99,047₹23,939₹1,97,570
Jan 2029₹7,901₹2,348₹2,88,717
Feb 2029₹7,963₹2,286₹2,80,753
Mar 2029₹8,026₹2,223₹2,72,727
Apr 2029₹8,090₹2,159₹2,64,637
May 2029₹8,154₹2,095₹2,56,483
Jun 2029₹8,218₹2,030₹2,48,265
Jul 2029₹8,283₹1,965₹2,39,981
Aug 2029₹8,349₹1,900₹2,31,632
Sept 2029₹8,415₹1,834₹2,23,217
Oct 2029₹8,482₹1,767₹2,14,736
Nov 2029₹8,549₹1,700₹2,06,187
Dec 2029₹8,617₹1,632₹1,97,570
2030₹1,08,879₹14,109₹88,693
Jan 2030₹8,685₹1,564₹1,88,885
Feb 2030₹8,754₹1,495₹1,80,132
Mar 2030₹8,823₹1,426₹1,71,309
Apr 2030₹8,893₹1,356₹1,62,416
May 2030₹8,963₹1,286₹1,53,453
Jun 2030₹9,034₹1,215₹1,44,419
Jul 2030₹9,106₹1,143₹1,35,313
Aug 2030₹9,178₹1,071₹1,26,136
Sept 2030₹9,250₹999₹1,16,885
Oct 2030₹9,324₹925₹1,07,562
Nov 2030₹9,397₹852₹98,164
Dec 2030₹9,472₹777₹88,693
2031₹88,693₹3,547₹0
Jan 2031₹9,547₹702₹79,146
Feb 2031₹9,622₹627₹69,523
Mar 2031₹9,699₹550₹59,825
Apr 2031₹9,775₹474₹50,050
May 2031₹9,853₹396₹40,197
Jun 2031₹9,931₹318₹30,266
Jul 2031₹10,009₹240₹20,257
Aug 2031₹10,089₹160₹10,168
Sept 2031₹10,168₹80₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Baleno's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Baleno variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Sigma Petrol MT₹6.10 lakhabout ₹10,250
Delta Petrol MT₹7.12 lakhabout ₹11,960
Delta Petrol AT₹7.62 lakhabout ₹12,800
Delta CNG MT₹8.04 lakhabout ₹13,510
Zeta Petrol MT₹8.09 lakhabout ₹13,590
Zeta Petrol AT₹8.59 lakhabout ₹14,430
Zeta CNG MT₹9.02 lakhabout ₹15,150
Alpha Petrol MT₹9.19 lakhabout ₹15,440
Alpha (O) Petrol MT₹9.59 lakhabout ₹16,110
Alpha Petrol AT₹9.69 lakhabout ₹16,280
Alpha (O) Petrol AT₹10.09 lakhabout ₹16,950

Financing the on-road total instead? The Maruti Suzuki Baleno on-road price page shows what it costs on the road, state by state. And which Baleno variant to buy says where the money works hardest.

Maruti Suzuki Baleno EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Maruti Suzuki Baleno?
From about ₹10,250 a month, up to about ₹16,950 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Maruti Suzuki Baleno need?
At the 20% the calculator opens on, the upfront amount runs from ₹1,22,000 on the Sigma to ₹2,01,800 on the Alpha (O). That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Baleno EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Baleno page holds every variant, each carrying it pre-filled.