Tata Nexon EV EMI calculator

Calculate the Tata Nexon EV EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹21,630 a month, for the Creative Electric 30 kWh AT at ₹12.87 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹10,29,716
- Interest over 5 years
- ₹2,68,084
- Total paid, down payment included
- ₹15,55,229
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹27,055₹16,197₹10,02,661
2027₹1,71,604₹87,908₹8,31,058
2028₹1,88,635₹70,877₹6,42,424
2029₹2,07,355₹52,156₹4,35,069
2030₹2,27,936₹31,575₹2,07,134
2031₹2,07,134₹9,125₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Tata Nexon EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Tata Nexon EV variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| Creative Electric 30 kWh AT | ₹12.87 lakh | about ₹21,630 |
| Fearless Electric 30 kWh AT | ₹13.68 lakh | about ₹22,980 |
| Creative Electric 45 kWh AT | ₹14.74 lakh | about ₹24,770 |
| Fearless Electric 45 kWh AT | ₹15.75 lakh | about ₹26,460 |
| Empowered Electric AT | ₹16.76 lakh | about ₹28,160 |
| Empowered+ Electric AT | ₹18.12 lakh | about ₹30,450 |
| Empowered+ Dark Electric AT | ₹18.33 lakh | about ₹30,790 |
| Empowered+ Red Dark Electric AT | ₹18.33 lakh | about ₹30,790 |
What goes into the on-road total? The Tata Nexon EV on-road price page itemises it, state by state. And which Nexon EV variant to buy says where the money works hardest.
The Nexon EV ladder, a month at a time
Seven of the 8 variants, spread up the ladder; the table above has every one.
- Creative Electric 30 kWh AT₹21,630
- Fearless Electric 30 kWh AT₹22,980
- Creative Electric 45 kWh AT₹24,770
- Empowered Electric AT₹28,160
- Empowered+ Electric AT₹30,450
- Empowered+ Dark Electric AT₹30,790
- Empowered+ Red Dark Electric AT₹30,790
Worth knowing before you sign the loan
- From ₹21,630 to ₹30,790 a month across the ladder: the Empowered+ Red Dark Electric AT costs ₹9,160 a month more than the Creative Electric 30 kWh AT, ₹5,49,600 over the 5 years.
- The biggest jump between neighbours on the ladder is the Empowered Electric AT to the Empowered+ Electric AT: ₹2,290 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the Creative Electric 30 kWh AT's instalment is ₹21,630 a month instead of ₹20,990: ₹640 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹22,000 a monthreaches theCreative Electric 30 kWh ATat about ₹21,630
- About ₹24,000 a monthreaches theFearless Electric 30 kWh ATat about ₹22,980
- About ₹26,000 a monthreaches theCreative Electric 45 kWh ATat about ₹24,770
- About ₹28,000 a monthreaches theFearless Electric 45 kWh ATat about ₹26,460
The top is shared by the Empowered+ Dark Electric AT and the Empowered+ Red Dark Electric AT, each at about ₹30,790 a month.
Tata Nexon EV EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Tata Nexon EV?
- From about ₹21,630 a month, up to about ₹30,790 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Tata Nexon EV variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Creative Electric 30 kWh AT is the way in at about ₹21,630 a month. From there about ₹24,000 a month reaches the Fearless Electric 30 kWh AT, about ₹26,000 a month reaches the Creative Electric 45 kWh AT, about ₹28,000 a month reaches the Fearless Electric 45 kWh AT, and the top is shared by the Empowered+ Dark Electric AT and the Empowered+ Red Dark Electric AT, each at about ₹30,790. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Tata Nexon EV need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,57,429 on the Creative Electric 30 kWh AT to ₹3,66,509 on the Empowered+ Dark Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Tata Nexon EV EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Tata Nexon EV page holds every variant, each carrying it pre-filled.
