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Maruti Suzuki S-Presso EMI calculator

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Calculate the Maruti Suzuki S-Presso EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹6,280 a month, for the STD (O) Petrol MT at ₹3.73 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹3.73L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹74,696 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹6,280
Amount financed
₹2,98,784
Interest over 5 years
₹78,016
Total paid, down payment included
₹4,51,496
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹7,851₹4,699₹2,90,934
Nov 2026₹3,910₹2,365₹2,94,874
Dec 2026₹3,941₹2,334₹2,90,934
2027₹49,793₹25,507₹2,41,141
Jan 2027₹3,972₹2,303₹2,86,962
Feb 2027₹4,003₹2,272₹2,82,959
Mar 2027₹4,035₹2,240₹2,78,924
Apr 2027₹4,067₹2,208₹2,74,857
May 2027₹4,099₹2,176₹2,70,758
Jun 2027₹4,132₹2,143₹2,66,626
Jul 2027₹4,164₹2,111₹2,62,462
Aug 2027₹4,197₹2,078₹2,58,265
Sept 2027₹4,230₹2,045₹2,54,034
Oct 2027₹4,264₹2,011₹2,49,771
Nov 2027₹4,298₹1,977₹2,45,473
Dec 2027₹4,332₹1,943₹2,41,141
2028₹54,736₹20,566₹1,86,407
Jan 2028₹4,366₹1,909₹2,36,775
Feb 2028₹4,401₹1,874₹2,32,375
Mar 2028₹4,435₹1,840₹2,27,939
Apr 2028₹4,471₹1,805₹2,23,469
May 2028₹4,506₹1,769₹2,18,963
Jun 2028₹4,542₹1,733₹2,14,421
Jul 2028₹4,578₹1,698₹2,09,844
Aug 2028₹4,614₹1,661₹2,05,230
Sept 2028₹4,650₹1,625₹2,00,580
Oct 2028₹4,687₹1,588₹1,95,893
Nov 2028₹4,724₹1,551₹1,91,168
Dec 2028₹4,762₹1,513₹1,86,407
2029₹60,166₹15,134₹1,26,240
Jan 2029₹4,799₹1,476₹1,81,608
Feb 2029₹4,837₹1,438₹1,76,770
Mar 2029₹4,876₹1,399₹1,71,895
Apr 2029₹4,914₹1,361₹1,66,980
May 2029₹4,953₹1,322₹1,62,027
Jun 2029₹4,992₹1,283₹1,57,035
Jul 2029₹5,032₹1,243₹1,52,003
Aug 2029₹5,072₹1,203₹1,46,932
Sept 2029₹5,112₹1,163₹1,41,820
Oct 2029₹5,152₹1,123₹1,36,668
Nov 2029₹5,193₹1,082₹1,31,474
Dec 2029₹5,234₹1,041₹1,26,240
2030₹66,138₹9,162₹60,102
Jan 2030₹5,276₹999₹1,20,965
Feb 2030₹5,317₹958₹1,15,647
Mar 2030₹5,359₹916₹1,10,288
Apr 2030₹5,402₹873₹1,04,886
May 2030₹5,445₹830₹99,441
Jun 2030₹5,488₹787₹93,953
Jul 2030₹5,531₹744₹88,422
Aug 2030₹5,575₹700₹82,847
Sept 2030₹5,619₹656₹77,228
Oct 2030₹5,664₹611₹71,564
Nov 2030₹5,708₹567₹65,856
Dec 2030₹5,754₹521₹60,102
2031₹60,101₹2,649₹0
Jan 2031₹5,799₹476₹54,303
Feb 2031₹5,845₹430₹48,458
Mar 2031₹5,891₹384₹42,567
Apr 2031₹5,938₹337₹36,629
May 2031₹5,985₹290₹30,643
Jun 2031₹6,032₹243₹24,611
Jul 2031₹6,080₹195₹18,531
Aug 2031₹6,128₹147₹12,403
Sept 2031₹6,177₹98₹6,226
Oct 2031₹6,226₹49₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki S-Presso's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki S-Presso variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
STD (O) Petrol MT₹3.73 lakhabout ₹6,280
LXi (O) Petrol MT₹4.07 lakhabout ₹6,830
VXi (O) Petrol MT₹4.59 lakhabout ₹7,710
LXi (O) CNG MT₹4.92 lakhabout ₹8,270
VXi (O) Petrol AT₹5.06 lakhabout ₹8,490
VXi+ (O) Petrol MT₹5.11 lakhabout ₹8,580
VXi (O) CNG MT₹5.44 lakhabout ₹9,140
VXi+ (O) Petrol AT₹5.58 lakhabout ₹9,370

What goes into the on-road total? The Maruti Suzuki S-Presso on-road price page itemises it, state by state.

The S-Presso ladder, a month at a time

Seven of the 8 variants, spread up the ladder; the table above has every one.

  1. STD (O) Petrol MT₹6,280
  2. LXi (O) Petrol MT₹6,830
  3. VXi (O) Petrol MT₹7,710
  4. VXi (O) Petrol AT₹8,490
  5. VXi+ (O) Petrol MT₹8,580
  6. VXi (O) CNG MT₹9,140
  7. VXi+ (O) Petrol AT₹9,370
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹6,280 to ₹9,370 a month across the ladder: the VXi+ (O) Petrol AT costs ₹3,090 a month more than the STD (O) Petrol MT, ₹1,85,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the LXi (O) Petrol MT to the VXi (O) Petrol MT: ₹880 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the STD (O) Petrol MT's instalment is ₹6,280 a month instead of ₹5,880: ₹400 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top VXi+ (O) Petrol AT needs about ₹9,370 a month.

Maruti Suzuki S-Presso EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Maruti Suzuki S-Presso?
From about ₹6,280 a month, up to about ₹9,370 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Maruti Suzuki S-Presso variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the STD (O) Petrol MT is the way in at about ₹6,280 a month. From there about ₹7,000 a month reaches the LXi (O) Petrol MT, about ₹8,000 a month reaches the VXi (O) Petrol MT, about ₹8,500 a month reaches the VXi (O) Petrol AT, and the top VXi+ (O) Petrol AT needs about ₹9,370. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Maruti Suzuki S-Presso need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹74,696 on the STD (O) Petrol MT to ₹1,11,512 on the VXi+ (O) Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki S-Presso EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki S-Presso page holds every variant, each carrying it pre-filled.