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Maruti Suzuki Celerio EMI calculator

Calculate the Maruti Suzuki Celerio EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹7,900 a month, for the LXi at ₹4.70 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹4.70L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹94,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹7,900
Amount financed
₹3,76,000
Interest over 5 years
₹98,000
Total paid, down payment included
₹5,68,000
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹14,877₹8,813₹3,61,123
Oct 2026₹4,920₹2,977₹3,71,080
Nov 2026₹4,959₹2,938₹3,66,121
Dec 2026₹4,998₹2,898₹3,61,123
2027₹63,156₹31,603₹2,97,966
Jan 2027₹5,038₹2,859₹3,56,085
Feb 2027₹5,078₹2,819₹3,51,007
Mar 2027₹5,118₹2,779₹3,45,889
Apr 2027₹5,158₹2,738₹3,40,731
May 2027₹5,199₹2,697₹3,35,532
Jun 2027₹5,240₹2,656₹3,30,291
Jul 2027₹5,282₹2,615₹3,25,009
Aug 2027₹5,324₹2,573₹3,19,686
Sept 2027₹5,366₹2,531₹3,14,320
Oct 2027₹5,408₹2,488₹3,08,911
Nov 2027₹5,451₹2,446₹3,03,460
Dec 2027₹5,494₹2,402₹2,97,966
2028₹69,425₹25,336₹2,28,541
Jan 2028₹5,538₹2,359₹2,92,428
Feb 2028₹5,582₹2,315₹2,86,847
Mar 2028₹5,626₹2,271₹2,81,221
Apr 2028₹5,670₹2,226₹2,75,550
May 2028₹5,715₹2,181₹2,69,835
Jun 2028₹5,761₹2,136₹2,64,075
Jul 2028₹5,806₹2,091₹2,58,269
Aug 2028₹5,852₹2,045₹2,52,416
Sept 2028₹5,898₹1,998₹2,46,518
Oct 2028₹5,945₹1,952₹2,40,573
Nov 2028₹5,992₹1,905₹2,34,581
Dec 2028₹6,040₹1,857₹2,28,541
2029₹76,314₹18,446₹1,52,226
Jan 2029₹6,087₹1,809₹2,22,454
Feb 2029₹6,136₹1,761₹2,16,318
Mar 2029₹6,184₹1,713₹2,10,134
Apr 2029₹6,233₹1,664₹2,03,901
May 2029₹6,282₹1,614₹1,97,618
Jun 2029₹6,332₹1,564₹1,91,286
Jul 2029₹6,382₹1,514₹1,84,904
Aug 2029₹6,433₹1,464₹1,78,471
Sept 2029₹6,484₹1,413₹1,71,987
Oct 2029₹6,535₹1,362₹1,65,452
Nov 2029₹6,587₹1,310₹1,58,865
Dec 2029₹6,639₹1,258₹1,52,226
2030₹83,891₹10,871₹68,337
Jan 2030₹6,692₹1,205₹1,45,534
Feb 2030₹6,745₹1,152₹1,38,790
Mar 2030₹6,798₹1,099₹1,31,992
Apr 2030₹6,852₹1,045₹1,25,140
May 2030₹6,906₹991₹1,18,234
Jun 2030₹6,961₹936₹1,11,274
Jul 2030₹7,016₹881₹1,04,258
Aug 2030₹7,071₹825₹97,186
Sept 2030₹7,127₹769₹90,059
Oct 2030₹7,184₹713₹82,875
Nov 2030₹7,241₹656₹75,635
Dec 2030₹7,298₹599₹68,337
2031₹68,338₹2,734₹0
Jan 2031₹7,356₹541₹60,981
Feb 2031₹7,414₹483₹53,567
Mar 2031₹7,473₹424₹46,095
Apr 2031₹7,532₹365₹38,563
May 2031₹7,591₹305₹30,971
Jun 2031₹7,652₹245₹23,320
Jul 2031₹7,712₹185₹15,608
Aug 2031₹7,773₹124₹7,835
Sept 2031₹7,835₹62₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Celerio's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Celerio variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
LXi Petrol MT₹4.70 lakhabout ₹7,900
VXi Petrol MT₹5.18 lakhabout ₹8,700
VXi Petrol AT₹5.63 lakhabout ₹9,460
ZXi Petrol MT₹5.73 lakhabout ₹9,630
VXi CNG MT₹5.98 lakhabout ₹10,050
ZXi Petrol AT₹6.18 lakhabout ₹10,380
ZXi+ Petrol MT₹6.30 lakhabout ₹10,580
ZXi+ Petrol AT₹6.75 lakhabout ₹11,340

Financing the on-road total instead? The Maruti Suzuki Celerio on-road price page shows what it costs on the road, state by state. And which Celerio variant to buy says where the money works hardest.

Maruti Suzuki Celerio EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Maruti Suzuki Celerio?
From about ₹7,900 a month, up to about ₹11,340 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Maruti Suzuki Celerio need?
At the 20% the calculator opens on, the upfront amount runs from ₹94,000 on the LXi to ₹1,35,000 on the ZXi+. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Celerio EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Celerio page holds every variant, each carrying it pre-filled.