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Tata Curvv EMI calculator

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Calculate the Tata Curvv EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹18,220 a month, for the Smart X Turbo Petrol MT at ₹10.84 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹10.84L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹2,16,868 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹18,220
Amount financed
₹8,67,472
Interest over 5 years
₹2,25,728
Total paid, down payment included
₹13,10,068
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹22,792₹13,645₹8,44,680
Nov 2026₹11,351₹6,867₹8,56,121
Dec 2026₹11,441₹6,778₹8,44,680
2027₹1,44,565₹74,058₹7,00,115
Jan 2027₹11,531₹6,687₹8,33,149
Feb 2027₹11,623₹6,596₹8,21,526
Mar 2027₹11,715₹6,504₹8,09,811
Apr 2027₹11,808₹6,411₹7,98,004
May 2027₹11,901₹6,318₹7,86,103
Jun 2027₹11,995₹6,223₹7,74,107
Jul 2027₹12,090₹6,128₹7,62,017
Aug 2027₹12,186₹6,033₹7,49,831
Sept 2027₹12,282₹5,936₹7,37,549
Oct 2027₹12,380₹5,839₹7,25,169
Nov 2027₹12,478₹5,741₹7,12,692
Dec 2027₹12,576₹5,642₹7,00,115
2028₹1,58,911₹59,709₹5,41,203
Jan 2028₹12,676₹5,543₹6,87,439
Feb 2028₹12,776₹5,442₹6,74,663
Mar 2028₹12,877₹5,341₹6,61,786
Apr 2028₹12,979₹5,239₹6,48,806
May 2028₹13,082₹5,136₹6,35,724
Jun 2028₹13,186₹5,033₹6,22,538
Jul 2028₹13,290₹4,928₹6,09,248
Aug 2028₹13,395₹4,823₹5,95,853
Sept 2028₹13,501₹4,717₹5,82,352
Oct 2028₹13,608₹4,610₹5,68,743
Nov 2028₹13,716₹4,503₹5,55,027
Dec 2028₹13,825₹4,394₹5,41,203
2029₹1,74,684₹43,938₹3,66,519
Jan 2029₹13,934₹4,285₹5,27,269
Feb 2029₹14,044₹4,174₹5,13,224
Mar 2029₹14,155₹4,063₹4,99,069
Apr 2029₹14,268₹3,951₹4,84,801
May 2029₹14,381₹3,838₹4,70,421
Jun 2029₹14,494₹3,724₹4,55,927
Jul 2029₹14,609₹3,609₹4,41,317
Aug 2029₹14,725₹3,494₹4,26,593
Sept 2029₹14,841₹3,377₹4,11,751
Oct 2029₹14,959₹3,260₹3,96,793
Nov 2029₹15,077₹3,141₹3,81,715
Dec 2029₹15,197₹3,022₹3,66,519
2030₹1,92,021₹26,601₹1,74,497
Jan 2030₹15,317₹2,902₹3,51,202
Feb 2030₹15,438₹2,780₹3,35,764
Mar 2030₹15,560₹2,658₹3,20,203
Apr 2030₹15,684₹2,535₹3,04,520
May 2030₹15,808₹2,411₹2,88,712
Jun 2030₹15,933₹2,286₹2,72,779
Jul 2030₹16,059₹2,159₹2,56,720
Aug 2030₹16,186₹2,032₹2,40,534
Sept 2030₹16,314₹1,904₹2,24,219
Oct 2030₹16,443₹1,775₹2,07,776
Nov 2030₹16,574₹1,645₹1,91,202
Dec 2030₹16,705₹1,514₹1,74,497
2031₹1,74,497₹7,687₹0
Jan 2031₹16,837₹1,381₹1,57,660
Feb 2031₹16,970₹1,248₹1,40,690
Mar 2031₹17,105₹1,114₹1,23,585
Apr 2031₹17,240₹978₹1,06,345
May 2031₹17,377₹842₹88,969
Jun 2031₹17,514₹704₹71,454
Jul 2031₹17,653₹566₹53,801
Aug 2031₹17,793₹426₹36,009
Sept 2031₹17,933₹285₹18,075
Oct 2031₹18,075₹143₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tata Curvv's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tata Curvv variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Smart X Turbo Petrol MT₹10.84 lakhabout ₹18,220
Pure X Turbo Petrol MT₹12.35 lakhabout ₹20,760
Pure X+ Turbo Petrol MT₹13.24 lakhabout ₹22,250
Pure X+ Dark Turbo Petrol MT₹13.46 lakhabout ₹22,620
Pure X Diesel MT₹14.10 lakhabout ₹23,700
Pure X Turbo Petrol AT₹13.80 lakhabout ₹23,180
Creative X+ Turbo Petrol MT₹14.47 lakhabout ₹24,320
Pure X+ Diesel MT₹15.01 lakhabout ₹25,220
Pure X+ Turbo Petrol AT₹14.68 lakhabout ₹24,670
Creative X+ Dark Turbo Petrol MT₹14.75 lakhabout ₹24,780
Pure X+ Dark Diesel MT₹15.24 lakhabout ₹25,600
Pure X+ Dark Turbo Petrol AT₹14.91 lakhabout ₹25,040
Accomplished X Turbo Petrol MT₹15.68 lakhabout ₹26,350
Creative X+ Diesel MT₹16.27 lakhabout ₹27,340
Creative X+ Turbo Petrol AT₹15.92 lakhabout ₹26,740
Accomplished X Dark Turbo Petrol MT₹15.96 lakhabout ₹26,820
Creative X+ Dark Diesel MT₹16.56 lakhabout ₹27,820
Creative X+ Dark Turbo Petrol AT₹16.19 lakhabout ₹27,210
Accomplished X Diesel MT₹17.51 lakhabout ₹29,420
Accomplished X Turbo Petrol AT₹17.13 lakhabout ₹28,770
Accomplished X Dark Diesel MT₹17.79 lakhabout ₹29,890
Accomplished X Dark Turbo Petrol AT₹17.40 lakhabout ₹29,240
Accomplished X+ Turbo Petrol AT₹20.68 lakhabout ₹34,740
Accomplished X+ Diesel AT₹21.42 lakhabout ₹36,000
Accomplished X+ Dark Turbo Petrol AT₹20.96 lakhabout ₹35,210
Accomplished X+ Dark Diesel AT₹21.71 lakhabout ₹36,470

What goes into the on-road total? The Tata Curvv on-road price page itemises it, state by state. And which Curvv variant to buy says where the money works hardest.

The Curvv ladder, a month at a time

Seven of the 26 variants, spread up the ladder; the table above has every one.

  1. Smart X Turbo Petrol MT₹18,220
  2. Pure X Turbo Petrol AT₹23,180
  3. Creative X+ Dark Turbo Petrol MT₹24,780
  4. Creative X+ Turbo Petrol AT₹26,740
  5. Creative X+ Dark Diesel MT₹27,820
  6. Accomplished X Dark Diesel MT₹29,890
  7. Accomplished X+ Dark Diesel AT₹36,470
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹18,220 to ₹36,470 a month across the ladder: the Accomplished X+ Dark Diesel AT costs ₹18,250 a month more than the Smart X Turbo Petrol MT, ₹10,95,000 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Accomplished X Dark Diesel MT to the Accomplished X+ Turbo Petrol AT: ₹4,850 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the Smart X Turbo Petrol MT's instalment is ₹18,220 a month instead of ₹16,800: ₹1,420 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Accomplished X+ Dark Diesel AT needs about ₹36,470 a month.

Tata Curvv EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Tata Curvv?
From about ₹18,220 a month, up to about ₹36,470 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Tata Curvv variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Smart X Turbo Petrol MT is the way in at about ₹18,220 a month. From there about ₹22,000 a month reaches the Pure X Turbo Petrol MT, about ₹24,000 a month reaches the Pure X Diesel MT, about ₹26,000 a month reaches the Pure X+ Dark Diesel MT, and the top Accomplished X+ Dark Diesel AT needs about ₹36,470. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Tata Curvv need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,16,868 on the Smart X Turbo Petrol MT to ₹4,34,168 on the Accomplished X+ Dark Diesel AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tata Curvv EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Tata Curvv page holds every variant, each carrying it pre-filled.