Maruti Suzuki Swift on-road price in Patiala

₹6,47,980 to ₹9,75,650 on the road15 variants
EMI from about ₹10,890 a month on the Patiala on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Punjab sets these charges, so the same figures apply in Ludhiana, Amritsar, Jalandhar and Mohali and beyond.
Why
All 15 variants priced in Patiala
| Variant | Ex-showroom | On-road in Patiala |
|---|---|---|
| LXi Petrol MT | ₹5.84L | ₹6,47,980 |
| VXi Petrol MT | ₹6.59L | ₹7,29,355 |
| VXi (O) Petrol MT | ₹6.85L | ₹7,57,565 |
| VXi Petrol AT | ₹7.04L | ₹7,78,180 |
| VXi (O) Petrol AT | ₹7.30L | ₹8,06,390 |
| VXi CNG MT | ₹7.45L | ₹8,22,665 |
| ZXi Petrol MT | ₹7.53L | ₹8,31,345 |
| VXi (O) CNG MT | ₹7.71L | ₹8,50,875 |
| VXi CNG AT | ₹7.92L | ₹8,73,660 |
| ZXi Petrol AT | ₹7.98L | ₹8,80,170 |
| VXi (O) CNG AT | ₹8.18L | ₹9,01,870 |
| ZXi+ Petrol MT | ₹8.20L | ₹9,04,040 |
| ZXi CNG MT | ₹8.39L | ₹9,24,655 |
| ZXi+ Petrol AT | ₹8.65L | ₹9,52,865 |
| ZXi CNG AT | ₹8.86L | ₹9,75,650 |
What the road adds in Patiala, variant by variant
Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Punjab's own share.
- LXi Petrol MT₹6,47,980+11%
₹5,84,000 ex-showroom, Punjab takes ₹49,640, everything else ₹14,340
- VXi (O) Petrol AT₹8,06,390+10%
₹7,30,000 ex-showroom, Punjab takes ₹62,050, everything else ₹14,340
- VXi (O) CNG MT₹8,50,875+10%
₹7,71,000 ex-showroom, Punjab takes ₹65,535, everything else ₹14,340
- ZXi+ Petrol MT₹9,04,040+10%
₹8,20,000 ex-showroom, Punjab takes ₹69,700, everything else ₹14,340
- ZXi CNG AT₹9,75,650+10%
₹8,86,000 ex-showroom, Punjab takes ₹75,310, everything else ₹14,340
Swift variants on Punjab's tax steps
Punjab charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrol and CNGby price
- 8.5%to ₹10 lakh
LXi Petrol MT, VXi Petrol MT, VXi (O) Petrol MT, VXi Petrol AT, VXi (O) Petrol AT, VXi CNG MT, ZXi Petrol MT, VXi (O) CNG MT, VXi CNG AT, ZXi Petrol AT, VXi (O) CNG AT, ZXi+ Petrol MT, ZXi CNG MT, ZXi+ Petrol AT, ZXi CNG AT
- 7.5%to ₹20 lakh
no variant here
- 8.5%above
no variant here
Worth knowing before you sign
- On the Maruti Suzuki Swift LXi Petrol MT, Patiala is 9th cheapest of 25 states: ₹32,120 over Arunachal Pradesh and ₹42,114 under Karnataka.
Which Swift to buy
Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Patiala that step costs ₹73,780 on the road, rather than the ₹68,000 the showroom prices suggest.
Swift rivals on the road in Patiala
The cheapest way into this group in Patiala is the Citroen C3X, from ₹5,55,755 on the road, ₹92,225 under the Swift's ₹6,47,980. Each figure is that car's cheapest variant on the road in Patiala, on the same Punjab road tax.
The Swift in its colours

Luster Blue with Midnight Black
Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)
How the LXi Petrol MT's ₹6,47,980 breaks down
Getting it on the road in Patiala adds ₹63,980 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹5,84,000
- Road tax (8.5%)
- ₹49,640
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Patiala
- ₹6,47,980
The fine print
- Road tax (8.5%)
- Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Punjab's rates here are derived from published on-road prices rather than read from the state's own schedule, and Ludhiana appears to add a local charge below Rs 14 lakh that these figures do not include.
Confirm the final figure with your dealer before paying.
Where these figures come from
Swift on-road price in other cities
See 30 other cities
Same figures, same state: Ludhiana, Amritsar, Jalandhar, Mohali, Bathinda
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Maruti Suzuki Swift on-road price, in all 25 states we price →
Questions buyers ask
What is the Maruti Suzuki Swift on-road price in Patiala?
Between ₹6,47,980 for the LXi Petrol MT and ₹9,75,650 for the ZXi CNG AT, as of October 2026. That covers Punjab road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Maruti Suzuki Swift in Patiala?
₹49,640 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Punjab's own schedule (Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification), verified on 7 August 2026.
Is the Maruti Suzuki Swift cheaper on-road in another city of Punjab?
No. Punjab sets these charges, so the same figures apply in Ludhiana, Amritsar, Jalandhar and Mohali and beyond: registering in a different city of the state does not change them.




