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Hyundai Creta Electric EMI calculator

Calculate the Hyundai Creta Electric EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹30,290 a month, for the Executive at ₹18.03 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹18.03L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹3,60,600 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹30,290
Amount financed
₹14,42,400
Interest over 5 years
₹3,75,000
Total paid, down payment included
₹21,78,000
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹57,072₹33,808₹13,85,328
Oct 2026₹18,874₹11,419₹14,23,526
Nov 2026₹19,024₹11,270₹14,04,502
Dec 2026₹19,174₹11,119₹13,85,328
2027₹2,42,280₹1,21,238₹11,43,048
Jan 2027₹19,326₹10,967₹13,66,002
Feb 2027₹19,479₹10,814₹13,46,524
Mar 2027₹19,633₹10,660₹13,26,890
Apr 2027₹19,789₹10,505₹13,07,102
May 2027₹19,945₹10,348₹12,87,157
Jun 2027₹20,103₹10,190₹12,67,054
Jul 2027₹20,262₹10,031₹12,46,791
Aug 2027₹20,423₹9,870₹12,26,369
Sept 2027₹20,584₹9,709₹12,05,784
Oct 2027₹20,747₹9,546₹11,85,037
Nov 2027₹20,912₹9,382₹11,64,126
Dec 2027₹21,077₹9,216₹11,43,048
2028₹2,66,326₹97,192₹8,76,723
Jan 2028₹21,244₹9,049₹11,21,804
Feb 2028₹21,412₹8,881₹11,00,392
Mar 2028₹21,582₹8,711₹10,78,811
Apr 2028₹21,753₹8,541₹10,57,058
May 2028₹21,925₹8,368₹10,35,133
Jun 2028₹22,098₹8,195₹10,13,035
Jul 2028₹22,273₹8,020₹9,90,762
Aug 2028₹22,450₹7,844₹9,68,312
Sept 2028₹22,627₹7,666₹9,45,685
Oct 2028₹22,806₹7,487₹9,22,879
Nov 2028₹22,987₹7,306₹8,99,892
Dec 2028₹23,169₹7,124₹8,76,723
2029₹2,92,757₹70,760₹5,83,965
Jan 2029₹23,352₹6,941₹8,53,370
Feb 2029₹23,537₹6,756₹8,29,833
Mar 2029₹23,724₹6,570₹8,06,110
Apr 2029₹23,911₹6,382₹7,82,198
May 2029₹24,101₹6,192₹7,58,098
Jun 2029₹24,291₹6,002₹7,33,806
Jul 2029₹24,484₹5,809₹7,09,322
Aug 2029₹24,678₹5,615₹6,84,645
Sept 2029₹24,873₹5,420₹6,59,772
Oct 2029₹25,070₹5,223₹6,34,702
Nov 2029₹25,268₹5,025₹6,09,433
Dec 2029₹25,468₹4,825₹5,83,965
2030₹3,21,814₹41,704₹2,62,152
Jan 2030₹25,670₹4,623₹5,58,295
Feb 2030₹25,873₹4,420₹5,32,422
Mar 2030₹26,078₹4,215₹5,06,344
Apr 2030₹26,285₹4,009₹4,80,059
May 2030₹26,493₹3,800₹4,53,567
Jun 2030₹26,702₹3,591₹4,26,864
Jul 2030₹26,914₹3,379₹3,99,950
Aug 2030₹27,127₹3,166₹3,72,824
Sept 2030₹27,342₹2,952₹3,45,482
Oct 2030₹27,558₹2,735₹3,17,924
Nov 2030₹27,776₹2,517₹2,90,148
Dec 2030₹27,996₹2,297₹2,62,152
2031₹2,62,151₹10,486₹0
Jan 2031₹28,218₹2,075₹2,33,934
Feb 2031₹28,441₹1,852₹2,05,493
Mar 2031₹28,666₹1,627₹1,76,827
Apr 2031₹28,893₹1,400₹1,47,934
May 2031₹29,122₹1,171₹1,18,812
Jun 2031₹29,352₹941₹89,459
Jul 2031₹29,585₹708₹59,874
Aug 2031₹29,819₹474₹30,055
Sept 2031₹30,055₹238₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Hyundai Creta Electric's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Hyundai Creta Electric variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Executive Electric AT₹18.03 lakhabout ₹30,290
Executive Tech Electric AT₹19.00 lakhabout ₹31,920
Executive (O) LR Electric AT₹20.00 lakhabout ₹33,600
Premium Electric AT₹20.00 lakhabout ₹33,600
Excellence Electric 42 kWh AT₹21.30 lakhabout ₹35,790
Excellence Knight Electric 42 kWh AT₹21.45 lakhabout ₹36,040
Smart (O) LR Electric AT₹21.54 lakhabout ₹36,190
Excellence Electric 51.4 kWh AT₹23.67 lakhabout ₹39,770
Excellence Knight Electric 51.4 kWh AT₹23.82 lakhabout ₹40,020

Financing the on-road total instead? The Hyundai Creta Electric on-road price page shows what it costs on the road, state by state. And which Creta Electric variant to buy says where the money works hardest.

Hyundai Creta Electric EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Hyundai Creta Electric?
From about ₹30,290 a month, up to about ₹40,020 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Hyundai Creta Electric need?
At the 20% the calculator opens on, the upfront amount runs from ₹3,60,600 on the Executive to ₹4,76,400 on the Excellence Knight. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Hyundai Creta Electric EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Hyundai Creta Electric page holds every variant, each carrying it pre-filled.