Maruti Suzuki Swift on-road price in Chennai
₹6,76,510 to ₹10,17,770 on the road15 variants
EMI from about ₹11,370 a month on the Chennai on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Tamil Nadu sets these charges, so the same figures apply in Coimbatore, Madurai, Tiruchirappalli and Salem.
Why
All 15 variants priced in Chennai
| Variant | Ex-showroom | On-road in Chennai |
|---|---|---|
| LXi Petrol MT | ₹5.84L | ₹6,76,510 |
| VXi Petrol MT | ₹6.59L | ₹7,61,260 |
| VXi (O) Petrol MT | ₹6.85L | ₹7,90,640 |
| VXi Petrol AT | ₹7.04L | ₹8,12,110 |
| VXi (O) Petrol AT | ₹7.30L | ₹8,41,490 |
| VXi CNG MT | ₹7.45L | ₹8,58,440 |
| ZXi Petrol MT | ₹7.53L | ₹8,67,480 |
| VXi (O) CNG MT | ₹7.71L | ₹8,87,820 |
| VXi CNG AT | ₹7.92L | ₹9,11,550 |
| ZXi Petrol AT | ₹7.98L | ₹9,18,330 |
| VXi (O) CNG AT | ₹8.18L | ₹9,40,930 |
| ZXi+ Petrol MT | ₹8.20L | ₹9,43,190 |
| ZXi CNG MT | ₹8.39L | ₹9,64,660 |
| ZXi+ Petrol AT | ₹8.65L | ₹9,94,040 |
| ZXi CNG AT | ₹8.86L | ₹10,17,770 |
What the road adds in Chennai, variant by variant
Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Tamil Nadu's own share.
- LXi Petrol MT₹6,76,510+16%
₹5,84,000 ex-showroom, Tamil Nadu takes ₹78,170, everything else ₹14,340
- VXi (O) Petrol AT₹8,41,490+15%
₹7,30,000 ex-showroom, Tamil Nadu takes ₹97,150, everything else ₹14,340
- VXi (O) CNG MT₹8,87,820+15%
₹7,71,000 ex-showroom, Tamil Nadu takes ₹1,02,480, everything else ₹14,340
- ZXi+ Petrol MT₹9,43,190+15%
₹8,20,000 ex-showroom, Tamil Nadu takes ₹1,08,850, everything else ₹14,340
- ZXi CNG AT₹10,17,770+15%
₹8,86,000 ex-showroom, Tamil Nadu takes ₹1,17,430, everything else ₹14,340
Swift variants on Tamil Nadu's tax steps
Tamil Nadu charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrol and CNGby price
- 12%to ₹5 lakh
no variant here
- 13%to ₹10 lakh
LXi Petrol MT, VXi Petrol MT, VXi (O) Petrol MT, VXi Petrol AT, VXi (O) Petrol AT, VXi CNG MT, ZXi Petrol MT, VXi (O) CNG MT, VXi CNG AT, ZXi Petrol AT, VXi (O) CNG AT, ZXi+ Petrol MT, ZXi CNG MT, ZXi+ Petrol AT, ZXi CNG AT
- 18%to ₹20 lakh
no variant here
- 20%above
no variant here
Worth knowing before you sign
- On the Maruti Suzuki Swift LXi Petrol MT, Chennai is 4th dearest of 25 states: ₹60,650 over Arunachal Pradesh and ₹13,584 under Karnataka.
Which Swift to buy
Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Chennai that step costs ₹76,840 on the road, rather than the ₹68,000 the showroom prices suggest.
Swift rivals on the road in Chennai
The cheapest way into this group in Chennai is the Citroen C3X, from ₹5,75,470 on the road, ₹1,01,040 under the Swift's ₹6,76,510. Each figure is that car's cheapest variant on the road in Chennai, on the same Tamil Nadu road tax.
The Swift in its colours
Luster Blue with Midnight Black
Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)
How the LXi Petrol MT's ₹6,76,510 breaks down
Getting it on the road in Chennai adds ₹92,510 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹5,84,000
- Road tax (13%)
- ₹75,920
- Road safety tax
- ₹2,250
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Chennai
- ₹6,76,510
The fine print
- Road tax (13%)
- TN MV Taxation Act 1974, Third Schedule Part I as substituted by the Amendment Act 2023 (L.A. Bill 33 of 2023, gazetted 11-10-2023), read from the gazetted text
- Road safety tax
- TN MV Taxation Act 1974 section 3-B and the Sixth Schedule as substituted by section 6 of the Amendment Act 2023, read from the gazetted text on 2026-11-03: 'ROAD SAFETY TAX. New Motor Vehicles', Light Motor Vehicles Rs 2,250. The document is the Bill as introduced (L.A. Bill 33 of 2023, gazetted 11-10-2023), so the figure is primary while its being in force rests on reporting that Act 30 of 2023 commenced 08 or 09-11-2023, corroborated by the Third and Fourth Schedules of the same substitution clause being in force exactly as drafted. The Act as passed is requested as tn-act-30-of-2023. Some aggregator breakdowns still print the pre-2023 Rs 1,500 and others print Rs 2,250
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- The Rs 2,250 road safety tax, charged once when a new car is registered, is included in every figure here. Tamil Nadu waives road tax on an electric car bought before 2028, and nothing published says whether that waiver covers this charge too, so an electric buyer may pay Rs 2,250 less than we show.
- Some price breakdowns for the state still show this charge at Rs 1,500, which is what it was before the 2023 change to the state's tax act. We use Rs 2,250 because that is the figure the state's own gazetted schedule prints. If your RTO still collects the older amount, your total will be Rs 750 less than this.
Confirm the final figure with your dealer before paying.
Where these figures come from
Registering a Swift in Chennai
Cars registered in Chennai carry TN-01, TN-02, TN-03, TN-04, TN-05, TN-06, TN-07, TN-09, TN-10, TN-13, TN-14, TN-18 or TN-22 plates, depending on which RTO office covers your address.
| Series | Issuing office | Covers |
|---|---|---|
| TN-01 | RTO, Chennai Central | central Chennai; office at Ayanavaram |
| TN-02 | RTO, Chennai North West | north west Chennai; office at Anna Nagar |
| TN-03 | RTO, Chennai North East | north east Chennai; office at Tondiarpet |
| TN-04 | RTO, Chennai East | east Chennai; office at Pulianthoppu |
| TN-05 | RTO, Chennai North | north Chennai; office at Kolathur |
| TN-06 | RTO, Chennai South East | south east Chennai; office at Mandaveli |
| TN-07 | RTO, Chennai South | south Chennai; office at Thiruvanmiyur |
| TN-09 | RTO, Chennai West | west Chennai; office at K.K. Nagar |
| TN-10 | RTO, Chennai South West | south west Chennai; office at Virugambakkam |
| TN-13 | RTO, Ambattur | Ambattur |
| TN-14 | RTO, Sholinganallur | Sholinganallur |
| TN-18 | RTO, Redhills | Redhills |
| TN-22 | RTO, Alandur | Alandur; office at Meenambakkam |
Tamil Nadu State Transport Authority, Regional Transport Office contact list; the live site was unreachable, so verified from the Wayback Machine snapshot of that official page dated 2021-08-14, checked 9 August 2026.
Swift on-road price in other cities
See 29 other cities
Same figures, same state: Coimbatore, Madurai, Tiruchirappalli, Salem
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Maruti Suzuki Swift on-road price, in all 25 states we price →
Questions buyers ask
What is the Maruti Suzuki Swift on-road price in Chennai?
Between ₹6,76,510 for the LXi Petrol MT and ₹10,17,770 for the ZXi CNG AT, as of October 2026. That covers Tamil Nadu road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Maruti Suzuki Swift in Chennai?
₹75,920 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Tamil Nadu's own schedule (TN MV Taxation Act 1974, Third Schedule Part I as substituted by the Amendment Act 2023 (L.A. Bill 33 of 2023, gazetted 11-10-2023), read from the gazetted text), verified on 7 August 2026.
Is the Maruti Suzuki Swift cheaper on-road in another city of Tamil Nadu?
No. Tamil Nadu sets these charges, so the same figures apply in Coimbatore, Madurai, Tiruchirappalli and Salem: registering in a different city of the state does not change them.
Which number plate series does the Maruti Suzuki Swift registered in Chennai get?
Cars registered in Chennai carry TN-01, TN-02, TN-03, TN-04, TN-05, TN-06, TN-07, TN-09, TN-10, TN-13, TN-14, TN-18 or TN-22 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Tamil Nadu State Transport Authority, Regional Transport Office contact list; the live site was unreachable, so verified from the Wayback Machine snapshot of that official page dated 2021-08-14, checked 9 August 2026).