Maruti Suzuki Swift on-road price in Jammu

₹6,50,900 to ₹9,80,080 on the road15 variants
EMI from about ₹10,940 a month on the Jammu on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Jammu and Kashmir sets these charges, so the same figures apply in Srinagar.
Why
All 15 variants priced in Jammu
| Variant | Ex-showroom | On-road in Jammu |
|---|---|---|
| LXi Petrol MT | ₹5.84L | ₹6,50,900 |
| VXi Petrol MT | ₹6.59L | ₹7,32,650 |
| VXi (O) Petrol MT | ₹6.85L | ₹7,60,990 |
| VXi Petrol AT | ₹7.04L | ₹7,81,700 |
| VXi (O) Petrol AT | ₹7.30L | ₹8,10,040 |
| VXi CNG MT | ₹7.45L | ₹8,26,390 |
| ZXi Petrol MT | ₹7.53L | ₹8,35,110 |
| VXi (O) CNG MT | ₹7.71L | ₹8,54,730 |
| VXi CNG AT | ₹7.92L | ₹8,77,620 |
| ZXi Petrol AT | ₹7.98L | ₹8,84,160 |
| VXi (O) CNG AT | ₹8.18L | ₹9,05,960 |
| ZXi+ Petrol MT | ₹8.20L | ₹9,08,140 |
| ZXi CNG MT | ₹8.39L | ₹9,28,850 |
| ZXi+ Petrol AT | ₹8.65L | ₹9,57,190 |
| ZXi CNG AT | ₹8.86L | ₹9,80,080 |
What the road adds in Jammu, variant by variant
Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Jammu and Kashmir's own share.
- LXi Petrol MT₹6,50,900+11%
₹5,84,000 ex-showroom, Jammu and Kashmir takes ₹52,560, everything else ₹14,340
- VXi (O) Petrol AT₹8,10,040+11%
₹7,30,000 ex-showroom, Jammu and Kashmir takes ₹65,700, everything else ₹14,340
- VXi (O) CNG MT₹8,54,730+11%
₹7,71,000 ex-showroom, Jammu and Kashmir takes ₹69,390, everything else ₹14,340
- ZXi+ Petrol MT₹9,08,140+11%
₹8,20,000 ex-showroom, Jammu and Kashmir takes ₹73,800, everything else ₹14,340
- ZXi CNG AT₹9,80,080+11%
₹8,86,000 ex-showroom, Jammu and Kashmir takes ₹79,740, everything else ₹14,340
Worth knowing before you sign
- On the Maruti Suzuki Swift LXi Petrol MT, Jammu is 13th cheapest of 25 states: ₹35,040 over Arunachal Pradesh and ₹39,194 under Karnataka.
Which Swift to buy
Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Jammu that step costs ₹74,120 on the road, rather than the ₹68,000 the showroom prices suggest.
Swift rivals on the road in Jammu
The cheapest way into this group in Jammu is the Citroen C3X, from ₹5,58,250 on the road, ₹92,650 under the Swift's ₹6,50,900. Each figure is that car's cheapest variant on the road in Jammu, on the same Jammu and Kashmir road tax.
The Swift in its colours

Luster Blue with Midnight Black
Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)
How the LXi Petrol MT's ₹6,50,900 breaks down
Getting it on the road in Jammu adds ₹66,900 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹5,84,000
- Road tax (9%)
- ₹52,560
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Jammu
- ₹6,50,900
The fine print
- Road tax (9%)
- Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Jammu and Kashmir's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.
Confirm the final figure with your dealer before paying.
Where these figures come from
Swift on-road price in other cities
See 26 other cities
Maruti Suzuki Swift on-road price, in all 25 states we price →
Questions buyers ask
What is the Maruti Suzuki Swift on-road price in Jammu?
Between ₹6,50,900 for the LXi Petrol MT and ₹9,80,080 for the ZXi CNG AT, as of October 2026. That covers Jammu and Kashmir road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Maruti Suzuki Swift in Jammu?
₹52,560 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Jammu and Kashmir's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification), verified on 9 August 2026.
Is the Maruti Suzuki Swift cheaper on-road in another city of Jammu and Kashmir?
No. Jammu and Kashmir sets these charges, so the same figures apply in Srinagar: registering in a different city of the state does not change them.




