Maruti Suzuki Swift on-road price in Navi Mumbai

₹6,63,865 to ₹9,76,393 on the road

12 variants

EMI from about ₹11,150 a month on the Navi Mumbai on-road price, at 9.5% a year over 5 years with 20% down.

As of September 2026First personal carIndividual buyerPaid in cash

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Maharashtra sets these charges, so the same figures apply in Mumbai, Pune, Nagpur and Thane and beyond.

Why

Registering in a different city of the state does not change them.

All 12 variants priced in Navi Mumbai

Variant	Ex-showroom	On-road in Navi Mumbai
LXi Petrol MT	₹5.84L	₹6,63,865
VXi Petrol MT	₹6.59L	₹7,47,280
VXi (O) Petrol MT	₹6.85L	₹7,76,197
VXi Petrol AT	₹7.04L	₹7,97,329
VXi (O) Petrol AT	₹7.30L	₹8,26,246
VXi CNG MT	₹7.45L	₹8,20,132
ZXi Petrol MT	₹7.53L	₹8,51,827
VXi (O) CNG MT	₹7.71L	₹8,48,254
ZXi Petrol AT	₹7.98L	₹9,01,876
ZXi+ Petrol MT	₹8.20L	₹9,26,344
ZXi CNG MT	₹8.39L	₹9,21,802
ZXi+ Petrol AT	₹8.65L	₹9,76,393

Confirm the final figure with your dealer before paying.

Which Swift to buy

Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Navi Mumbai that step costs ₹75,630 on the road, rather than the ₹68,000 the showroom prices suggest.

Is the ZXi worth it over the VXi (O)? →

Or weigh the whole ladder: which Swift is worth the money →

How the LXi Petrol MT's ₹6,63,865 breaks down

Getting it on the road in Navi Mumbai adds ₹79,865 to the sticker, and road tax is the biggest part of that.

Ex-showroom price: ₹5,84,000
Road tax (11%): ₹64,240
Road safety cess (2% of the tax): ₹1,285
Registration fee (central): ₹800
Third-party insurance (3 years, incl. 18% GST): ₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Navi Mumbai: ₹6,63,865

The fine print

Road tax (11%): Maharashtra Motor Vehicles Tax Act 1958, Second Schedule; dept rate page 1117 (last reviewed 25-03-2026), petrol/diesel base table
Road safety cess (2% of the tax): Notification MVR-0716/CR-324/TRA-2 dated 17-10-2016, effective 24-10-2016
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Figures are for an individual's first personal car; company-registered cars pay 20% in Maharashtra.
The department's own rate page shows a 11% top-band typo against the schedule's 13% pattern; the schedule value is used.

Confirm the final figure with your dealer before paying.

Where these figures come from

The road tax comes from Maharashtra's own transport department pages rather than from the notification behind it, which is the state's published position one step removed from the instrument. Everything else is computed from Maharashtra's own documents, last checked on 2026-08-07. Rates change with state budgets, so confirm the final figure with your dealer before paying.

Swift on-road price in other cities

Same figures, same state: Mumbai, Pune, Nagpur, Thane, Nashik, Aurangabad, Kolhapur

Different state, different figures: Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

See what the Swift costs on the road in all 25 states we price →

Every Maruti Suzuki Swift variant, compared →

Questions buyers ask

What is the Maruti Suzuki Swift on-road price in Navi Mumbai?

Between ₹6,63,865 for the LXi Petrol MT and ₹9,76,393 for the ZXi+ Petrol AT, as of September 2026. That covers Maharashtra road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Maruti Suzuki Swift in Navi Mumbai?

₹64,240 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Maharashtra's own schedule (Maharashtra Motor Vehicles Tax Act 1958, Second Schedule; dept rate page 1117 (last reviewed 25-03-2026), petrol/diesel base table), verified on 2026-08-07.

Is the Maruti Suzuki Swift cheaper on-road in another city of Maharashtra?

No. Maharashtra sets these charges, so the same figures apply in Mumbai, Pune, Nagpur and Thane and beyond: registering in a different city of the state does not change them.