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Tata Nexon EV EMI calculator

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Calculate the Tata Nexon EV EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹21,630 a month, for the Creative Electric 30 kWh AT at ₹12.87 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹12.87L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹2,57,429 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹21,630
Amount financed
₹10,29,716
Interest over 5 years
₹2,68,084
Total paid, down payment included
₹15,55,229
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹27,055₹16,197₹10,02,661
Nov 2026₹13,474₹8,152₹10,16,242
Dec 2026₹13,581₹8,045₹10,02,661
2027₹1,71,604₹87,908₹8,31,058
Jan 2027₹13,688₹7,938₹9,88,973
Feb 2027₹13,797₹7,829₹9,75,176
Mar 2027₹13,906₹7,720₹9,61,271
Apr 2027₹14,016₹7,610₹9,47,255
May 2027₹14,127₹7,499₹9,33,128
Jun 2027₹14,239₹7,387₹9,18,889
Jul 2027₹14,351₹7,275₹9,04,538
Aug 2027₹14,465₹7,161₹8,90,073
Sept 2027₹14,580₹7,046₹8,75,493
Oct 2027₹14,695₹6,931₹8,60,798
Nov 2027₹14,811₹6,815₹8,45,987
Dec 2027₹14,929₹6,697₹8,31,058
2028₹1,88,635₹70,877₹6,42,424
Jan 2028₹15,047₹6,579₹8,16,012
Feb 2028₹15,166₹6,460₹8,00,846
Mar 2028₹15,286₹6,340₹7,85,560
Apr 2028₹15,407₹6,219₹7,70,153
May 2028₹15,529₹6,097₹7,54,624
Jun 2028₹15,652₹5,974₹7,38,972
Jul 2028₹15,776₹5,850₹7,23,196
Aug 2028₹15,901₹5,725₹7,07,296
Sept 2028₹16,027₹5,599₹6,91,269
Oct 2028₹16,153₹5,473₹6,75,116
Nov 2028₹16,281₹5,345₹6,58,835
Dec 2028₹16,410₹5,216₹6,42,424
2029₹2,07,355₹52,156₹4,35,069
Jan 2029₹16,540₹5,086₹6,25,884
Feb 2029₹16,671₹4,955₹6,09,213
Mar 2029₹16,803₹4,823₹5,92,410
Apr 2029₹16,936₹4,690₹5,75,474
May 2029₹17,070₹4,556₹5,58,404
Jun 2029₹17,205₹4,421₹5,41,199
Jul 2029₹17,341₹4,284₹5,23,857
Aug 2029₹17,479₹4,147₹5,06,379
Sept 2029₹17,617₹4,009₹4,88,762
Oct 2029₹17,757₹3,869₹4,71,005
Nov 2029₹17,897₹3,729₹4,53,108
Dec 2029₹18,039₹3,587₹4,35,069
2030₹2,27,936₹31,575₹2,07,134
Jan 2030₹18,182₹3,444₹4,16,887
Feb 2030₹18,326₹3,300₹3,98,562
Mar 2030₹18,471₹3,155₹3,80,091
Apr 2030₹18,617₹3,009₹3,61,474
May 2030₹18,764₹2,862₹3,42,710
Jun 2030₹18,913₹2,713₹3,23,797
Jul 2030₹19,063₹2,563₹3,04,734
Aug 2030₹19,213₹2,412₹2,85,521
Sept 2030₹19,366₹2,260₹2,66,155
Oct 2030₹19,519₹2,107₹2,46,636
Nov 2030₹19,673₹1,953₹2,26,963
Dec 2030₹19,829₹1,797₹2,07,134
2031₹2,07,134₹9,125₹0
Jan 2031₹19,986₹1,640₹1,87,148
Feb 2031₹20,144₹1,482₹1,67,003
Mar 2031₹20,304₹1,322₹1,46,700
Apr 2031₹20,465₹1,161₹1,26,235
May 2031₹20,627₹999₹1,05,608
Jun 2031₹20,790₹836₹84,818
Jul 2031₹20,954₹671₹63,864
Aug 2031₹21,120₹506₹42,744
Sept 2031₹21,288₹338₹21,456
Oct 2031₹21,456₹170₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tata Nexon EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tata Nexon EV variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Creative Electric 30 kWh AT₹12.87 lakhabout ₹21,630
Fearless Electric 30 kWh AT₹13.68 lakhabout ₹22,980
Creative Electric 45 kWh AT₹14.74 lakhabout ₹24,770
Fearless Electric 45 kWh AT₹15.75 lakhabout ₹26,460
Empowered Electric AT₹16.76 lakhabout ₹28,160
Empowered+ Electric AT₹18.12 lakhabout ₹30,450
Empowered+ Dark Electric AT₹18.33 lakhabout ₹30,790
Empowered+ Red Dark Electric AT₹18.33 lakhabout ₹30,790

What goes into the on-road total? The Tata Nexon EV on-road price page itemises it, state by state. And which Nexon EV variant to buy says where the money works hardest.

The Nexon EV ladder, a month at a time

Seven of the 8 variants, spread up the ladder; the table above has every one.

  1. Creative Electric 30 kWh AT₹21,630
  2. Fearless Electric 30 kWh AT₹22,980
  3. Creative Electric 45 kWh AT₹24,770
  4. Empowered Electric AT₹28,160
  5. Empowered+ Electric AT₹30,450
  6. Empowered+ Dark Electric AT₹30,790
  7. Empowered+ Red Dark Electric AT₹30,790
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹21,630 to ₹30,790 a month across the ladder: the Empowered+ Red Dark Electric AT costs ₹9,160 a month more than the Creative Electric 30 kWh AT, ₹5,49,600 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Empowered Electric AT to the Empowered+ Electric AT: ₹2,290 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the Creative Electric 30 kWh AT's instalment is ₹21,630 a month instead of ₹20,990: ₹640 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top is shared by the Empowered+ Dark Electric AT and the Empowered+ Red Dark Electric AT, each at about ₹30,790 a month.

Tata Nexon EV EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Tata Nexon EV?
From about ₹21,630 a month, up to about ₹30,790 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Tata Nexon EV variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Creative Electric 30 kWh AT is the way in at about ₹21,630 a month. From there about ₹24,000 a month reaches the Fearless Electric 30 kWh AT, about ₹26,000 a month reaches the Creative Electric 45 kWh AT, about ₹28,000 a month reaches the Fearless Electric 45 kWh AT, and the top is shared by the Empowered+ Dark Electric AT and the Empowered+ Red Dark Electric AT, each at about ₹30,790. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Tata Nexon EV need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,57,429 on the Creative Electric 30 kWh AT to ₹3,66,509 on the Empowered+ Dark Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tata Nexon EV EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Tata Nexon EV page holds every variant, each carrying it pre-filled.