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Maruti Suzuki Alto K10 EMI calculator

Calculate the Maruti Suzuki Alto K10 EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹6,220 a month, for the STD at ₹3.70 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹3.70L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹74,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹6,220
Amount financed
₹2,96,000
Interest over 5 years
₹77,200
Total paid, down payment included
₹4,47,200
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹11,712₹6,938₹2,84,288
Oct 2026₹3,873₹2,343₹2,92,127
Nov 2026₹3,904₹2,313₹2,88,223
Dec 2026₹3,935₹2,282₹2,84,288
2027₹49,718₹24,880₹2,34,569
Jan 2027₹3,966₹2,251₹2,80,322
Feb 2027₹3,997₹2,219₹2,76,325
Mar 2027₹4,029₹2,188₹2,72,296
Apr 2027₹4,061₹2,156₹2,68,235
May 2027₹4,093₹2,124₹2,64,142
Jun 2027₹4,125₹2,091₹2,60,017
Jul 2027₹4,158₹2,058₹2,55,858
Aug 2027₹4,191₹2,026₹2,51,667
Sept 2027₹4,224₹1,992₹2,47,443
Oct 2027₹4,258₹1,959₹2,43,186
Nov 2027₹4,291₹1,925₹2,38,894
Dec 2027₹4,325₹1,891₹2,34,569
2028₹54,654₹19,945₹1,79,915
Jan 2028₹4,360₹1,857₹2,30,209
Feb 2028₹4,394₹1,822₹2,25,815
Mar 2028₹4,429₹1,788₹2,21,387
Apr 2028₹4,464₹1,753₹2,16,923
May 2028₹4,499₹1,717₹2,12,423
Jun 2028₹4,535₹1,682₹2,07,889
Jul 2028₹4,571₹1,646₹2,03,318
Aug 2028₹4,607₹1,610₹1,98,711
Sept 2028₹4,643₹1,573₹1,94,067
Oct 2028₹4,680₹1,536₹1,89,387
Nov 2028₹4,717₹1,499₹1,84,670
Dec 2028₹4,755₹1,462₹1,79,915
2029₹60,076₹14,520₹1,19,838
Jan 2029₹4,792₹1,424₹1,75,123
Feb 2029₹4,830₹1,386₹1,70,293
Mar 2029₹4,868₹1,348₹1,65,425
Apr 2029₹4,907₹1,310₹1,60,518
May 2029₹4,946₹1,271₹1,55,572
Jun 2029₹4,985₹1,232₹1,50,587
Jul 2029₹5,024₹1,192₹1,45,563
Aug 2029₹5,064₹1,152₹1,40,498
Sept 2029₹5,104₹1,112₹1,35,394
Oct 2029₹5,145₹1,072₹1,30,249
Nov 2029₹5,185₹1,031₹1,25,064
Dec 2029₹5,226₹990₹1,19,838
2030₹66,042₹8,559₹53,797
Jan 2030₹5,268₹949₹1,14,570
Feb 2030₹5,310₹907₹1,09,260
Mar 2030₹5,352₹865₹1,03,909
Apr 2030₹5,394₹823₹98,515
May 2030₹5,437₹780₹93,078
Jun 2030₹5,480₹737₹87,598
Jul 2030₹5,523₹693₹82,075
Aug 2030₹5,567₹650₹76,508
Sept 2030₹5,611₹606₹70,898
Oct 2030₹5,655₹561₹65,242
Nov 2030₹5,700₹517₹59,542
Dec 2030₹5,745₹471₹53,797
2031₹53,797₹2,151₹0
Jan 2031₹5,791₹426₹48,006
Feb 2031₹5,836₹380₹42,170
Mar 2031₹5,883₹334₹36,287
Apr 2031₹5,929₹287₹30,358
May 2031₹5,976₹240₹24,382
Jun 2031₹6,024₹193₹18,358
Jul 2031₹6,071₹145₹12,287
Aug 2031₹6,119₹97₹6,168
Sept 2031₹6,168₹49₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Alto K10's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Alto K10 variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
STD Petrol MT₹3.70 lakhabout ₹6,220
LXi Petrol MT₹3.99 lakhabout ₹6,700
VXi Petrol MT₹4.49 lakhabout ₹7,540
LXi CNG MT₹4.81 lakhabout ₹8,080
VXi Petrol AT₹4.94 lakhabout ₹8,300
VXi+ Petrol MT₹4.99 lakhabout ₹8,380
VXi CNG MT₹5.31 lakhabout ₹8,920
VXi+ Petrol AT₹5.44 lakhabout ₹9,140

Financing the on-road total instead? The Maruti Suzuki Alto K10 on-road price page shows what it costs on the road, state by state.

Maruti Suzuki Alto K10 EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Maruti Suzuki Alto K10?
From about ₹6,220 a month, up to about ₹9,140 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Maruti Suzuki Alto K10 need?
At the 20% the calculator opens on, the upfront amount runs from ₹74,000 on the STD to ₹1,08,800 on the VXi+. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Alto K10 EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Alto K10 page holds every variant, each carrying it pre-filled.