BMW X5 on-road price in Mumbai
₹1,11,02,602 to ₹1,32,19,228 on the road4 variants
EMI from about ₹1,86,540 a month on the Mumbai on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Maharashtra sets these charges, so the same figures apply in Pune, Nagpur, Thane and Nashik and beyond.
Why
All 4 variants priced in Mumbai
| Variant | Ex-showroom | On-road in Mumbai |
|---|---|---|
| xDrive40i Turbo Petrol AT | ₹96.90L | ₹1,11,02,602 |
| xDrive30d Diesel AT | ₹98.90L | ₹1,15,32,878 |
| xDrive40i M Sport Pro Turbo Petrol AT | ₹1.11Cr | ₹1,27,59,372 |
| xDrive30d M Sport Pro Diesel AT | ₹1.13Cr | ₹1,32,19,228 |
Confirm the final figure with your dealer before paying.
What the road adds in Mumbai, variant by variant
Cheapest on the road first. The orange is Maharashtra's own share.
- xDrive40i Turbo Petrol AT₹1,11,02,602+15%
₹96,90,000 ex-showroom, Maharashtra takes ₹12,84,894, everything else ₹1,27,708
- xDrive30d Diesel AT₹1,15,32,878+17%
₹98,90,000 ex-showroom, Maharashtra takes ₹15,13,170, everything else ₹1,29,708
- xDrive40i M Sport Pro Turbo Petrol AT₹1,27,59,372+15%
₹1,11,40,000 ex-showroom, Maharashtra takes ₹14,77,164, everything else ₹1,42,208
- xDrive30d M Sport Pro Diesel AT₹1,32,19,228+17%
₹1,13,40,000 ex-showroom, Maharashtra takes ₹17,35,020, everything else ₹1,44,208
X5 variants on Maharashtra's tax steps
Maharashtra charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrolby price
- 11%to ₹10 lakh
no variant here
- 12%to ₹20 lakh
no variant here
- 13%above
xDrive40i Turbo Petrol AT, xDrive40i M Sport Pro Turbo Petrol AT
Dieselby price
- 13%to ₹10 lakh
no variant here
- 14%to ₹20 lakh
no variant here
- 15%above
xDrive30d Diesel AT, xDrive30d M Sport Pro Diesel AT
Worth knowing before you sign
- The xDrive30d Diesel AT is ₹4,30,276 more on the road here than the xDrive40i Turbo Petrol AT, and ₹2,28,276 of that is Maharashtra's road tax.
- On the BMW X5 xDrive40i Turbo Petrol AT, Mumbai is 9th dearest of 25 states: ₹7,03,494 over Gujarat and ₹8,47,106 under Kerala.
How the xDrive40i Turbo Petrol AT's ₹1,11,02,602 breaks down
Getting it on the road in Mumbai adds ₹14.13L to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹96,90,000
- Road tax (13%)
- ₹12,59,700
- Road safety cess (2% of the tax)
- ₹25,194
- Registration fee (central)
- ₹800
- TCS (1%, adjustable against your income tax)refundable
- ₹96,900
- Third-party insurance (3 years, incl. 18% GST)
- ₹29,023
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Mumbai
- ₹1,11,02,602
The fine print
- Road tax (13%)
- Maharashtra Motor Vehicles Tax Act 1958, Second Schedule; dept rate page 1117 (last reviewed 25-03-2026), petrol/diesel base table
- Road safety cess (2% of the tax)
- Notification MVR-0716/CR-324/TRA-2 dated 17-10-2016, effective 24-10-2016
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- TCS (1%, adjustable against your income tax)
- Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Figures are for an individual's first personal car; company-registered cars pay 20% in Maharashtra.
- The department's own rate page shows a 11% top-band typo against the schedule's 13% pattern; the schedule value is used.
Confirm the final figure with your dealer before paying.
Where these figures come from
Registering a X5 in Mumbai
Cars registered in Mumbai carry MH-01, MH-02, MH-03 or MH-47 plates, depending on which RTO office covers your address.
| Series | Issuing office | Covers |
|---|---|---|
| MH-01 | Regional Transport Office, Mumbai (Central), Tardeo | South Mumbai island city: Fort, Colaba, Marine Lines, Malabar Hill, Girgaon, Byculla, Mazgaon, Parel, Worli, Dadar, Mahim, Sion, Wadala and Antop Hill |
| MH-02 | Regional Transport Office, Mumbai (West), Andheri | Western suburbs from Bandra to Jogeshwari: Bandra, Khar, Santacruz, Vile Parle, Juhu, Andheri and the airport area |
| MH-03 | Regional Transport Office, Mumbai (East), Wadala | Eastern suburbs: Kurla, Chembur, Ghatkopar, Vikhroli, Powai, Bhandup, Mulund, Govandi, Mankhurd and Trombay |
| MH-47 | Deputy Regional Transport Office, Borivali | Northern western suburbs: Goregaon, Malad, Kandivali, Borivali and Dahisar |
Motor Vehicle Department, Maharashtra, Know Your RTO area-to-office mapping; codes also on the department's Regional Offices page, checked 2026-08-09.
X5 on-road price in other cities
See 31 other cities
Same figures, same state: Pune, Nagpur, Thane, Nashik, Navi Mumbai, Aurangabad, Kolhapur
Different state, different figures: Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Questions buyers ask
What is the BMW X5 on-road price in Mumbai?
Between ₹1,11,02,602 for the xDrive40i Turbo Petrol AT and ₹1,32,19,228 for the xDrive30d M Sport Pro Diesel AT, as of October 2026. That covers Maharashtra road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the BMW X5 in Mumbai?
₹12,59,700 on the xDrive40i Turbo Petrol AT at ₹96.90L ex-showroom. The rate comes from Maharashtra's own schedule (Maharashtra Motor Vehicles Tax Act 1958, Second Schedule; dept rate page 1117 (last reviewed 25-03-2026), petrol/diesel base table), verified on 2026-08-07.
Is the BMW X5 cheaper on-road in another city of Maharashtra?
No. Maharashtra sets these charges, so the same figures apply in Pune, Nagpur, Thane and Nashik and beyond: registering in a different city of the state does not change them.
Which number plate series does the BMW X5 registered in Mumbai get?
Cars registered in Mumbai carry MH-01, MH-02, MH-03 or MH-47 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Motor Vehicle Department, Maharashtra, Know Your RTO area-to-office mapping; codes also on the department's Regional Offices page, checked 2026-08-09).