Mahindra XUV 7XO EMI calculator

Calculate the Mahindra XUV 7XO EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹26,610 a month, for the AX Turbo Petrol MT at ₹15.84 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹12,66,958
- Interest over 5 years
- ₹3,29,642
- Total paid, down payment included
- ₹19,13,340
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹33,288₹19,929₹12,33,670
2027₹2,11,141₹1,08,163₹10,22,531
2028₹2,32,094₹87,207₹7,90,436
2029₹2,55,130₹64,173₹5,35,307
2030₹2,80,449₹38,851₹2,54,857
2031₹2,54,857₹11,229₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Mahindra XUV 7XO's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Mahindra XUV 7XO variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| AX Turbo Petrol MT | ₹15.84 lakh | about ₹26,610 |
| AX Diesel MT | ₹17.66 lakh | about ₹29,680 |
| AX3 Turbo Petrol MT | ₹18.39 lakh | about ₹30,900 |
| AX3 Diesel MT | ₹19.36 lakh | about ₹32,540 |
| AX3 Turbo Petrol AT | ₹20.05 lakh | about ₹33,700 |
| AX5 Turbo Petrol MT | ₹20.05 lakh | about ₹33,700 |
| AX3 Diesel AT | ₹21.07 lakh | about ₹35,400 |
| AX5 Diesel MT | ₹21.07 lakh | about ₹35,400 |
| AX7 Turbo Petrol MT | ₹21.54 lakh | about ₹36,190 |
| AX5 Turbo Petrol AT | ₹21.72 lakh | about ₹36,490 |
| AX7 Diesel MT | ₹22.55 lakh | about ₹37,890 |
| AX5 Diesel AT | ₹22.77 lakh | about ₹38,260 |
| AX7 Turbo Petrol AT | ₹23.15 lakh | about ₹38,900 |
| AX7 Diesel AT | ₹24.20 lakh | about ₹40,660 |
| AX7T Diesel MT | ₹24.87 lakh | about ₹41,780 |
| AX7T 6-seat Diesel MT | ₹25.10 lakh | about ₹42,170 |
| AX7T Turbo Petrol AT | ₹25.42 lakh | about ₹42,700 |
| AX7T 6-seat Turbo Petrol AT | ₹25.64 lakh | about ₹43,080 |
| AX7T Diesel FWD AT | ₹26.52 lakh | about ₹44,550 |
| AX7T 6-seat Diesel AT | ₹26.74 lakh | about ₹44,930 |
| AX7L Diesel MT | ₹26.74 lakh | about ₹44,930 |
| AX7T Diesel AWD AT | ₹27.54 lakh | about ₹46,270 |
| AX7L Turbo Petrol AT | ₹27.27 lakh | about ₹45,820 |
| AX7L 6-seat Turbo Petrol AT | ₹27.49 lakh | about ₹46,190 |
| AX7L Diesel FWD AT | ₹28.44 lakh | about ₹47,790 |
| AX7L 6-seat Diesel AT | ₹28.67 lakh | about ₹48,170 |
| AX7L Diesel AWD AT | ₹29.58 lakh | about ₹49,700 |
What goes into the on-road total? The Mahindra XUV 7XO on-road price page itemises it, state by state. And which XUV 7XO variant to buy says where the money works hardest.
The XUV 7XO ladder, a month at a time
Seven of the 27 variants, spread up the ladder; the table above has every one.
- AX Turbo Petrol MT₹26,610
- AX3 Turbo Petrol AT₹33,700
- AX5 Turbo Petrol AT₹36,490
- AX7 Diesel AT₹40,660
- AX7T 6-seat Turbo Petrol AT₹43,080
- AX7L 6-seat Turbo Petrol AT₹46,190
- AX7L Diesel AWD AT₹49,700
Worth knowing before you sign the loan
- From ₹26,610 to ₹49,700 a month across the ladder: the AX7L Diesel AWD AT costs ₹23,090 a month more than the AX Turbo Petrol MT, ₹13,85,400 over the 5 years.
- The biggest jump between neighbours on the ladder is the AX Turbo Petrol MT to the AX Diesel MT: ₹3,070 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the AX Turbo Petrol MT's instalment is ₹26,610 a month instead of ₹23,510: ₹3,100 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹30,000 a monthreaches theAX Diesel MTat about ₹29,680
- About ₹35,000 a monthreaches theAX3 Turbo Petrol ATor theAX5 Turbo Petrol MTeach at about ₹33,700
- About ₹40,000 a monthreaches theAX7 Turbo Petrol ATat about ₹38,900
- About ₹45,000 a monthreaches theAX7T 6-seat Diesel ATor theAX7L Diesel MTeach at about ₹44,930
The top AX7L Diesel AWD AT needs about ₹49,700 a month.
Mahindra XUV 7XO EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Mahindra XUV 7XO?
- From about ₹26,610 a month, up to about ₹49,700 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Mahindra XUV 7XO variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the AX Turbo Petrol MT is the way in at about ₹26,610 a month. From there about ₹30,000 a month reaches the AX Diesel MT, about ₹35,000 a month reaches the AX3 Turbo Petrol AT or the AX5 Turbo Petrol MT at the same figure, about ₹40,000 a month reaches the AX7 Turbo Petrol AT, about ₹45,000 a month reaches the AX7T 6-seat Diesel AT or the AX7L Diesel MT at the same figure, and the top AX7L Diesel AWD AT needs about ₹49,700. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Mahindra XUV 7XO need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹3,16,740 on the AX Turbo Petrol MT to ₹5,91,595 on the AX7L Diesel AWD AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Mahindra XUV 7XO EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Mahindra XUV 7XO page holds every variant, each carrying it pre-filled.
