Maruti Suzuki Ertiga EMI calculator
Calculate the Maruti Suzuki Ertiga EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹16,240 a month, for the LXi Petrol Mild Hybrid MT at ₹9.67 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹7,73,312
- Interest over 5 years
- ₹2,01,088
- Total paid, down payment included
- ₹11,67,728
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹20,318₹12,164₹7,52,994
2027₹1,28,872₹66,020₹6,24,121
2028₹1,41,663₹53,228₹4,82,458
2029₹1,55,723₹39,169₹3,26,735
2030₹1,71,177₹23,715₹1,55,557
2031₹1,55,556₹6,854₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Maruti Suzuki Ertiga's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Maruti Suzuki Ertiga variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| LXi Petrol Mild Hybrid MT | ₹9.67 lakh | about ₹16,240 |
| VXi Petrol Mild Hybrid MT | ₹10.74 lakh | about ₹18,040 |
| VXi CNG MT | ₹12.20 lakh | about ₹20,490 |
| ZXi Petrol Mild Hybrid MT | ₹12.32 lakh | about ₹20,700 |
| VXi Petrol Mild Hybrid AT | ₹12.63 lakh | about ₹21,220 |
| ZXi+ Petrol Mild Hybrid MT | ₹13.06 lakh | about ₹21,950 |
| ZXi CNG MT | ₹13.39 lakh | about ₹22,490 |
| ZXi Petrol Mild Hybrid AT | ₹13.82 lakh | about ₹23,220 |
| ZXi+ Petrol Mild Hybrid AT | ₹14.62 lakh | about ₹24,560 |
What goes into the on-road total? The Maruti Suzuki Ertiga on-road price page itemises it, state by state. And which Ertiga variant to buy says where the money works hardest.
The Ertiga ladder, a month at a time
Seven of the 9 variants, spread up the ladder; the table above has every one.
- LXi Petrol Mild Hybrid MT₹16,240
- VXi Petrol Mild Hybrid MT₹18,040
- ZXi Petrol Mild Hybrid MT₹20,700
- VXi Petrol Mild Hybrid AT₹21,220
- ZXi+ Petrol Mild Hybrid MT₹21,950
- ZXi Petrol Mild Hybrid AT₹23,220
- ZXi+ Petrol Mild Hybrid AT₹24,560
Worth knowing before you sign the loan
- From ₹16,240 to ₹24,560 a month across the ladder: the ZXi+ Petrol Mild Hybrid AT costs ₹8,320 a month more than the LXi Petrol Mild Hybrid MT, ₹4,99,200 over the 5 years.
- The biggest jump between neighbours on the ladder is the VXi Petrol Mild Hybrid MT to the VXi CNG MT: ₹2,450 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the LXi Petrol Mild Hybrid MT's instalment is ₹16,240 a month instead of ₹14,950: ₹1,290 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹18,000 a monthreaches theLXi Petrol Mild Hybrid MTat about ₹16,240
- About ₹20,000 a monthreaches theVXi Petrol Mild Hybrid MTat about ₹18,040
- About ₹22,000 a monthreaches theZXi+ Petrol Mild Hybrid MTat about ₹21,950
- About ₹24,000 a monthreaches theZXi Petrol Mild Hybrid ATat about ₹23,220
The top ZXi+ Petrol Mild Hybrid AT needs about ₹24,560 a month.
Maruti Suzuki Ertiga EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Maruti Suzuki Ertiga?
- From about ₹16,240 a month, up to about ₹24,560 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Maruti Suzuki Ertiga variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the LXi Petrol Mild Hybrid MT is the way in at about ₹16,240 a month. From there about ₹20,000 a month reaches the VXi Petrol Mild Hybrid MT, about ₹22,000 a month reaches the ZXi+ Petrol Mild Hybrid MT, about ₹24,000 a month reaches the ZXi Petrol Mild Hybrid AT, and the top ZXi+ Petrol Mild Hybrid AT needs about ₹24,560. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Maruti Suzuki Ertiga need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,93,328 on the LXi Petrol Mild Hybrid MT to ₹2,92,356 on the ZXi+ Petrol Mild Hybrid AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Maruti Suzuki Ertiga EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Ertiga page holds every variant, each carrying it pre-filled.