VariantWise

Maruti Suzuki Swift on-road price in Jammu

Sizzling Red With Midnight Black

₹6,50,900 to ₹9,80,080 on the road15 variants

EMI from about ₹10,940 a month on the Jammu on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Jammu and Kashmir sets these charges, so the same figures apply in Srinagar.

Why
Registering in a different city of the state does not change them.

All 15 variants priced in Jammu

VariantEx-showroomOn-road in Jammu
LXi Petrol MT₹5.84L₹6,50,900
VXi Petrol MT₹6.59L₹7,32,650
VXi (O) Petrol MT₹6.85L₹7,60,990
VXi Petrol AT₹7.04L₹7,81,700
VXi (O) Petrol AT₹7.30L₹8,10,040
VXi CNG MT₹7.45L₹8,26,390
ZXi Petrol MT₹7.53L₹8,35,110
VXi (O) CNG MT₹7.71L₹8,54,730
VXi CNG AT₹7.92L₹8,77,620
ZXi Petrol AT₹7.98L₹8,84,160
VXi (O) CNG AT₹8.18L₹9,05,960
ZXi+ Petrol MT₹8.20L₹9,08,140
ZXi CNG MT₹8.39L₹9,28,850
ZXi+ Petrol AT₹8.65L₹9,57,190
ZXi CNG AT₹8.86L₹9,80,080

What the road adds in Jammu, variant by variant

Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Jammu and Kashmir's own share.

  1. LXi Petrol MT₹6,50,900+11%

    ₹5,84,000 ex-showroom, Jammu and Kashmir takes ₹52,560, everything else ₹14,340

  2. VXi (O) Petrol AT₹8,10,040+11%

    ₹7,30,000 ex-showroom, Jammu and Kashmir takes ₹65,700, everything else ₹14,340

  3. VXi (O) CNG MT₹8,54,730+11%

    ₹7,71,000 ex-showroom, Jammu and Kashmir takes ₹69,390, everything else ₹14,340

  4. ZXi+ Petrol MT₹9,08,140+11%

    ₹8,20,000 ex-showroom, Jammu and Kashmir takes ₹73,800, everything else ₹14,340

  5. ZXi CNG AT₹9,80,080+11%

    ₹8,86,000 ex-showroom, Jammu and Kashmir takes ₹79,740, everything else ₹14,340

Ex-showroom priceJammu and Kashmir's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Jammu.

Worth knowing before you sign

  • On the Maruti Suzuki Swift LXi Petrol MT, Jammu is 13th cheapest of 25 states: ₹35,040 over Arunachal Pradesh and ₹39,194 under Karnataka.

Which Swift to buy

Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Jammu that step costs ₹74,120 on the road, rather than the ₹68,000 the showroom prices suggest.

Is the ZXi worth it over the VXi (O)? →

Or weigh the whole ladder: which Swift is worth the money →

Swift rivals on the road in Jammu

The cheapest way into this group in Jammu is the Citroen C3X, from ₹5,58,250 on the road, ₹92,650 under the Swift's ₹6,50,900. Each figure is that car's cheapest variant on the road in Jammu, on the same Jammu and Kashmir road tax.

The Swift in its colours

Maruti Suzuki Swift in Luster Blue with Midnight Black

Luster Blue with Midnight Black

Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)

How the LXi Petrol MT's ₹6,50,900 breaks down

Getting it on the road in Jammu adds ₹66,900 to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price
₹5,84,000
Road tax (9%)
₹52,560
Registration fee (central)
₹800
Third-party insurance (3 years, incl. 18% GST)
₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate
₹885
FASTagestimate
₹100
Comprehensive own-damage covernot in this total
insurer-priced
On-road in Jammu
₹6,50,900
The fine print
Road tax (9%)
Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification
Registration fee (central)
CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag
Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover
Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
  • Jammu and Kashmir's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.

Confirm the final figure with your dealer before paying.

Where these figures come from
One figure here is weaker than the rest: the road tax is what Jammu and Kashmir is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Jammu and Kashmir's own documents, last checked . Rates change with state budgets, so confirm the final figure with your dealer before paying.

Swift on-road price in other cities

See 26 other cities

Maruti Suzuki Swift on-road price, in all 25 states we price →

Every Maruti Suzuki Swift variant, compared →

Questions buyers ask

What is the Maruti Suzuki Swift on-road price in Jammu?

Between ₹6,50,900 for the LXi Petrol MT and ₹9,80,080 for the ZXi CNG AT, as of October 2026. That covers Jammu and Kashmir road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Maruti Suzuki Swift in Jammu?

₹52,560 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Jammu and Kashmir's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Srinagar, 57 variants Rs 3.70L to Rs 48.69L, every one at exactly 9.00% with no band boundary and no fixed component. CarWale Srinagar fits 9.45% across 18 cars. Both sources return the same figures for Ladakh, so that agreement is about the two territories sharing a schedule rather than two independent measurements. NOT read from any Jammu and Kashmir notification), verified on 9 August 2026.

Is the Maruti Suzuki Swift cheaper on-road in another city of Jammu and Kashmir?

No. Jammu and Kashmir sets these charges, so the same figures apply in Srinagar: registering in a different city of the state does not change them.