VariantWise

Hyundai IONIQ 5 EMI calculator

Titan Grey

Calculate the Hyundai IONIQ 5 EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹1,04,330 a month, for the Long Range RWD Electric AT at ₹62.09 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹62.09L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹12,41,893 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹1,04,330
Amount financed
₹49,67,572
Interest over 5 years
₹12,92,228
Total paid, down payment included
₹75,01,693
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹1,30,518₹78,139₹48,37,054
Nov 2026₹65,002₹39,327₹49,02,570
Dec 2026₹65,516₹38,812₹48,37,054
2027₹8,27,851₹4,24,091₹40,09,205
Jan 2027₹66,035₹38,293₹47,71,019
Feb 2027₹66,558₹37,771₹47,04,462
Mar 2027₹67,085₹37,244₹46,37,377
Apr 2027₹67,616₹36,713₹45,69,761
May 2027₹68,151₹36,177₹45,01,610
Jun 2027₹68,691₹35,638₹44,32,920
Jul 2027₹69,234₹35,094₹43,63,685
Aug 2027₹69,782₹34,546₹42,93,903
Sept 2027₹70,335₹33,993₹42,23,568
Oct 2027₹70,892₹33,437₹41,52,676
Nov 2027₹71,453₹32,875₹40,81,224
Dec 2027₹72,019₹32,310₹40,09,205
2028₹9,10,011₹3,41,929₹30,99,194
Jan 2028₹72,589₹31,740₹39,36,616
Feb 2028₹73,163₹31,165₹38,63,453
Mar 2028₹73,743₹30,586₹37,89,710
Apr 2028₹74,326₹30,002₹37,15,384
May 2028₹74,915₹29,413₹36,40,469
Jun 2028₹75,508₹28,820₹35,64,961
Jul 2028₹76,106₹28,223₹34,88,856
Aug 2028₹76,708₹27,620₹34,12,147
Sept 2028₹77,315₹27,013₹33,34,832
Oct 2028₹77,928₹26,401₹32,56,905
Nov 2028₹78,544₹25,784₹31,78,360
Dec 2028₹79,166₹25,162₹30,99,194
2029₹10,00,328₹2,51,610₹20,98,866
Jan 2029₹79,793₹24,535₹30,19,401
Feb 2029₹80,425₹23,904₹29,38,976
Mar 2029₹81,061₹23,267₹28,57,915
Apr 2029₹81,703₹22,625₹27,76,212
May 2029₹82,350₹21,978₹26,93,862
Jun 2029₹83,002₹21,326₹26,10,860
Jul 2029₹83,659₹20,669₹25,27,201
Aug 2029₹84,321₹20,007₹24,42,880
Sept 2029₹84,989₹19,339₹23,57,891
Oct 2029₹85,662₹18,667₹22,72,229
Nov 2029₹86,340₹17,988₹21,85,890
Dec 2029₹87,023₹17,305₹20,98,866
2030₹10,99,609₹1,52,331₹9,99,259
Jan 2030₹87,712₹16,616₹20,11,154
Feb 2030₹88,407₹15,922₹19,22,747
Mar 2030₹89,107₹15,222₹18,33,641
Apr 2030₹89,812₹14,516₹17,43,829
May 2030₹90,523₹13,805₹16,53,306
Jun 2030₹91,240₹13,089₹15,62,066
Jul 2030₹91,962₹12,366₹14,70,105
Aug 2030₹92,690₹11,638₹13,77,415
Sept 2030₹93,424₹10,905₹12,83,991
Oct 2030₹94,163₹10,165₹11,89,828
Nov 2030₹94,909₹9,419₹10,94,919
Dec 2030₹95,660₹8,668₹9,99,259
2031₹9,99,259₹44,022₹0
Jan 2031₹96,417₹7,911₹9,02,841
Feb 2031₹97,181₹7,147₹8,05,660
Mar 2031₹97,950₹6,378₹7,07,710
Apr 2031₹98,726₹5,603₹6,08,985
May 2031₹99,507₹4,821₹5,09,478
Jun 2031₹1,00,295₹4,033₹4,09,183
Jul 2031₹1,01,089₹3,239₹3,08,094
Aug 2031₹1,01,889₹2,439₹2,06,205
Sept 2031₹1,02,696₹1,632₹1,03,509
Oct 2031₹1,03,509₹819₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Hyundai IONIQ 5's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Hyundai IONIQ 5 variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Long Range RWD Electric AT₹62.09 lakhabout ₹1,04,330

What goes into the on-road total? The Hyundai IONIQ 5 on-road price page itemises it, state by state.

Worth knowing before you sign the loan

  • On the road in Delhi rather than ex-showroom, the Long Range RWD Electric AT's instalment is ₹1,04,330 a month instead of ₹93,600: ₹10,730 a month more, because road tax and registration are in the loan too.

Hyundai IONIQ 5 EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Hyundai IONIQ 5?
From about ₹1,04,330 a month, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does the Hyundai IONIQ 5 need?
At 20% down on the on-road price in Delhi, that is ₹12,41,893 upfront on the Long Range RWD Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Hyundai IONIQ 5 EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Hyundai IONIQ 5 page holds every variant, each carrying it pre-filled.