Tata Aeris EMI calculator
Calculate the Tata Aeris EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹8,890 a month, for the Smart Petrol MT at ₹5.29 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹4,23,200
- Interest over 5 years
- ₹1,10,200
- Total paid, down payment included
- ₹6,39,200
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹16,745₹9,918₹4,06,455
2027₹71,083₹35,573₹3,35,370
2028₹78,140₹28,516₹2,57,230
2029₹85,896₹20,759₹1,71,335
2030₹94,420₹12,235₹76,915
2031₹76,915₹3,077₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Tata Aeris's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Tata Aeris variant
Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
A loan covers the on-road price, which runs higher than this. Switch to On-road at the top and pick your city to see that figure instead.
| Variant | Ex-showroom | EMI a month |
|---|---|---|
| Smart Petrol MT | ₹5.29 lakh | about ₹8,890 |
| Pure Petrol MT | ₹6.14 lakh | about ₹10,320 |
| Smart CNG MT | ₹6.29 lakh | about ₹10,570 |
| Pure Petrol AT | ₹6.69 lakh | about ₹11,240 |
| Pure Plus Petrol MT | ₹6.74 lakh | about ₹11,320 |
| Pure CNG MT | ₹7.14 lakh | about ₹12,000 |
| Pure Plus Petrol AT | ₹7.29 lakh | about ₹12,250 |
| Creative Petrol MT | ₹7.49 lakh | about ₹12,580 |
| Pure CNG AT | ₹7.69 lakh | about ₹12,920 |
| Pure Plus CNG MT | ₹7.74 lakh | about ₹13,000 |
| Creative Petrol AT | ₹8.04 lakh | about ₹13,510 |
| Accomplished Petrol MT | ₹8.19 lakh | about ₹13,760 |
| Pure Plus CNG AT | ₹8.29 lakh | about ₹13,930 |
| Creative CNG MT | ₹8.49 lakh | about ₹14,260 |
| Accomplished Petrol AT | ₹8.74 lakh | about ₹14,680 |
| Creative CNG AT | ₹9.04 lakh | about ₹15,190 |
| Accomplished CNG MT | ₹9.19 lakh | about ₹15,440 |
| Accomplished CNG AT | ₹9.74 lakh | about ₹16,360 |
Financing the on-road total instead? The Tata Aeris on-road price page shows what it costs on the road, state by state. And which Aeris variant to buy says where the money works hardest.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the ex-showroom price, here is the variant each monthly budget reaches.
- About ₹9,000 a monthreaches theSmart Petrol MTat about ₹8,890
- About ₹11,000 a monthreaches theSmart CNG MTat about ₹10,570
- About ₹12,000 a monthreaches thePure CNG MTat about ₹12,000
- About ₹13,000 a monthreaches thePure Plus CNG MTat about ₹13,000
The top Accomplished CNG AT needs about ₹16,360 a month.
Tata Aeris EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Tata Aeris?
- From about ₹8,890 a month, up to about ₹16,360 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Tata Aeris variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the ex-showroom price, the Smart Petrol MT is the way in at about ₹8,890 a month. From there about ₹11,000 a month reaches the Smart CNG MT, about ₹12,000 a month reaches the Pure CNG MT, about ₹13,000 a month reaches the Pure Plus CNG MT, and the top Accomplished CNG AT needs about ₹16,360. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Tata Aeris need?
- At the 20% the calculator opens on, the upfront amount runs from ₹1,05,800 on the Smart Petrol MT to ₹1,94,800 on the Accomplished CNG AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Tata Aeris EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.
Looking at a different car? The car loan EMI calculator works with any price, and the Tata Aeris page holds every variant, each carrying it pre-filled.