VariantWise

Mahindra XUV 7XO EMI calculator

Galaxy Grey (dual tone)

Calculate the Mahindra XUV 7XO EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹26,610 a month, for the AX Turbo Petrol MT at ₹15.84 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹15.84L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹3,16,740 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹26,610
Amount financed
₹12,66,958
Interest over 5 years
₹3,29,642
Total paid, down payment included
₹19,13,340
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹33,288₹19,929₹12,33,670
Nov 2026₹16,578₹10,030₹12,50,380
Dec 2026₹16,710₹9,899₹12,33,670
2027₹2,11,141₹1,08,163₹10,22,531
Jan 2027₹16,842₹9,767₹12,16,828
Feb 2027₹16,975₹9,633₹11,99,853
Mar 2027₹17,110₹9,499₹11,82,743
Apr 2027₹17,245₹9,363₹11,65,498
May 2027₹17,382₹9,227₹11,48,116
Jun 2027₹17,519₹9,089₹11,30,597
Jul 2027₹17,658₹8,951₹11,12,939
Aug 2027₹17,798₹8,811₹10,95,142
Sept 2027₹17,939₹8,670₹10,77,203
Oct 2027₹18,081₹8,528₹10,59,122
Nov 2027₹18,224₹8,385₹10,40,899
Dec 2027₹18,368₹8,240₹10,22,531
2028₹2,32,094₹87,207₹7,90,436
Jan 2028₹18,513₹8,095₹10,04,017
Feb 2028₹18,660₹7,948₹9,85,357
Mar 2028₹18,808₹7,801₹9,66,549
Apr 2028₹18,957₹7,652₹9,47,593
May 2028₹19,107₹7,502₹9,28,486
Jun 2028₹19,258₹7,351₹9,09,228
Jul 2028₹19,410₹7,198₹8,89,818
Aug 2028₹19,564₹7,044₹8,70,254
Sept 2028₹19,719₹6,890₹8,50,535
Oct 2028₹19,875₹6,733₹8,30,660
Nov 2028₹20,032₹6,576₹8,10,627
Dec 2028₹20,191₹6,417₹7,90,436
2029₹2,55,130₹64,173₹5,35,307
Jan 2029₹20,351₹6,258₹7,70,085
Feb 2029₹20,512₹6,097₹7,49,573
Mar 2029₹20,674₹5,934₹7,28,899
Apr 2029₹20,838₹5,770₹7,08,061
May 2029₹21,003₹5,605₹6,87,058
Jun 2029₹21,169₹5,439₹6,65,889
Jul 2029₹21,337₹5,272₹6,44,552
Aug 2029₹21,506₹5,103₹6,23,046
Sept 2029₹21,676₹4,932₹6,01,370
Oct 2029₹21,848₹4,761₹5,79,522
Nov 2029₹22,021₹4,588₹5,57,502
Dec 2029₹22,195₹4,414₹5,35,307
2030₹2,80,449₹38,851₹2,54,857
Jan 2030₹22,371₹4,238₹5,12,936
Feb 2030₹22,548₹4,061₹4,90,389
Mar 2030₹22,726₹3,882₹4,67,662
Apr 2030₹22,906₹3,702₹4,44,756
May 2030₹23,087₹3,521₹4,21,669
Jun 2030₹23,270₹3,338₹3,98,398
Jul 2030₹23,454₹3,154₹3,74,944
Aug 2030₹23,640₹2,968₹3,51,304
Sept 2030₹23,827₹2,781₹3,27,476
Oct 2030₹24,016₹2,593₹3,03,460
Nov 2030₹24,206₹2,402₹2,79,254
Dec 2030₹24,398₹2,211₹2,54,857
2031₹2,54,857₹11,229₹0
Jan 2031₹24,591₹2,018₹2,30,266
Feb 2031₹24,786₹1,823₹2,05,480
Mar 2031₹24,982₹1,627₹1,80,498
Apr 2031₹25,180₹1,429₹1,55,319
May 2031₹25,379₹1,230₹1,29,940
Jun 2031₹25,580₹1,029₹1,04,360
Jul 2031₹25,782₹826₹78,578
Aug 2031₹25,986₹622₹52,592
Sept 2031₹26,192₹416₹26,399
Oct 2031₹26,399₹209₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Mahindra XUV 7XO's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Mahindra XUV 7XO variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
AX Turbo Petrol MT₹15.84 lakhabout ₹26,610
AX Diesel MT₹17.66 lakhabout ₹29,680
AX3 Turbo Petrol MT₹18.39 lakhabout ₹30,900
AX3 Diesel MT₹19.36 lakhabout ₹32,540
AX3 Turbo Petrol AT₹20.05 lakhabout ₹33,700
AX5 Turbo Petrol MT₹20.05 lakhabout ₹33,700
AX3 Diesel AT₹21.07 lakhabout ₹35,400
AX5 Diesel MT₹21.07 lakhabout ₹35,400
AX7 Turbo Petrol MT₹21.54 lakhabout ₹36,190
AX5 Turbo Petrol AT₹21.72 lakhabout ₹36,490
AX7 Diesel MT₹22.55 lakhabout ₹37,890
AX5 Diesel AT₹22.77 lakhabout ₹38,260
AX7 Turbo Petrol AT₹23.15 lakhabout ₹38,900
AX7 Diesel AT₹24.20 lakhabout ₹40,660
AX7T Diesel MT₹24.87 lakhabout ₹41,780
AX7T 6-seat Diesel MT₹25.10 lakhabout ₹42,170
AX7T Turbo Petrol AT₹25.42 lakhabout ₹42,700
AX7T 6-seat Turbo Petrol AT₹25.64 lakhabout ₹43,080
AX7T Diesel FWD AT₹26.52 lakhabout ₹44,550
AX7T 6-seat Diesel AT₹26.74 lakhabout ₹44,930
AX7L Diesel MT₹26.74 lakhabout ₹44,930
AX7T Diesel AWD AT₹27.54 lakhabout ₹46,270
AX7L Turbo Petrol AT₹27.27 lakhabout ₹45,820
AX7L 6-seat Turbo Petrol AT₹27.49 lakhabout ₹46,190
AX7L Diesel FWD AT₹28.44 lakhabout ₹47,790
AX7L 6-seat Diesel AT₹28.67 lakhabout ₹48,170
AX7L Diesel AWD AT₹29.58 lakhabout ₹49,700

What goes into the on-road total? The Mahindra XUV 7XO on-road price page itemises it, state by state. And which XUV 7XO variant to buy says where the money works hardest.

The XUV 7XO ladder, a month at a time

Seven of the 27 variants, spread up the ladder; the table above has every one.

  1. AX Turbo Petrol MT₹26,610
  2. AX3 Turbo Petrol AT₹33,700
  3. AX5 Turbo Petrol AT₹36,490
  4. AX7 Diesel AT₹40,660
  5. AX7T 6-seat Turbo Petrol AT₹43,080
  6. AX7L 6-seat Turbo Petrol AT₹46,190
  7. AX7L Diesel AWD AT₹49,700
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹26,610 to ₹49,700 a month across the ladder: the AX7L Diesel AWD AT costs ₹23,090 a month more than the AX Turbo Petrol MT, ₹13,85,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the AX Turbo Petrol MT to the AX Diesel MT: ₹3,070 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the AX Turbo Petrol MT's instalment is ₹26,610 a month instead of ₹23,510: ₹3,100 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top AX7L Diesel AWD AT needs about ₹49,700 a month.

Mahindra XUV 7XO EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Mahindra XUV 7XO?
From about ₹26,610 a month, up to about ₹49,700 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Mahindra XUV 7XO variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the AX Turbo Petrol MT is the way in at about ₹26,610 a month. From there about ₹30,000 a month reaches the AX Diesel MT, about ₹35,000 a month reaches the AX3 Turbo Petrol AT or the AX5 Turbo Petrol MT at the same figure, about ₹40,000 a month reaches the AX7 Turbo Petrol AT, about ₹45,000 a month reaches the AX7T 6-seat Diesel AT or the AX7L Diesel MT at the same figure, and the top AX7L Diesel AWD AT needs about ₹49,700. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Mahindra XUV 7XO need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹3,16,740 on the AX Turbo Petrol MT to ₹5,91,595 on the AX7L Diesel AWD AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Mahindra XUV 7XO EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Mahindra XUV 7XO page holds every variant, each carrying it pre-filled.