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MG M9 EMI calculator

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Calculate the MG M9 EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹1,49,540 a month, for the Presidential Limo Electric AT at ₹89.00 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹89.00L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹17,80,021 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹1,49,540
Amount financed
₹71,20,084
Interest over 5 years
₹18,52,316
Total paid, down payment included
₹1,07,52,421
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹1,87,073₹1,11,997₹69,33,011
Nov 2026₹93,168₹56,367₹70,26,916
Dec 2026₹93,905₹55,630₹69,33,011
2027₹11,86,566₹6,07,854₹57,46,444
Jan 2027₹94,649₹54,886₹68,38,362
Feb 2027₹95,398₹54,137₹67,42,964
Mar 2027₹96,153₹53,382₹66,46,811
Apr 2027₹96,914₹52,621₹65,49,897
May 2027₹97,682₹51,853₹64,52,215
Jun 2027₹98,455₹51,080₹63,53,760
Jul 2027₹99,234₹50,301₹62,54,526
Aug 2027₹1,00,020₹49,515₹61,54,506
Sept 2027₹1,00,812₹48,723₹60,53,694
Oct 2027₹1,01,610₹47,925₹59,52,084
Nov 2027₹1,02,414₹47,121₹58,49,670
Dec 2027₹1,03,225₹46,310₹57,46,444
2028₹13,04,329₹4,90,091₹44,42,114
Jan 2028₹1,04,042₹45,493₹56,42,402
Feb 2028₹1,04,866₹44,669₹55,37,536
Mar 2028₹1,05,696₹43,839₹54,31,840
Apr 2028₹1,06,533₹43,002₹53,25,307
May 2028₹1,07,376₹42,159₹52,17,931
Jun 2028₹1,08,226₹41,309₹51,09,704
Jul 2028₹1,09,083₹40,452₹50,00,621
Aug 2028₹1,09,947₹39,588₹48,90,674
Sept 2028₹1,10,817₹38,718₹47,79,857
Oct 2028₹1,11,694₹37,841₹46,68,163
Nov 2028₹1,12,579₹36,956₹45,55,584
Dec 2028₹1,13,470₹36,065₹44,42,114
2029₹14,33,783₹3,60,638₹30,08,332
Jan 2029₹1,14,368₹35,167₹43,27,746
Feb 2029₹1,15,274₹34,261₹42,12,472
Mar 2029₹1,16,186₹33,349₹40,96,286
Apr 2029₹1,17,106₹32,429₹39,79,180
May 2029₹1,18,033₹31,502₹38,61,146
Jun 2029₹1,18,968₹30,567₹37,42,179
Jul 2029₹1,19,909₹29,626₹36,22,269
Aug 2029₹1,20,859₹28,676₹35,01,411
Sept 2029₹1,21,816₹27,720₹33,79,595
Oct 2029₹1,22,780₹26,755₹32,56,815
Nov 2029₹1,23,752₹25,783₹31,33,063
Dec 2029₹1,24,732₹24,803₹30,08,332
2030₹15,76,081₹2,18,339₹14,32,250
Jan 2030₹1,25,719₹23,816₹28,82,613
Feb 2030₹1,26,714₹22,821₹27,55,898
Mar 2030₹1,27,717₹21,818₹26,28,181
Apr 2030₹1,28,729₹20,806₹24,99,452
May 2030₹1,29,748₹19,787₹23,69,705
Jun 2030₹1,30,775₹18,760₹22,38,930
Jul 2030₹1,31,810₹17,725₹21,07,119
Aug 2030₹1,32,854₹16,681₹19,74,266
Sept 2030₹1,33,905₹15,630₹18,40,360
Oct 2030₹1,34,965₹14,570₹17,05,395
Nov 2030₹1,36,034₹13,501₹15,69,361
Dec 2030₹1,37,111₹12,424₹14,32,250
2031₹14,32,249₹63,101₹0
Jan 2031₹1,38,196₹11,339₹12,94,054
Feb 2031₹1,39,290₹10,245₹11,54,763
Mar 2031₹1,40,393₹9,142₹10,14,370
Apr 2031₹1,41,505₹8,030₹8,72,866
May 2031₹1,42,625₹6,910₹7,30,241
Jun 2031₹1,43,754₹5,781₹5,86,487
Jul 2031₹1,44,892₹4,643₹4,41,595
Aug 2031₹1,46,039₹3,496₹2,95,556
Sept 2031₹1,47,195₹2,340₹1,48,360
Oct 2031₹1,48,360₹1,175₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the MG M9's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every MG M9 variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Presidential Limo Electric AT₹89.00 lakhabout ₹1,49,540
Couture Edition Electric AT₹94.54 lakhabout ₹1,58,840

What goes into the on-road total? The MG M9 on-road price page itemises it, state by state.

The M9 ladder, a month at a time

Every variant, cheapest first.

  1. Presidential Limo Electric AT₹1,49,540
  2. Couture Edition Electric AT₹1,58,840
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹1,49,540 to ₹1,58,840 a month across the ladder: the Couture Edition Electric AT costs ₹9,300 a month more than the Presidential Limo Electric AT, ₹5,58,000 over the 5 years.
  • On the road in Delhi rather than ex-showroom, the Presidential Limo Electric AT's instalment is ₹1,49,540 a month instead of ₹1,34,330: ₹15,210 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Couture Edition Electric AT needs about ₹1,58,840 a month.

MG M9 EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the MG M9?
From about ₹1,49,540 a month, up to about ₹1,58,840 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which MG M9 variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Presidential Limo Electric AT is the way in at about ₹1,49,540 a month. The top Couture Edition Electric AT needs about ₹1,58,840. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the MG M9 need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹17,80,021 on the Presidential Limo Electric AT to ₹18,90,799 on the Couture Edition Electric AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the MG M9 EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the MG M9 page holds every variant, each carrying it pre-filled.