Tata Tiago EMI calculator
Calculate the Tata Tiago EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹8,580 a month, for the Smart Petrol MT at ₹5.10 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹4,08,336
- Interest over 5 years
- ₹1,06,464
- Total paid, down payment included
- ₹6,16,884
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹10,728₹6,423₹3,97,607
2027₹68,048₹34,860₹3,29,558
2028₹74,803₹28,105₹2,54,755
2029₹82,226₹20,684₹1,72,527
2030₹90,388₹12,523₹82,139
2031₹82,140₹3,618₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Tata Tiago's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Tata Tiago variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| Smart Petrol MT | ₹5.10 lakh | about ₹8,580 |
| Pure Petrol MT | ₹5.94 lakh | about ₹9,970 |
| Smart CNG MT | ₹6.25 lakh | about ₹10,500 |
| Pure Plus Petrol MT | ₹6.67 lakh | about ₹11,210 |
| Pure Petrol AT | ₹6.67 lakh | about ₹11,210 |
| Pure Plus A Petrol MT | ₹7.16 lakh | about ₹12,030 |
| Pure CNG MT | ₹7.18 lakh | about ₹12,070 |
| Pure Plus Petrol AT | ₹7.26 lakh | about ₹12,200 |
| Creative Petrol MT | ₹7.70 lakh | about ₹12,930 |
| Pure Plus CNG MT | ₹7.74 lakh | about ₹13,010 |
| Pure Plus A Petrol AT | ₹7.75 lakh | about ₹13,020 |
| Pure CNG AT | ₹7.77 lakh | about ₹13,060 |
| Creative Plus Petrol MT | ₹8.02 lakh | about ₹13,470 |
| Pure Plus A CNG MT | ₹8.24 lakh | about ₹13,850 |
| Creative Petrol AT | ₹8.29 lakh | about ₹13,920 |
| Pure Plus CNG AT | ₹8.33 lakh | about ₹13,990 |
| Creative Plus Petrol AT | ₹8.61 lakh | about ₹14,460 |
| Creative CNG MT | ₹8.78 lakh | about ₹14,750 |
| Pure Plus A CNG AT | ₹8.83 lakh | about ₹14,840 |
| Creative CNG AT | ₹9.37 lakh | about ₹15,740 |
What goes into the on-road total? The Tata Tiago on-road price page itemises it, state by state. And which Tiago variant to buy says where the money works hardest.
The Tiago ladder, a month at a time
Seven of the 20 variants, spread up the ladder; the table above has every one.
- Smart Petrol MT₹8,580
- Pure Petrol AT₹11,210
- Pure CNG MT₹12,070
- Pure Plus A Petrol AT₹13,020
- Pure Plus A CNG MT₹13,850
- Creative Plus Petrol AT₹14,460
- Creative CNG AT₹15,740
Worth knowing before you sign the loan
- From ₹8,580 to ₹15,740 a month across the ladder: the Creative CNG AT costs ₹7,160 a month more than the Smart Petrol MT, ₹4,29,600 over the 5 years.
- The biggest jump between neighbours on the ladder is the Smart Petrol MT to the Pure Petrol MT: ₹1,390 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the Smart Petrol MT's instalment is ₹8,580 a month instead of ₹8,010: ₹570 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹9,000 a monthreaches theSmart Petrol MTat about ₹8,580
- About ₹10,000 a monthreaches thePure Petrol MTat about ₹9,970
- About ₹11,000 a monthreaches theSmart CNG MTat about ₹10,500
- About ₹12,000 a monthreaches thePure Plus Petrol MTor thePure Petrol ATeach at about ₹11,210
The top Creative CNG AT needs about ₹15,740 a month.
Tata Tiago EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Tata Tiago?
- From about ₹8,580 a month, up to about ₹15,740 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Tata Tiago variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Smart Petrol MT is the way in at about ₹8,580 a month. From there about ₹10,000 a month reaches the Pure Petrol MT, about ₹11,000 a month reaches the Smart CNG MT, about ₹12,000 a month reaches the Pure Plus Petrol MT or the Pure Petrol AT at the same figure, and the top Creative CNG AT needs about ₹15,740. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Tata Tiago need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹1,02,084 on the Smart Petrol MT to ₹1,87,336 on the Creative CNG AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Tata Tiago EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Tata Tiago page holds every variant, each carrying it pre-filled.