VariantWise

Tesla Model Y EMI calculator

Ultra Red

Calculate the Tesla Model Y EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹95,340 a month, for the Premium Electric AT at ₹56.74 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹56.74L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹11,34,889 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹95,340
Amount financed
₹45,39,556
Interest over 5 years
₹11,80,844
Total paid, down payment included
₹68,55,289
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹1,19,272₹71,406₹44,20,284
Nov 2026₹59,401₹35,938₹44,80,155
Dec 2026₹59,871₹35,468₹44,20,284
2027₹7,56,520₹3,87,549₹36,63,764
Jan 2027₹60,345₹34,994₹43,59,939
Feb 2027₹60,823₹34,516₹42,99,116
Mar 2027₹61,304₹34,035₹42,37,811
Apr 2027₹61,790₹33,549₹41,76,021
May 2027₹62,279₹33,060₹41,13,742
Jun 2027₹62,772₹32,567₹40,50,970
Jul 2027₹63,269₹32,070₹39,87,701
Aug 2027₹63,770₹31,569₹39,23,932
Sept 2027₹64,275₹31,064₹38,59,657
Oct 2027₹64,784₹30,556₹37,94,873
Nov 2027₹65,296₹30,043₹37,29,577
Dec 2027₹65,813₹29,526₹36,63,764
2028₹8,31,602₹3,12,466₹28,32,161
Jan 2028₹66,334₹29,005₹35,97,429
Feb 2028₹66,859₹28,480₹35,30,570
Mar 2028₹67,389₹27,950₹34,63,181
Apr 2028₹67,922₹27,417₹33,95,259
May 2028₹68,460₹26,879₹33,26,799
Jun 2028₹69,002₹26,337₹32,57,797
Jul 2028₹69,548₹25,791₹31,88,249
Aug 2028₹70,099₹25,240₹31,18,150
Sept 2028₹70,654₹24,685₹30,47,496
Oct 2028₹71,213₹24,126₹29,76,283
Nov 2028₹71,777₹23,562₹29,04,506
Dec 2028₹72,345₹22,994₹28,32,161
2029₹9,14,137₹2,29,932₹19,18,024
Jan 2029₹72,918₹22,421₹27,59,243
Feb 2029₹73,495₹21,844₹26,85,748
Mar 2029₹74,077₹21,262₹26,11,671
Apr 2029₹74,663₹20,676₹25,37,008
May 2029₹75,254₹20,085₹24,61,753
Jun 2029₹75,850₹19,489₹23,85,903
Jul 2029₹76,451₹18,888₹23,09,452
Aug 2029₹77,056₹18,283₹22,32,396
Sept 2029₹77,666₹17,673₹21,54,730
Oct 2029₹78,281₹17,058₹20,76,449
Nov 2029₹78,901₹16,439₹19,97,549
Dec 2029₹79,525₹15,814₹19,18,024
2030₹10,04,863₹1,39,207₹9,13,160
Jan 2030₹80,155₹15,184₹18,37,869
Feb 2030₹80,789₹14,550₹17,57,080
Mar 2030₹81,429₹13,910₹16,75,651
Apr 2030₹82,074₹13,266₹15,93,577
May 2030₹82,723₹12,616₹15,10,854
Jun 2030₹83,378₹11,961₹14,27,476
Jul 2030₹84,038₹11,301₹13,43,437
Aug 2030₹84,704₹10,636₹12,58,734
Sept 2030₹85,374₹9,965₹11,73,360
Oct 2030₹86,050₹9,289₹10,87,310
Nov 2030₹86,731₹8,608₹10,00,578
Dec 2030₹87,418₹7,921₹9,13,160
2031₹9,13,159₹40,232₹0
Jan 2031₹88,110₹7,229₹8,25,051
Feb 2031₹88,807₹6,532₹7,36,243
Mar 2031₹89,511₹5,829₹6,46,733
Apr 2031₹90,219₹5,120₹5,56,513
May 2031₹90,933₹4,406₹4,65,580
Jun 2031₹91,653₹3,686₹3,73,927
Jul 2031₹92,379₹2,960₹2,81,548
Aug 2031₹93,110₹2,229₹1,88,438
Sept 2031₹93,847₹1,492₹94,590
Oct 2031₹94,590₹749₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tesla Model Y's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tesla Model Y variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Premium Electric AT₹56.74 lakhabout ₹95,340

What goes into the on-road total? The Tesla Model Y on-road price page itemises it, state by state.

Worth knowing before you sign the loan

  • On the road in Delhi rather than ex-showroom, the Premium Electric AT's instalment is ₹95,340 a month instead of ₹85,500: ₹9,840 a month more, because road tax and registration are in the loan too.

Tesla Model Y EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Tesla Model Y?
From about ₹95,340 a month, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does the Tesla Model Y need?
At 20% down on the on-road price in Delhi, that is ₹11,34,889 upfront on the Premium Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tesla Model Y EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Tesla Model Y page holds every variant, each carrying it pre-filled.