VariantWise

Maruti Suzuki Alto K10 EMI calculator

Metallic Speedy Blue

Calculate the Maruti Suzuki Alto K10 EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹6,620 a month, for the STD Petrol MT at ₹3.94 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹3.94L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹78,856 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹6,620
Amount financed
₹3,15,424
Interest over 5 years
₹81,776
Total paid, down payment included
₹4,76,056
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹8,287₹4,961₹3,07,137
Nov 2026₹4,127₹2,497₹3,11,297
Dec 2026₹4,160₹2,464₹3,07,137
2027₹52,565₹26,927₹2,54,571
Jan 2027₹4,193₹2,431₹3,02,944
Feb 2027₹4,226₹2,398₹2,98,717
Mar 2027₹4,260₹2,365₹2,94,458
Apr 2027₹4,293₹2,331₹2,90,164
May 2027₹4,327₹2,297₹2,85,837
Jun 2027₹4,362₹2,263₹2,81,475
Jul 2027₹4,396₹2,228₹2,77,079
Aug 2027₹4,431₹2,194₹2,72,648
Sept 2027₹4,466₹2,158₹2,68,182
Oct 2027₹4,501₹2,123₹2,63,681
Nov 2027₹4,537₹2,087₹2,59,144
Dec 2027₹4,573₹2,052₹2,54,571
2028₹57,781₹21,711₹1,96,788
Jan 2028₹4,609₹2,015₹2,49,962
Feb 2028₹4,646₹1,979₹2,45,316
Mar 2028₹4,682₹1,942₹2,40,634
Apr 2028₹4,719₹1,905₹2,35,914
May 2028₹4,757₹1,868₹2,31,157
Jun 2028₹4,794₹1,830₹2,26,363
Jul 2028₹4,832₹1,792₹2,21,531
Aug 2028₹4,871₹1,754₹2,16,660
Sept 2028₹4,909₹1,715₹2,11,751
Oct 2028₹4,948₹1,676₹2,06,802
Nov 2028₹4,987₹1,637₹2,01,815
Dec 2028₹5,027₹1,598₹1,96,788
2029₹63,518₹15,976₹1,33,271
Jan 2029₹5,067₹1,558₹1,91,722
Feb 2029₹5,107₹1,518₹1,86,615
Mar 2029₹5,147₹1,477₹1,81,468
Apr 2029₹5,188₹1,437₹1,76,280
May 2029₹5,229₹1,396₹1,71,051
Jun 2029₹5,270₹1,354₹1,65,781
Jul 2029₹5,312₹1,312₹1,60,469
Aug 2029₹5,354₹1,270₹1,55,115
Sept 2029₹5,397₹1,228₹1,49,718
Oct 2029₹5,439₹1,185₹1,44,279
Nov 2029₹5,482₹1,142₹1,38,797
Dec 2029₹5,526₹1,099₹1,33,271
2030₹69,820₹9,672₹63,450
Jan 2030₹5,569₹1,055₹1,27,701
Feb 2030₹5,614₹1,011₹1,22,088
Mar 2030₹5,658₹967₹1,16,430
Apr 2030₹5,703₹922₹1,10,727
May 2030₹5,748₹877₹1,04,979
Jun 2030₹5,793₹831₹99,186
Jul 2030₹5,839₹785₹93,347
Aug 2030₹5,885₹739₹87,461
Sept 2030₹5,932₹692₹81,529
Oct 2030₹5,979₹645₹75,550
Nov 2030₹6,026₹598₹69,524
Dec 2030₹6,074₹550₹63,450
2031₹63,450₹2,796₹0
Jan 2031₹6,122₹502₹57,327
Feb 2031₹6,171₹454₹51,157
Mar 2031₹6,220₹405₹44,937
Apr 2031₹6,269₹356₹38,668
May 2031₹6,318₹306₹32,350
Jun 2031₹6,368₹256₹25,982
Jul 2031₹6,419₹206₹19,563
Aug 2031₹6,470₹155₹13,093
Sept 2031₹6,521₹104₹6,572
Oct 2031₹6,572₹52₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Alto K10's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Alto K10 variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
STD Petrol MT₹3.94 lakhabout ₹6,620
LXi Petrol MT₹4.24 lakhabout ₹7,130
VXi Petrol MT₹4.76 lakhabout ₹8,000
LXi CNG MT₹5.10 lakhabout ₹8,560
VXi Petrol AT₹5.23 lakhabout ₹8,790
VXi+ Petrol MT₹5.28 lakhabout ₹8,880
VXi CNG MT₹5.62 lakhabout ₹9,440
VXi+ Petrol AT₹5.75 lakhabout ₹9,660

What goes into the on-road total? The Maruti Suzuki Alto K10 on-road price page itemises it, state by state.

The Alto K10 ladder, a month at a time

Seven of the 8 variants, spread up the ladder; the table above has every one.

  1. STD Petrol MT₹6,620
  2. LXi Petrol MT₹7,130
  3. VXi Petrol MT₹8,000
  4. VXi Petrol AT₹8,790
  5. VXi+ Petrol MT₹8,880
  6. VXi CNG MT₹9,440
  7. VXi+ Petrol AT₹9,660
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹6,620 to ₹9,660 a month across the ladder: the VXi+ Petrol AT costs ₹3,040 a month more than the STD Petrol MT, ₹1,82,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the LXi Petrol MT to the VXi Petrol MT: ₹870 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the STD Petrol MT's instalment is ₹6,620 a month instead of ₹6,220: ₹400 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top VXi+ Petrol AT needs about ₹9,660 a month.

Maruti Suzuki Alto K10 EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Maruti Suzuki Alto K10?
From about ₹6,620 a month, up to about ₹9,660 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Maruti Suzuki Alto K10 variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the STD Petrol MT is the way in at about ₹6,620 a month. From there about ₹7,500 a month reaches the LXi Petrol MT, about ₹8,000 a month reaches the VXi Petrol MT, about ₹9,000 a month reaches the VXi+ Petrol MT, and the top VXi+ Petrol AT needs about ₹9,660. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Maruti Suzuki Alto K10 need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹78,856 on the STD Petrol MT to ₹1,15,048 on the VXi+ Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Alto K10 EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Alto K10 page holds every variant, each carrying it pre-filled.