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Tesla Model Y L EMI calculator

Calculate the Tesla Model Y L EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹1,04,150 a month, for the Premium at ₹61.99 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹61.99L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹12,39,800 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹1,04,150
Amount financed
₹49,59,200
Interest over 5 years
₹12,89,800
Total paid, down payment included
₹74,88,800
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹1,96,222₹1,16,236₹47,62,978
Oct 2026₹64,892₹39,260₹48,94,308
Nov 2026₹65,406₹38,747₹48,28,902
Dec 2026₹65,924₹38,229₹47,62,978
2027₹8,32,997₹4,16,833₹39,29,982
Jan 2027₹66,446₹37,707₹46,96,533
Feb 2027₹66,972₹37,181₹46,29,561
Mar 2027₹67,502₹36,651₹45,62,060
Apr 2027₹68,036₹36,116₹44,94,024
May 2027₹68,575₹35,578₹44,25,449
Jun 2027₹69,118₹35,035₹43,56,331
Jul 2027₹69,665₹34,488₹42,86,666
Aug 2027₹70,216₹33,936₹42,16,450
Sept 2027₹70,772₹33,380₹41,45,678
Oct 2027₹71,332₹32,820₹40,74,345
Nov 2027₹71,897₹32,255₹40,02,448
Dec 2027₹72,466₹31,686₹39,29,982
2028₹9,15,669₹3,34,159₹30,14,312
Jan 2028₹73,040₹31,112₹38,56,942
Feb 2028₹73,618₹30,534₹37,83,323
Mar 2028₹74,201₹29,951₹37,09,122
Apr 2028₹74,789₹29,364₹36,34,334
May 2028₹75,381₹28,772₹35,58,953
Jun 2028₹75,977₹28,175₹34,82,976
Jul 2028₹76,579₹27,574₹34,06,397
Aug 2028₹77,185₹26,967₹33,29,212
Sept 2028₹77,796₹26,356₹32,51,416
Oct 2028₹78,412₹25,740₹31,73,003
Nov 2028₹79,033₹25,120₹30,93,971
Dec 2028₹79,658₹24,494₹30,14,312
2029₹10,06,547₹2,43,280₹20,07,765
Jan 2029₹80,289₹23,863₹29,34,023
Feb 2029₹80,925₹23,228₹28,53,098
Mar 2029₹81,565₹22,587₹27,71,533
Apr 2029₹82,211₹21,941₹26,89,322
May 2029₹82,862₹21,290₹26,06,460
Jun 2029₹83,518₹20,634₹25,22,942
Jul 2029₹84,179₹19,973₹24,38,763
Aug 2029₹84,846₹19,307₹23,53,917
Sept 2029₹85,517₹18,635₹22,68,400
Oct 2029₹86,194₹17,958₹21,82,206
Nov 2029₹86,877₹17,276₹20,95,329
Dec 2029₹87,564₹16,588₹20,07,765
2030₹11,06,446₹1,43,385₹9,01,320
Jan 2030₹88,258₹15,895₹19,19,507
Feb 2030₹88,956₹15,196₹18,30,551
Mar 2030₹89,661₹14,492₹17,40,890
Apr 2030₹90,370₹13,782₹16,50,520
May 2030₹91,086₹13,067₹15,59,434
Jun 2030₹91,807₹12,346₹14,67,627
Jul 2030₹92,534₹11,619₹13,75,093
Aug 2030₹93,266₹10,886₹12,81,827
Sept 2030₹94,005₹10,148₹11,87,822
Oct 2030₹94,749₹9,404₹10,93,073
Nov 2030₹95,499₹8,653₹9,97,575
Dec 2030₹96,255₹7,897₹9,01,320
2031₹9,01,319₹36,052₹0
Jan 2031₹97,017₹7,135₹8,04,303
Feb 2031₹97,785₹6,367₹7,06,518
Mar 2031₹98,559₹5,593₹6,07,958
Apr 2031₹99,339₹4,813₹5,08,619
May 2031₹1,00,126₹4,027₹4,08,493
Jun 2031₹1,00,919₹3,234₹3,07,575
Jul 2031₹1,01,717₹2,435₹2,05,857
Aug 2031₹1,02,523₹1,630₹1,03,334
Sept 2031₹1,03,334₹818₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tesla Model Y L's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tesla Model Y L variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Premium Electric AT₹61.99 lakhabout ₹1,04,150

Financing the on-road total instead? The Tesla Model Y L on-road price page shows what it costs on the road, state by state.

Tesla Model Y L EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Tesla Model Y L?
From about ₹1,04,150 a month, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Tesla Model Y L need?
At the 20% the calculator opens on, the upfront amount runs from ₹12,39,800 on the Premium to ₹12,39,800 on the Premium. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tesla Model Y L EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Tesla Model Y L page holds every variant, each carrying it pre-filled.