Maruti Suzuki Swift on-road price in Belagavi

₹6,90,094 to ₹10,39,024 on the road15 variants

EMI from about ₹11,590 a month on the Belagavi on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Karnataka sets these charges, so the same figures apply in Bengaluru, Mysuru, Mangaluru and Hubballi.

Why

Registering in a different city of the state does not change them.

All 15 variants priced in Belagavi

Variant	Ex-showroom	On-road in Belagavi
LXi Petrol MT	₹5.84L	₹6,90,094
VXi Petrol MT	₹6.59L	₹7,76,749
VXi (O) Petrol MT	₹6.85L	₹8,06,789
VXi Petrol AT	₹7.04L	₹8,28,742
VXi (O) Petrol AT	₹7.30L	₹8,58,782
VXi CNG MT	₹7.45L	₹8,76,113
ZXi Petrol MT	₹7.53L	₹8,85,356
VXi (O) CNG MT	₹7.71L	₹9,06,153
VXi CNG AT	₹7.92L	₹9,30,417
ZXi Petrol AT	₹7.98L	₹9,37,349
VXi (O) CNG AT	₹8.18L	₹9,60,457
ZXi+ Petrol MT	₹8.20L	₹9,62,768
ZXi CNG MT	₹8.39L	₹9,84,721
ZXi+ Petrol AT	₹8.65L	₹10,14,761
ZXi CNG AT	₹8.86L	₹10,39,024

What the road adds in Belagavi, variant by variant

Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Karnataka's own share.

LXi Petrol MT₹6,90,094+18%
₹5,84,000 ex-showroom, Karnataka takes ₹91,754, everything else ₹14,340
VXi (O) Petrol AT₹8,58,782+18%
₹7,30,000 ex-showroom, Karnataka takes ₹1,14,442, everything else ₹14,340
VXi (O) CNG MT₹9,06,153+18%
₹7,71,000 ex-showroom, Karnataka takes ₹1,20,813, everything else ₹14,340
ZXi+ Petrol MT₹9,62,768+17%
₹8,20,000 ex-showroom, Karnataka takes ₹1,28,428, everything else ₹14,340
ZXi CNG AT₹10,39,024+17%
₹8,86,000 ex-showroom, Karnataka takes ₹1,38,684, everything else ₹14,340

Ex-showroom priceKarnataka's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Belagavi.

Swift variants on Karnataka's tax steps

Karnataka charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and CNGby price

13%to ₹5 lakh
no variant here
14%to ₹10 lakh
LXi Petrol MT, VXi Petrol MT, VXi (O) Petrol MT, VXi Petrol AT, VXi (O) Petrol AT, VXi CNG MT, ZXi Petrol MT, VXi (O) CNG MT, VXi CNG AT, ZXi Petrol AT, VXi (O) CNG AT, ZXi+ Petrol MT, ZXi CNG MT, ZXi+ Petrol AT, ZXi CNG AT
17%to ₹20 lakh
no variant here
18%above
no variant here

Worth knowing before you sign

On the Maruti Suzuki Swift LXi Petrol MT, Belagavi is the dearest of the 25 states we price it in, level with Karnataka: ₹74,234 over Arunachal Pradesh.

Which Swift to buy

Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Belagavi that step costs ₹78,567 on the road, rather than the ₹68,000 the showroom prices suggest.

Is the ZXi worth it over the VXi (O)? →

Or weigh the whole ladder: which Swift is worth the money →

Swift rivals on the road in Belagavi

The cheapest way into this group in Belagavi is the Citroen C3X, from ₹5,86,346 on the road, ₹1,03,748 under the Swift's ₹6,90,094. Each figure is that car's cheapest variant on the road in Belagavi, on the same Karnataka road tax.

Citroen C3X
From ₹5,86,346 on the road
₹1,03,748 under the Swift
Swift vs C3X: which to buy →
Hyundai i20
From ₹7,07,425 on the road
₹17,331 over the Swift
Swift vs i20: which to buy →
Tata Altroz
From ₹7,08,580 on the road
₹18,486 over the Swift
Swift vs Altroz: which to buy →
Toyota Glanza
From ₹8,22,965 on the road
₹1,32,871 over the Swift
Swift vs Glanza: which to buy →

The Swift in its colours

Luster Blue with Midnight Black

Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)

How the LXi Petrol MT's ₹6,90,094 breaks down

Getting it on the road in Belagavi adds ₹1.06L to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price: ₹5,84,000
Road tax (14%): ₹81,760
Cess on the vehicle tax (11%): ₹8,994
Transport workers' welfare cess: ₹1,000
Registration fee (central): ₹800
Third-party insurance (3 years, incl. 18% GST): ₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Belagavi: ₹6,90,094

The fine print

Road tax (14%): Karnataka MV Taxation Act 1957, Schedule Part A5; read from the department's 2020 schedule compilation AND the Part A5 re-enactment in L.A. Bill 12 of 2026, which agree
Cess on the vehicle tax (11%): Department cess page: '11% CESS on Vehicle Tax is payable' (infrastructure plus urban transport); statutory sections not re-read
Transport workers' welfare cess: Karnataka MV Taxation (Second Amendment) Act 2024, published as Act 03 of 2025; act text not sighted, compliance-summary level
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Confirm the final figure with your dealer before paying.

Where these figures come from

One figure here is weaker than the rest: the transport workers' welfare cess is what Karnataka is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. The cess on the vehicle tax comes from Karnataka's own pages rather than the notifications behind it. Everything else is computed from Karnataka's own documents, last checked on 7 August 2026. Rates change with state budgets, so confirm the final figure with your dealer before paying.

Swift on-road price in other cities

See 29 other cities

Same figures, same state: Bengaluru, Mysuru, Mangaluru, Hubballi

Different state, different figures: Mumbai, Pune, Delhi, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

Maruti Suzuki Swift on-road price, in all 25 states we price →

Every Maruti Suzuki Swift variant, compared →

Questions buyers ask

What is the Maruti Suzuki Swift on-road price in Belagavi?

Between ₹6,90,094 for the LXi Petrol MT and ₹10,39,024 for the ZXi CNG AT, as of October 2026. That covers Karnataka road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Maruti Suzuki Swift in Belagavi?

₹81,760 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Karnataka's own schedule (Karnataka MV Taxation Act 1957, Schedule Part A5; read from the department's 2020 schedule compilation AND the Part A5 re-enactment in L.A. Bill 12 of 2026, which agree), verified on 7 August 2026.

Is the Maruti Suzuki Swift cheaper on-road in another city of Karnataka?

No. Karnataka sets these charges, so the same figures apply in Bengaluru, Mysuru, Mangaluru and Hubballi: registering in a different city of the state does not change them.