Tata Altroz EMI calculator
Calculate the Tata Altroz EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹10,730 a month, for the Smart Petrol MT at ₹6.38 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹5,10,672
- Interest over 5 years
- ₹1,33,128
- Total paid, down payment included
- ₹7,71,468
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹13,417₹8,033₹4,97,255
2027₹85,103₹43,598₹4,12,151
2028₹93,549₹35,151₹3,18,601
2029₹1,02,835₹25,865₹2,15,766
2030₹1,13,042₹15,659₹1,02,725
2031₹1,02,723₹4,527₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Tata Altroz's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Tata Altroz variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| Smart Petrol MT | ₹6.38 lakh | about ₹10,730 |
| Pure Petrol MT | ₹7.79 lakh | about ₹13,090 |
| Smart CNG MT | ₹7.95 lakh | about ₹13,360 |
| Pure S Petrol MT | ₹8.11 lakh | about ₹13,630 |
| Pure Petrol AT | ₹8.40 lakh | about ₹14,120 |
| Pure S Petrol AT | ₹8.72 lakh | about ₹14,660 |
| Creative Petrol MT | ₹8.81 lakh | about ₹14,800 |
| Pure CNG MT | ₹8.92 lakh | about ₹14,980 |
| Pure Diesel MT | ₹9.17 lakh | about ₹15,410 |
| Creative S Petrol MT | ₹9.18 lakh | about ₹15,430 |
| Pure S CNG MT | ₹9.24 lakh | about ₹15,520 |
| Creative Petrol AT | ₹9.42 lakh | about ₹15,830 |
| Pure CNG AT | ₹9.51 lakh | about ₹15,970 |
| Creative S Petrol AMT | ₹9.79 lakh | about ₹16,460 |
| Pure S CNG AT | ₹9.83 lakh | about ₹16,510 |
| Creative CNG MT | ₹9.93 lakh | about ₹16,690 |
| Accomplished S Petrol MT | ₹10.09 lakh | about ₹16,960 |
| Creative S CNG MT | ₹10.31 lakh | about ₹17,320 |
| Creative S Diesel MT | ₹10.58 lakh | about ₹17,780 |
| Creative S Petrol DCA | ₹10.47 lakh | about ₹17,590 |
| Creative CNG AT | ₹10.52 lakh | about ₹17,680 |
| Creative S CNG AT | ₹10.84 lakh | about ₹18,220 |
| Accomplished S CNG MT | ₹11.63 lakh | about ₹19,540 |
| Accomplished S Diesel MT | ₹12.00 lakh | about ₹20,170 |
| Accomplished S Petrol AT | ₹11.80 lakh | about ₹19,820 |
| Accomplished Plus S Petrol AT | ₹12.08 lakh | about ₹20,290 |
| Accomplished S CNG AT | ₹12.24 lakh | about ₹20,570 |
What goes into the on-road total? The Tata Altroz on-road price page itemises it, state by state. And which Altroz variant to buy says where the money works hardest.
The Altroz ladder, a month at a time
Seven of the 27 variants, spread up the ladder; the table above has every one.
- Smart Petrol MT₹10,730
- Pure Petrol AT₹14,120
- Creative S Petrol MT₹15,430
- Creative S Petrol AMT₹16,460
- Creative S CNG MT₹17,320
- Accomplished S CNG MT₹19,540
- Accomplished S CNG AT₹20,570
Worth knowing before you sign the loan
- From ₹10,730 to ₹20,570 a month across the ladder: the Accomplished S CNG AT costs ₹9,840 a month more than the Smart Petrol MT, ₹5,90,400 over the 5 years.
- The biggest jump between neighbours on the ladder is the Smart Petrol MT to the Pure Petrol MT: ₹2,360 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the Smart Petrol MT's instalment is ₹10,730 a month instead of ₹10,080: ₹650 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹12,000 a monthreaches theSmart Petrol MTat about ₹10,730
- About ₹14,000 a monthreaches thePure S Petrol MTat about ₹13,630
- About ₹16,000 a monthreaches thePure CNG ATat about ₹15,970
- About ₹18,000 a monthreaches theCreative S Diesel MTat about ₹17,780
The top Accomplished S CNG AT needs about ₹20,570 a month.
Tata Altroz EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Tata Altroz?
- From about ₹10,730 a month, up to about ₹20,570 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Tata Altroz variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Smart Petrol MT is the way in at about ₹10,730 a month. From there about ₹14,000 a month reaches the Pure S Petrol MT, about ₹16,000 a month reaches the Pure CNG AT, about ₹18,000 a month reaches the Creative S Diesel MT, and the top Accomplished S CNG AT needs about ₹20,570. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Tata Altroz need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,27,668 on the Smart Petrol MT to ₹2,44,848 on the Accomplished S CNG AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Tata Altroz EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Tata Altroz page holds every variant, each carrying it pre-filled.