Hyundai Creta EMI calculator
Calculate the Hyundai Creta EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹20,590 a month, for the E Petrol MT at ₹12.25 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹9,80,280
- Interest over 5 years
- ₹2,55,120
- Total paid, down payment included
- ₹14,80,470
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹25,756₹15,420₹9,54,524
2027₹1,63,364₹83,688₹7,91,160
2028₹1,79,576₹67,473₹6,11,582
2029₹1,97,401₹49,652₹4,14,182
2030₹2,16,992₹30,062₹1,97,190
2031₹1,97,189₹8,687₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Hyundai Creta's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Hyundai Creta variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| E Petrol MT | ₹12.25 lakh | about ₹20,590 |
| EX Petrol MT | ₹13.54 lakh | about ₹22,750 |
| E Diesel MT | ₹14.46 lakh | about ₹24,290 |
| EX(O) Petrol MT | ₹14.73 lakh | about ₹24,750 |
| EX Diesel MT | ₹15.73 lakh | about ₹26,420 |
| S(O) Petrol MT | ₹15.92 lakh | about ₹26,740 |
| S(O) Knight Edition Petrol MT | ₹16.12 lakh | about ₹27,080 |
| EX(O) Petrol AT | ₹16.24 lakh | about ₹27,280 |
| EX(O) Diesel MT | ₹16.94 lakh | about ₹28,460 |
| SX Petrol MT | ₹16.84 lakh | about ₹28,290 |
| S(O) Petrol AT | ₹17.53 lakh | about ₹29,450 |
| S(O) Diesel MT | ₹18.21 lakh | about ₹30,600 |
| S(O) Knight Edition Diesel MT | ₹18.42 lakh | about ₹30,940 |
| EX(O) Diesel AT | ₹18.47 lakh | about ₹31,040 |
| SX Premium Petrol MT | ₹18.28 lakh | about ₹30,710 |
| King Petrol MT | ₹19.32 lakh | about ₹32,470 |
| S(O) Diesel AT | ₹19.86 lakh | about ₹33,360 |
| SX Premium Petrol AT | ₹19.89 lakh | about ₹33,420 |
| SX Premium Diesel MT | ₹20.57 lakh | about ₹34,570 |
| King Petrol AT | ₹20.89 lakh | about ₹35,100 |
| King Knight Edition Petrol AT | ₹21.04 lakh | about ₹35,360 |
| King Diesel MT | ₹21.63 lakh | about ₹36,340 |
| King Lounge Edition Petrol AT | ₹21.48 lakh | about ₹36,090 |
| King Diesel AT | ₹22.63 lakh | about ₹38,020 |
| King Turbo Petrol AT | ₹22.24 lakh | about ₹37,370 |
| King Knight Edition Diesel AT | ₹23.00 lakh | about ₹38,650 |
| King Lounge Edition Diesel AT | ₹23.20 lakh | about ₹38,970 |
What goes into the on-road total? The Hyundai Creta on-road price page itemises it, state by state. And which Creta variant to buy says where the money works hardest.
The Creta ladder, a month at a time
Seven of the 27 variants, spread up the ladder; the table above has every one.
- E Petrol MT₹20,590
- EX Diesel MT₹26,420
- EX(O) Diesel MT₹28,460
- S(O) Knight Edition Diesel MT₹30,940
- SX Premium Petrol AT₹33,420
- King Diesel MT₹36,340
- King Lounge Edition Diesel AT₹38,970
Worth knowing before you sign the loan
- From ₹20,590 to ₹38,970 a month across the ladder: the King Lounge Edition Diesel AT costs ₹18,380 a month more than the E Petrol MT, ₹11,02,800 over the 5 years.
- The biggest jump between neighbours on the ladder is the E Petrol MT to the EX Petrol MT: ₹2,160 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the E Petrol MT's instalment is ₹20,590 a month instead of ₹18,330: ₹2,260 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹22,000 a monthreaches theE Petrol MTat about ₹20,590
- About ₹24,000 a monthreaches theEX Petrol MTat about ₹22,750
- About ₹26,000 a monthreaches theEX(O) Petrol MTat about ₹24,750
- About ₹28,000 a monthreaches theEX(O) Petrol ATat about ₹27,280
The top King Lounge Edition Diesel AT needs about ₹38,970 a month.
Hyundai Creta EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Hyundai Creta?
- From about ₹20,590 a month, up to about ₹38,970 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Hyundai Creta variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the E Petrol MT is the way in at about ₹20,590 a month. From there about ₹24,000 a month reaches the EX Petrol MT, about ₹26,000 a month reaches the EX(O) Petrol MT, about ₹28,000 a month reaches the EX(O) Petrol AT, and the top King Lounge Edition Diesel AT needs about ₹38,970. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Hyundai Creta need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,45,070 on the E Petrol MT to ₹4,63,905 on the King Lounge Edition Diesel AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Hyundai Creta EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Hyundai Creta page holds every variant, each carrying it pre-filled.