Kia Sonet EMI calculator
Calculate the Kia Sonet EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹13,560 a month, for the HTE Petrol MT at ₹8.07 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹6,45,768
- Interest over 5 years
- ₹1,67,832
- Total paid, down payment included
- ₹9,75,042
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹16,967₹10,157₹6,28,801
2027₹1,07,617₹55,132₹5,21,183
2028₹1,18,298₹44,451₹4,02,885
2029₹1,30,039₹32,709₹2,72,846
2030₹1,42,947₹19,803₹1,29,900
2031₹1,29,900₹5,722₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Kia Sonet's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Kia Sonet variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| HTE Petrol MT | ₹8.07 lakh | about ₹13,560 |
| HTE (O) Petrol MT | ₹8.53 lakh | about ₹14,340 |
| HTK (O) Petrol MT | ₹9.61 lakh | about ₹16,150 |
| HTE (O) Diesel MT | ₹10.15 lakh | about ₹17,050 |
| HTK+ Petrol MT | ₹10.03 lakh | about ₹16,850 |
| HTK (O) Turbo Petrol MT | ₹9.99 lakh | about ₹16,790 |
| HTK+ (O) Petrol MT | ₹10.54 lakh | about ₹17,720 |
| HTK (O) Turbo Petrol AT | ₹10.79 lakh | about ₹18,140 |
| HTK (O) Diesel MT | ₹11.02 lakh | about ₹18,510 |
| HTE (O) Diesel AT | ₹11.02 lakh | about ₹18,510 |
| HTK+ (O) Turbo Petrol MT | ₹11.42 lakh | about ₹19,180 |
| HTK+ Diesel MT | ₹12.13 lakh | about ₹20,380 |
| HTK+ (O) Turbo Petrol AT | ₹12.30 lakh | about ₹20,670 |
| HTK (O) Diesel AT | ₹12.63 lakh | about ₹21,220 |
| HTK+ (O) Diesel MT | ₹12.70 lakh | about ₹21,330 |
| HTK+ Diesel AT | ₹13.04 lakh | about ₹21,900 |
| HTX Diesel MT | ₹13.21 lakh | about ₹22,190 |
| HTX Turbo Petrol AT | ₹13.14 lakh | about ₹22,070 |
| HTK+ (O) Diesel AT | ₹13.60 lakh | about ₹22,860 |
| HTX Diesel AT | ₹14.10 lakh | about ₹23,700 |
| GTX+ Turbo Petrol AT | ₹15.26 lakh | about ₹25,630 |
| X-Line Turbo Petrol AT | ₹15.41 lakh | about ₹25,900 |
| GTX+ Diesel AT | ₹16.34 lakh | about ₹27,450 |
What goes into the on-road total? The Kia Sonet on-road price page itemises it, state by state. And which Sonet variant to buy says where the money works hardest.
The Sonet ladder, a month at a time
Seven of the 23 variants, spread up the ladder; the table above has every one.
- HTE Petrol MT₹13,560
- HTK+ Petrol MT₹16,850
- HTK (O) Turbo Petrol AT₹18,140
- HTK+ Diesel MT₹20,380
- HTK+ Diesel AT₹21,900
- HTK+ (O) Diesel AT₹22,860
- GTX+ Diesel AT₹27,450
Worth knowing before you sign the loan
- From ₹13,560 to ₹27,450 a month across the ladder: the GTX+ Diesel AT costs ₹13,890 a month more than the HTE Petrol MT, ₹8,33,400 over the 5 years.
- The biggest jump between neighbours on the ladder is the HTX Diesel AT to the GTX+ Turbo Petrol AT: ₹1,930 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the HTE Petrol MT's instalment is ₹13,560 a month instead of ₹12,450: ₹1,110 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹14,000 a monthreaches theHTE Petrol MTat about ₹13,560
- About ₹16,000 a monthreaches theHTE (O) Petrol MTat about ₹14,340
- About ₹18,000 a monthreaches theHTK+ (O) Petrol MTat about ₹17,720
- About ₹20,000 a monthreaches theHTK+ (O) Turbo Petrol MTat about ₹19,180
The top GTX+ Diesel AT needs about ₹27,450 a month.
Kia Sonet EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Kia Sonet?
- From about ₹13,560 a month, up to about ₹27,450 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Kia Sonet variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the HTE Petrol MT is the way in at about ₹13,560 a month. From there about ₹16,000 a month reaches the HTE (O) Petrol MT, about ₹18,000 a month reaches the HTK+ (O) Petrol MT, about ₹20,000 a month reaches the HTK+ (O) Turbo Petrol MT, and the top GTX+ Diesel AT needs about ₹27,450. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Kia Sonet need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,61,442 on the HTE Petrol MT to ₹3,26,797 on the GTX+ Diesel AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Kia Sonet EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Kia Sonet page holds every variant, each carrying it pre-filled.