MG Hector on-road price in Jammu

₹13,49,740 to ₹21,75,840 on the road7 variants
EMI from about ₹22,680 a month on the Jammu on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Jammu and Kashmir sets these charges, so the same figures apply in Srinagar.
Why
All 7 variants priced in Jammu
| Variant | Ex-showroom | On-road in Jammu |
|---|---|---|
| Style Turbo Petrol MT | ₹12.14L | ₹13,49,740 |
| Select Pro Turbo Petrol MT | ₹14.95L | ₹16,58,840 |
| Smart Pro Turbo Petrol MT | ₹15.95L | ₹17,68,840 |
| Smart Pro Turbo Petrol AT | ₹17.15L | ₹19,00,840 |
| Sharp Pro Turbo Petrol MT | ₹17.65L | ₹19,55,840 |
| Sharp Pro Turbo Petrol AT | ₹18.75L | ₹20,76,840 |
| Savvy Pro Turbo Petrol AT | ₹19.65L | ₹21,75,840 |
What the road adds in Jammu, variant by variant
Five of the 7 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Jammu and Kashmir's own share.
- Style Turbo Petrol MT₹13,49,740+11%
₹12,14,000 ex-showroom, Jammu and Kashmir takes ₹1,09,260, everything else ₹26,480
- Smart Pro Turbo Petrol MT₹17,68,840+11%
₹15,95,000 ex-showroom, Jammu and Kashmir takes ₹1,43,550, everything else ₹30,290
- Smart Pro Turbo Petrol AT₹19,00,840+11%
₹17,15,000 ex-showroom, Jammu and Kashmir takes ₹1,54,350, everything else ₹31,490
- Sharp Pro Turbo Petrol AT₹20,76,840+11%
₹18,75,000 ex-showroom, Jammu and Kashmir takes ₹1,68,750, everything else ₹33,090
- Savvy Pro Turbo Petrol AT₹21,75,840+11%
₹19,65,000 ex-showroom, Jammu and Kashmir takes ₹1,76,850, everything else ₹33,990
Worth knowing before you sign
- On the MG Hector Style Turbo Petrol MT, Jammu is 9th cheapest of 25 states: ₹72,840 over Arunachal Pradesh and ₹1,20,822 under Karnataka.
Which Hector to buy
Of every paid step up this ladder, Sharp Pro to Savvy Pro buys you the most for your money. In Jammu that step costs ₹99,000 on the road, rather than the ₹90,000 the showroom prices suggest.
Is the Savvy Pro worth it over the Sharp Pro? →
Or weigh the whole ladder: which Hector is worth the money →
Hector rivals on the road in Jammu
The cheapest way into this group in Jammu is the Toyota Urban Cruiser Hyryder, from ₹12,58,440 on the road, ₹91,300 under the Hector's ₹13,49,740. Each figure is that car's cheapest variant on the road in Jammu, on the same Jammu and Kashmir road tax.
The Hector in its colours

Starry Black
Vehicle images: MG Motor India official media assets (mgmotor.co.in)
How the Style Turbo Petrol MT's ₹13,49,740 breaks down
Getting it on the road in Jammu adds ₹1.36L to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹12,14,000
- Road tax (9%)
- ₹1,09,260
- Registration fee (central)
- ₹800
- TCS (1%, adjustable against your income tax)refundable
- ₹12,140
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Jammu
- ₹13,49,740
The fine print
- Road tax (9%)
- Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- TCS (1%, adjustable against your income tax)
- Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Jammu and Kashmir's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.
Confirm the final figure with your dealer before paying.
Where these figures come from
Hector on-road price in other cities
See 26 other cities
Questions buyers ask
What is the MG Hector on-road price in Jammu?
Between ₹13,49,740 for the Style Turbo Petrol MT and ₹21,75,840 for the Savvy Pro Turbo Petrol AT, as of October 2026. That covers Jammu and Kashmir road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the MG Hector in Jammu?
₹1,09,260 on the Style Turbo Petrol MT at ₹12.14L ex-showroom. The rate comes from Jammu and Kashmir's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification), verified on 9 August 2026.
Is the MG Hector cheaper on-road in another city of Jammu and Kashmir?
No. Jammu and Kashmir sets these charges, so the same figures apply in Srinagar: registering in a different city of the state does not change them.




