VariantWise

MG Comet EV EMI calculator

Calculate the MG Comet EV EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹13,110 a month, for the Executive at ₹7.80 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹7.80L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹1,56,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹13,110
Amount financed
₹6,24,000
Interest over 5 years
₹1,62,600
Total paid, down payment included
₹9,42,600
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹24,690₹14,625₹5,99,310
Oct 2026₹8,165₹4,940₹6,15,835
Nov 2026₹8,230₹4,875₹6,07,605
Dec 2026₹8,295₹4,810₹5,99,310
2027₹1,04,816₹52,449₹4,94,497
Jan 2027₹8,361₹4,745₹5,90,949
Feb 2027₹8,427₹4,678₹5,82,523
Mar 2027₹8,494₹4,612₹5,74,029
Apr 2027₹8,561₹4,544₹5,65,468
May 2027₹8,629₹4,477₹5,56,840
Jun 2027₹8,697₹4,408₹5,48,143
Jul 2027₹8,766₹4,339₹5,39,377
Aug 2027₹8,835₹4,270₹5,30,542
Sept 2027₹8,905₹4,200₹5,21,637
Oct 2027₹8,976₹4,130₹5,12,662
Nov 2027₹9,047₹4,059₹5,03,615
Dec 2027₹9,118₹3,987₹4,94,497
2028₹1,15,214₹42,046₹3,79,281
Jan 2028₹9,190₹3,915₹4,85,306
Feb 2028₹9,263₹3,842₹4,76,043
Mar 2028₹9,336₹3,769₹4,66,707
Apr 2028₹9,410₹3,695₹4,57,296
May 2028₹9,485₹3,620₹4,47,811
Jun 2028₹9,560₹3,545₹4,38,252
Jul 2028₹9,636₹3,469₹4,28,616
Aug 2028₹9,712₹3,393₹4,18,904
Sept 2028₹9,789₹3,316₹4,09,115
Oct 2028₹9,866₹3,239₹3,99,249
Nov 2028₹9,944₹3,161₹3,89,304
Dec 2028₹10,023₹3,082₹3,79,281
2029₹1,26,650₹30,612₹2,52,630
Jan 2029₹10,103₹3,003₹3,69,179
Feb 2029₹10,182₹2,923₹3,58,996
Mar 2029₹10,263₹2,842₹3,48,733
Apr 2029₹10,344₹2,761₹3,38,389
May 2029₹10,426₹2,679₹3,27,962
Jun 2029₹10,509₹2,596₹3,17,454
Jul 2029₹10,592₹2,513₹3,06,862
Aug 2029₹10,676₹2,429₹2,96,186
Sept 2029₹10,760₹2,345₹2,85,425
Oct 2029₹10,846₹2,260₹2,74,580
Nov 2029₹10,931₹2,174₹2,63,648
Dec 2029₹11,018₹2,087₹2,52,630
2030₹1,39,219₹18,041₹1,13,410
Jan 2030₹11,105₹2,000₹2,41,525
Feb 2030₹11,193₹1,912₹2,30,332
Mar 2030₹11,282₹1,823₹2,19,051
Apr 2030₹11,371₹1,734₹2,07,680
May 2030₹11,461₹1,644₹1,96,218
Jun 2030₹11,552₹1,553₹1,84,667
Jul 2030₹11,643₹1,462₹1,73,024
Aug 2030₹11,735₹1,370₹1,61,288
Sept 2030₹11,828₹1,277₹1,49,460
Oct 2030₹11,922₹1,183₹1,37,538
Nov 2030₹12,016₹1,089₹1,25,522
Dec 2030₹12,111₹994₹1,13,410
2031₹1,13,410₹4,537₹0
Jan 2031₹12,207₹898₹1,01,203
Feb 2031₹12,304₹801₹88,899
Mar 2031₹12,401₹704₹76,497
Apr 2031₹12,500₹606₹63,998
May 2031₹12,599₹507₹51,399
Jun 2031₹12,698₹407₹38,701
Jul 2031₹12,799₹306₹25,902
Aug 2031₹12,900₹205₹13,002
Sept 2031₹13,002₹103₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the MG Comet EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every MG Comet EV variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Executive Electric AT₹7.80 lakhabout ₹13,110
Excite Electric 17.3 kWh AT₹8.90 lakhabout ₹14,950
Excite Electric 17.4 kWh AT₹9.17 lakhabout ₹15,410
Exclusive Electric 17.3 kWh AT₹9.80 lakhabout ₹16,470
Exclusive Electric 17.4 kWh AT₹10.07 lakhabout ₹16,920

Financing the on-road total instead? The MG Comet EV on-road price page shows what it costs on the road, state by state.

MG Comet EV EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a MG Comet EV?
From about ₹13,110 a month, up to about ₹16,920 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a MG Comet EV need?
At the 20% the calculator opens on, the upfront amount runs from ₹1,56,000 on the Executive to ₹2,01,400 on the Exclusive. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the MG Comet EV EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the MG Comet EV page holds every variant, each carrying it pre-filled.