VariantWise

Maruti Suzuki Swift on-road price in Panipat

Sizzling Red With Midnight Black

₹6,27,540 to ₹9,71,220 on the road15 variants

EMI from about ₹10,540 a month on the Panipat on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Haryana sets these charges, so the same figures apply in Gurugram, Faridabad, Ambala and Karnal and beyond.

Why
Registering in a different city of the state does not change them.

All 15 variants priced in Panipat

VariantEx-showroomOn-road in Panipat
LXi Petrol MT₹5.84L₹6,27,540
VXi Petrol MT₹6.59L₹7,26,060
VXi (O) Petrol MT₹6.85L₹7,54,140
VXi Petrol AT₹7.04L₹7,74,660
VXi (O) Petrol AT₹7.30L₹8,02,740
VXi CNG MT₹7.45L₹8,18,940
ZXi Petrol MT₹7.53L₹8,27,580
VXi (O) CNG MT₹7.71L₹8,47,020
VXi CNG AT₹7.92L₹8,69,700
ZXi Petrol AT₹7.98L₹8,76,180
VXi (O) CNG AT₹8.18L₹8,97,780
ZXi+ Petrol MT₹8.20L₹8,99,940
ZXi CNG MT₹8.39L₹9,20,460
ZXi+ Petrol AT₹8.65L₹9,48,540
ZXi CNG AT₹8.86L₹9,71,220

What the road adds in Panipat, variant by variant

Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Haryana's own share.

  1. LXi Petrol MT₹6,27,540+7%

    ₹5,84,000 ex-showroom, Haryana takes ₹29,200, everything else ₹14,340

  2. VXi (O) Petrol AT₹8,02,740+10%

    ₹7,30,000 ex-showroom, Haryana takes ₹58,400, everything else ₹14,340

  3. VXi (O) CNG MT₹8,47,020+10%

    ₹7,71,000 ex-showroom, Haryana takes ₹61,680, everything else ₹14,340

  4. ZXi+ Petrol MT₹8,99,940+10%

    ₹8,20,000 ex-showroom, Haryana takes ₹65,600, everything else ₹14,340

  5. ZXi CNG AT₹9,71,220+10%

    ₹8,86,000 ex-showroom, Haryana takes ₹70,880, everything else ₹14,340

Ex-showroom priceHaryana's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Panipat.

Swift variants on Haryana's tax steps

Haryana charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and CNGby price

  1. 5%to ₹6 lakh

    LXi Petrol MT

  2. 8%to ₹20 lakh

    VXi Petrol MT, VXi (O) Petrol MT, VXi Petrol AT, VXi (O) Petrol AT, VXi CNG MT, ZXi Petrol MT, VXi (O) CNG MT, VXi CNG AT, ZXi Petrol AT, VXi (O) CNG AT, ZXi+ Petrol MT, ZXi CNG MT, ZXi+ Petrol AT, ZXi CNG AT

  3. 10%above

    no variant here

Worth knowing before you sign

  • The step from the LXi Petrol MT to the VXi Petrol MT crosses Haryana's ₹6 lakh line: ₹75,000 more ex-showroom, but ₹23,520 more road tax, because the whole price moves from 5% to 8%.
  • On the Maruti Suzuki Swift LXi Petrol MT, Panipat is 3rd cheapest of 25 states: ₹11,680 over Arunachal Pradesh and ₹62,554 under Karnataka.

Which Swift to buy

Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Panipat that step costs ₹73,440 on the road, rather than the ₹68,000 the showroom prices suggest.

Is the ZXi worth it over the VXi (O)? →

Or weigh the whole ladder: which Swift is worth the money →

Swift rivals on the road in Panipat

The cheapest way into this group in Panipat is the Citroen C3X, from ₹5,38,290 on the road, ₹89,250 under the Swift's ₹6,27,540. Each figure is that car's cheapest variant on the road in Panipat, on the same Haryana road tax.

The Swift in its colours

Maruti Suzuki Swift in Luster Blue with Midnight Black

Luster Blue with Midnight Black

Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)

How the LXi Petrol MT's ₹6,27,540 breaks down

Getting it on the road in Panipat adds ₹43,540 to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price
₹5,84,000
Road tax (5%)
₹29,200
Registration fee (central)
₹800
Third-party insurance (3 years, incl. 18% GST)
₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate
₹885
FASTagestimate
₹100
Comprehensive own-damage covernot in this total
insurer-priced
On-road in Panipat
₹6,27,540
The fine print
Road tax (5%)
Haryana Transport Department, NON TRANSPORT VEHICLES (ONE TIME TAX), category I.2 'Vehicle other than two-wheeled vehicle (Cars, Jeep etc.)', vide notification 13/15/2010-6T(I) dated 28-03-2017 with rates effective 01-04-2017. Read from the department's own page via the Internet Archive snapshot of 2024-02-24, the newest copy reachable; the live page could not be opened
Registration fee (central)
CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag
Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover
Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Confirm the final figure with your dealer before paying.

Where these figures come from
The road tax comes from Haryana's own transport department pages rather than from the notification behind it, which is the state's published position one step removed from the instrument. Everything else is computed from Haryana's own documents, last checked . Rates change with state budgets, so confirm the final figure with your dealer before paying.

Swift on-road price in other cities

See 31 other cities

Same figures, same state: Gurugram, Faridabad, Ambala, Karnal, Hisar, Rohtak

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

Maruti Suzuki Swift on-road price, in all 25 states we price →

Every Maruti Suzuki Swift variant, compared →

Questions buyers ask

What is the Maruti Suzuki Swift on-road price in Panipat?

Between ₹6,27,540 for the LXi Petrol MT and ₹9,71,220 for the ZXi CNG AT, as of October 2026. That covers Haryana road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Maruti Suzuki Swift in Panipat?

₹29,200 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Haryana's own schedule (Haryana Transport Department, NON TRANSPORT VEHICLES (ONE TIME TAX), category I.2 'Vehicle other than two-wheeled vehicle (Cars, Jeep etc.)', vide notification 13/15/2010-6T(I) dated 28-03-2017 with rates effective 01-04-2017. Read from the department's own page via the Internet Archive snapshot of 2024-02-24, the newest copy reachable; the live page could not be opened), verified on 24 February 2024.

Is the Maruti Suzuki Swift cheaper on-road in another city of Haryana?

No. Haryana sets these charges, so the same figures apply in Gurugram, Faridabad, Ambala and Karnal and beyond: registering in a different city of the state does not change them.