VariantWise

Renault Kwid EMI calculator

Zanskar Blue with Mystery Black Roof

Calculate the Renault Kwid EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹8,070 a month, for the Evolution Petrol MT at ₹4.81 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹4.81L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹96,120 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹8,070
Amount financed
₹3,84,480
Interest over 5 years
₹99,720
Total paid, down payment included
₹5,80,320
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹10,102₹6,048₹3,74,378
Nov 2026₹5,031₹3,044₹3,79,449
Dec 2026₹5,071₹3,004₹3,74,378
2027₹64,074₹32,823₹3,10,304
Jan 2027₹5,111₹2,964₹3,69,267
Feb 2027₹5,151₹2,923₹3,64,116
Mar 2027₹5,192₹2,883₹3,58,924
Apr 2027₹5,233₹2,841₹3,53,690
May 2027₹5,275₹2,800₹3,48,416
Jun 2027₹5,317₹2,758₹3,43,099
Jul 2027₹5,359₹2,716₹3,37,740
Aug 2027₹5,401₹2,674₹3,32,339
Sept 2027₹5,444₹2,631₹3,26,896
Oct 2027₹5,487₹2,588₹3,21,409
Nov 2027₹5,530₹2,544₹3,15,878
Dec 2027₹5,574₹2,501₹3,10,304
2028₹70,432₹26,465₹2,39,871
Jan 2028₹5,618₹2,457₹3,04,686
Feb 2028₹5,663₹2,412₹2,99,023
Mar 2028₹5,708₹2,367₹2,93,316
Apr 2028₹5,753₹2,322₹2,87,563
May 2028₹5,798₹2,277₹2,81,765
Jun 2028₹5,844₹2,231₹2,75,921
Jul 2028₹5,890₹2,184₹2,70,030
Aug 2028₹5,937₹2,138₹2,64,093
Sept 2028₹5,984₹2,091₹2,58,109
Oct 2028₹6,031₹2,043₹2,52,078
Nov 2028₹6,079₹1,996₹2,45,999
Dec 2028₹6,127₹1,947₹2,39,871
2029₹77,424₹19,475₹1,62,448
Jan 2029₹6,176₹1,899₹2,33,696
Feb 2029₹6,225₹1,850₹2,27,471
Mar 2029₹6,274₹1,801₹2,21,197
Apr 2029₹6,324₹1,751₹2,14,873
May 2029₹6,374₹1,701₹2,08,499
Jun 2029₹6,424₹1,651₹2,02,075
Jul 2029₹6,475₹1,600₹1,95,600
Aug 2029₹6,526₹1,549₹1,89,074
Sept 2029₹6,578₹1,497₹1,82,496
Oct 2029₹6,630₹1,445₹1,75,866
Nov 2029₹6,683₹1,392₹1,69,183
Dec 2029₹6,735₹1,339₹1,62,448
2030₹85,108₹11,791₹77,341
Jan 2030₹6,789₹1,286₹1,55,659
Feb 2030₹6,842₹1,232₹1,48,817
Mar 2030₹6,897₹1,178₹1,41,920
Apr 2030₹6,951₹1,124₹1,34,969
May 2030₹7,006₹1,069₹1,27,963
Jun 2030₹7,062₹1,013₹1,20,901
Jul 2030₹7,118₹957₹1,13,783
Aug 2030₹7,174₹901₹1,06,609
Sept 2030₹7,231₹844₹99,378
Oct 2030₹7,288₹787₹92,090
Nov 2030₹7,346₹729₹84,744
Dec 2030₹7,404₹671₹77,341
2031₹77,341₹3,407₹0
Jan 2031₹7,463₹612₹69,878
Feb 2031₹7,522₹553₹62,356
Mar 2031₹7,581₹494₹54,775
Apr 2031₹7,641₹434₹47,134
May 2031₹7,702₹373₹39,433
Jun 2031₹7,763₹312₹31,670
Jul 2031₹7,824₹251₹23,846
Aug 2031₹7,886₹189₹15,960
Sept 2031₹7,948₹126₹8,011
Oct 2031₹8,011₹63₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Renault Kwid's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Renault Kwid variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Evolution Petrol MT₹4.81 lakhabout ₹8,070
Evolution Petrol AT₹5.19 lakhabout ₹8,720
Climber Petrol MT₹5.45 lakhabout ₹9,160
Climber Petrol AT₹5.93 lakhabout ₹9,960

What goes into the on-road total? The Renault Kwid on-road price page itemises it, state by state.

The Kwid ladder, a month at a time

Every variant, cheapest first.

  1. Evolution Petrol MT₹8,070
  2. Evolution Petrol AT₹8,720
  3. Climber Petrol MT₹9,160
  4. Climber Petrol AT₹9,960
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹8,070 to ₹9,960 a month across the ladder: the Climber Petrol AT costs ₹1,890 a month more than the Evolution Petrol MT, ₹1,13,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Climber Petrol MT to the Climber Petrol AT: ₹800 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the Evolution Petrol MT's instalment is ₹8,070 a month instead of ₹7,610: ₹460 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Climber Petrol AT needs about ₹9,960 a month.

Renault Kwid EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Renault Kwid?
From about ₹8,070 a month, up to about ₹9,960 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Renault Kwid variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Evolution Petrol MT is the way in at about ₹8,070 a month. From there about ₹8,800 a month reaches the Evolution Petrol AT, about ₹9,200 a month reaches the Climber Petrol MT, and the top Climber Petrol AT needs about ₹9,960. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Renault Kwid need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹96,120 on the Evolution Petrol MT to ₹1,18,584 on the Climber Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Renault Kwid EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Renault Kwid page holds every variant, each carrying it pre-filled.