BMW X5 on-road price in Panipat

₹1,07,86,708 to ₹1,26,18,208 on the road4 variants

EMI from about ₹1,81,230 a month on the Panipat on-road price, at 9.5% a year over 5 years with 20% down.

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Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Haryana sets these charges, so the same figures apply in Gurugram, Faridabad, Ambala and Karnal and beyond.

Why

Registering in a different city of the state does not change them.

All 4 variants priced in Panipat

Variant	Ex-showroom	On-road in Panipat
xDrive40i Turbo Petrol AT	₹96.90L	₹1,07,86,708
xDrive30d Diesel AT	₹98.90L	₹1,10,08,708
xDrive40i M Sport Pro Turbo Petrol AT	₹1.11Cr	₹1,23,96,208
xDrive30d M Sport Pro Diesel AT	₹1.13Cr	₹1,26,18,208

Confirm the final figure with your dealer before paying.

What the road adds in Panipat, variant by variant

Cheapest on the road first. The orange is Haryana's own share.

xDrive40i Turbo Petrol AT₹1,07,86,708+11%
₹96,90,000 ex-showroom, Haryana takes ₹9,69,000, everything else ₹1,27,708
xDrive30d Diesel AT₹1,10,08,708+11%
₹98,90,000 ex-showroom, Haryana takes ₹9,89,000, everything else ₹1,29,708
xDrive40i M Sport Pro Turbo Petrol AT₹1,23,96,208+11%
₹1,11,40,000 ex-showroom, Haryana takes ₹11,14,000, everything else ₹1,42,208
xDrive30d M Sport Pro Diesel AT₹1,26,18,208+11%
₹1,13,40,000 ex-showroom, Haryana takes ₹11,34,000, everything else ₹1,44,208

Ex-showroom priceHaryana's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Panipat.

X5 variants on Haryana's tax steps

Haryana charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and dieselby price

5%to ₹6 lakh
no variant here
8%to ₹20 lakh
no variant here
10%above
xDrive40i Turbo Petrol AT, xDrive30d Diesel AT, xDrive40i M Sport Pro Turbo Petrol AT, xDrive30d M Sport Pro Diesel AT

Worth knowing before you sign

The xDrive30d Diesel AT is ₹2,22,000 more on the road here than the xDrive40i Turbo Petrol AT, and ₹20,000 of that is Haryana's road tax.
On the BMW X5 xDrive40i Turbo Petrol AT, Panipat is 10th cheapest of 25 states: ₹3,87,600 over Gujarat and ₹11,63,000 under Kerala.

How the xDrive40i Turbo Petrol AT's ₹1,07,86,708 breaks down

Getting it on the road in Panipat adds ₹10.97L to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price: ₹96,90,000
Road tax (10%): ₹9,69,000
Registration fee (central): ₹800
TCS (1%, adjustable against your income tax)refundable: ₹96,900
Third-party insurance (3 years, incl. 18% GST): ₹29,023
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Panipat: ₹1,07,86,708

The fine print

Road tax (10%): Haryana Transport Department, NON TRANSPORT VEHICLES (ONE TIME TAX), category I.2 'Vehicle other than two-wheeled vehicle (Cars, Jeep etc.)', vide notification 13/15/2010-6T(I) dated 28-03-2017 with rates effective 01-04-2017. Read from the department's own page via the Internet Archive snapshot of 2024-02-24, the newest copy reachable; the live page could not be opened
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
TCS (1%, adjustable against your income tax): Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Confirm the final figure with your dealer before paying.

Where these figures come from

The road tax comes from Haryana's own transport department pages rather than from the notification behind it, which is the state's published position one step removed from the instrument. Everything else is computed from Haryana's own documents, last checked on 24 February 2024. Rates change with state budgets, so confirm the final figure with your dealer before paying.

X5 on-road price in other cities

See 31 other cities

Same figures, same state: Gurugram, Faridabad, Ambala, Karnal, Hisar, Rohtak

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

BMW X5 on-road price, in all 25 states we price →

Every BMW X5 variant, compared →

Questions buyers ask

What is the BMW X5 on-road price in Panipat?

Between ₹1,07,86,708 for the xDrive40i Turbo Petrol AT and ₹1,26,18,208 for the xDrive30d M Sport Pro Diesel AT, as of October 2026. That covers Haryana road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the BMW X5 in Panipat?

₹9,69,000 on the xDrive40i Turbo Petrol AT at ₹96.90L ex-showroom. The rate comes from Haryana's own schedule (Haryana Transport Department, NON TRANSPORT VEHICLES (ONE TIME TAX), category I.2 'Vehicle other than two-wheeled vehicle (Cars, Jeep etc.)', vide notification 13/15/2010-6T(I) dated 28-03-2017 with rates effective 01-04-2017. Read from the department's own page via the Internet Archive snapshot of 2024-02-24, the newest copy reachable; the live page could not be opened), verified on 24 February 2024.

Is the BMW X5 cheaper on-road in another city of Haryana?

No. Haryana sets these charges, so the same figures apply in Gurugram, Faridabad, Ambala and Karnal and beyond: registering in a different city of the state does not change them.