BMW X5 on-road price in Gaya

₹1,10,28,958 to ₹1,29,01,708 on the road4 variants

EMI from about ₹1,85,300 a month on the Gaya on-road price, at 9.5% a year over 5 years with 20% down.

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Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Bihar sets these charges, so the same figures apply in Patna, Bhagalpur and Muzaffarpur.

Why

Registering in a different city of the state does not change them.

All 4 variants priced in Gaya

Variant	Ex-showroom	On-road in Gaya
xDrive40i Turbo Petrol AT	₹96.90L	₹1,10,28,958
xDrive30d Diesel AT	₹98.90L	₹1,12,55,958
xDrive40i M Sport Pro Turbo Petrol AT	₹1.11Cr	₹1,26,74,708
xDrive30d M Sport Pro Diesel AT	₹1.13Cr	₹1,29,01,708

Confirm the final figure with your dealer before paying.

What the road adds in Gaya, variant by variant

Cheapest on the road first. The orange is Bihar's own share.

xDrive40i Turbo Petrol AT₹1,10,28,958+14%
₹96,90,000 ex-showroom, Bihar takes ₹12,11,250, everything else ₹1,27,708
xDrive30d Diesel AT₹1,12,55,958+14%
₹98,90,000 ex-showroom, Bihar takes ₹12,36,250, everything else ₹1,29,708
xDrive40i M Sport Pro Turbo Petrol AT₹1,26,74,708+14%
₹1,11,40,000 ex-showroom, Bihar takes ₹13,92,500, everything else ₹1,42,208
xDrive30d M Sport Pro Diesel AT₹1,29,01,708+14%
₹1,13,40,000 ex-showroom, Bihar takes ₹14,17,500, everything else ₹1,44,208

Ex-showroom priceBihar's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Gaya.

X5 variants on Bihar's tax steps

Bihar charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and dieselby price

10.5%to ₹15 lakh
no variant here
12.5%above
xDrive40i Turbo Petrol AT, xDrive30d Diesel AT, xDrive40i M Sport Pro Turbo Petrol AT, xDrive30d M Sport Pro Diesel AT

Worth knowing before you sign

The xDrive30d Diesel AT is ₹2,27,000 more on the road here than the xDrive40i Turbo Petrol AT, and ₹25,000 of that is Bihar's road tax.
On the BMW X5 xDrive40i Turbo Petrol AT, Gaya is 10th dearest of 25 states: ₹6,29,850 over Gujarat and ₹9,20,750 under Kerala.

How the xDrive40i Turbo Petrol AT's ₹1,10,28,958 breaks down

Getting it on the road in Gaya adds ₹13.39L to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price: ₹96,90,000
Road tax (12.5%): ₹12,11,250
Registration fee (central): ₹800
TCS (1%, adjustable against your income tax)refundable: ₹96,900
Third-party insurance (3 years, incl. 18% GST): ₹29,023
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Gaya: ₹1,10,28,958

The fine print

Road tax (12.5%): Derived 2026-08-07 from CarWale's published on-road breakdown for Patna, 10 cars from Rs 3.70L to Rs 59.65L. Up to the step: 5 observations, raw 10.57% to 11.04%, slope 10.41% with Rs 2,945 fixed. Above it: 4 observations, raw 12.42% to 12.67%, slope 12.37% with Rs 5,253 fixed. The boundary lies between Rs 14.0L and Rs 18.0L; Rs 15L is interpolated. NOT read from any Bihar notification; the state's transport site resolves on no public resolver
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
TCS (1%, adjustable against your income tax): Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Bihar's rates here are derived from published on-road prices rather than read from the state's own schedule, so treat them as indicative and confirm with your dealer.

Confirm the final figure with your dealer before paying.

Where these figures come from

One figure here is weaker than the rest: the road tax is what Bihar is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Bihar's own documents, last checked on 7 August 2026. Rates change with state budgets, so confirm the final figure with your dealer before paying.

X5 on-road price in other cities

See 28 other cities

Same figures, same state: Patna, Bhagalpur, Muzaffarpur

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

BMW X5 on-road price, in all 25 states we price →

Every BMW X5 variant, compared →

Questions buyers ask

What is the BMW X5 on-road price in Gaya?

Between ₹1,10,28,958 for the xDrive40i Turbo Petrol AT and ₹1,29,01,708 for the xDrive30d M Sport Pro Diesel AT, as of October 2026. That covers Bihar road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the BMW X5 in Gaya?

₹12,11,250 on the xDrive40i Turbo Petrol AT at ₹96.90L ex-showroom. The rate comes from Bihar's own schedule (Derived 2026-08-07 from CarWale's published on-road breakdown for Patna, 10 cars from Rs 3.70L to Rs 59.65L. Up to the step: 5 observations, raw 10.57% to 11.04%, slope 10.41% with Rs 2,945 fixed. Above it: 4 observations, raw 12.42% to 12.67%, slope 12.37% with Rs 5,253 fixed. The boundary lies between Rs 14.0L and Rs 18.0L; Rs 15L is interpolated. NOT read from any Bihar notification; the state's transport site resolves on no public resolver), verified on 7 August 2026.

Is the BMW X5 cheaper on-road in another city of Bihar?

No. Bihar sets these charges, so the same figures apply in Patna, Bhagalpur and Muzaffarpur: registering in a different city of the state does not change them.