Maruti Suzuki Swift on-road price in Surat
₹6,33,380 to ₹9,53,500 on the road15 variants
EMI from about ₹10,640 a month on the Surat on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Gujarat sets these charges, so the same figures apply in Ahmedabad, Vadodara, Rajkot and Bhavnagar and beyond.
Why
All 15 variants priced in Surat
| Variant | Ex-showroom | On-road in Surat |
|---|---|---|
| LXi Petrol MT | ₹5.84L | ₹6,33,380 |
| VXi Petrol MT | ₹6.59L | ₹7,12,880 |
| VXi (O) Petrol MT | ₹6.85L | ₹7,40,440 |
| VXi Petrol AT | ₹7.04L | ₹7,60,580 |
| VXi (O) Petrol AT | ₹7.30L | ₹7,88,140 |
| VXi CNG MT | ₹7.45L | ₹8,04,040 |
| ZXi Petrol MT | ₹7.53L | ₹8,12,520 |
| VXi (O) CNG MT | ₹7.71L | ₹8,31,600 |
| VXi CNG AT | ₹7.92L | ₹8,53,860 |
| ZXi Petrol AT | ₹7.98L | ₹8,60,220 |
| VXi (O) CNG AT | ₹8.18L | ₹8,81,420 |
| ZXi+ Petrol MT | ₹8.20L | ₹8,83,540 |
| ZXi CNG MT | ₹8.39L | ₹9,03,680 |
| ZXi+ Petrol AT | ₹8.65L | ₹9,31,240 |
| ZXi CNG AT | ₹8.86L | ₹9,53,500 |
What the road adds in Surat, variant by variant
Five of the 15 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Gujarat's own share.
- LXi Petrol MT₹6,33,380+8%
₹5,84,000 ex-showroom, Gujarat takes ₹35,040, everything else ₹14,340
- VXi (O) Petrol AT₹7,88,140+8%
₹7,30,000 ex-showroom, Gujarat takes ₹43,800, everything else ₹14,340
- VXi (O) CNG MT₹8,31,600+8%
₹7,71,000 ex-showroom, Gujarat takes ₹46,260, everything else ₹14,340
- ZXi+ Petrol MT₹8,83,540+8%
₹8,20,000 ex-showroom, Gujarat takes ₹49,200, everything else ₹14,340
- ZXi CNG AT₹9,53,500+8%
₹8,86,000 ex-showroom, Gujarat takes ₹53,160, everything else ₹14,340
Worth knowing before you sign
- On the Maruti Suzuki Swift LXi Petrol MT, Surat is 4th cheapest of 25 states: ₹17,520 over Arunachal Pradesh and ₹56,714 under Karnataka.
Which Swift to buy
Of every paid step up this ladder, VXi (O) to ZXi buys you the most for your money. In Surat that step costs ₹72,080 on the road, rather than the ₹68,000 the showroom prices suggest.
Swift rivals on the road in Surat
The cheapest way into this group in Surat is the Citroen C3X, from ₹5,43,280 on the road, ₹90,100 under the Swift's ₹6,33,380. Each figure is that car's cheapest variant on the road in Surat, on the same Gujarat road tax.
The Swift in its colours
Luster Blue with Midnight Black
Vehicle images: Maruti Suzuki official media assets (marutisuzuki.com/arena)
How the LXi Petrol MT's ₹6,33,380 breaks down
Getting it on the road in Surat adds ₹49,380 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹5,84,000
- Road tax (6%)
- ₹35,040
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Surat
- ₹6,33,380
The fine print
- Road tax (6%)
- Gujarat Transport Department Tax Structure page: lump sum tax 6% of the cost of vehicle for Three/Four Wheeler, LMV, Private Car, Station Wagon, jeep. Read from the Internet Archive snapshot of 2014-06-23 because the live site refuses connections from outside India, and corroborated by current on-road prices at the low end (Rs 36,008 charged against 6% of Rs 5,99,990 = Rs 35,999). The same page notes imported vehicles pay twice the rate and non-individual owners more, neither of which is modelled here
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Gujarat charges more again for a car registered to a company; the figures here are for an individual buying their own car.
Confirm the final figure with your dealer before paying.
Where these figures come from
Swift on-road price in other cities
See 30 other cities
Same figures, same state: Ahmedabad, Vadodara, Rajkot, Bhavnagar, Jamnagar
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Maruti Suzuki Swift on-road price, in all 25 states we price →
Questions buyers ask
What is the Maruti Suzuki Swift on-road price in Surat?
Between ₹6,33,380 for the LXi Petrol MT and ₹9,53,500 for the ZXi CNG AT, as of October 2026. That covers Gujarat road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Maruti Suzuki Swift in Surat?
₹35,040 on the LXi Petrol MT at ₹5.84L ex-showroom. The rate comes from Gujarat's own schedule (Gujarat Transport Department Tax Structure page: lump sum tax 6% of the cost of vehicle for Three/Four Wheeler, LMV, Private Car, Station Wagon, jeep. Read from the Internet Archive snapshot of 2014-06-23 because the live site refuses connections from outside India, and corroborated by current on-road prices at the low end (Rs 36,008 charged against 6% of Rs 5,99,990 = Rs 35,999). The same page notes imported vehicles pay twice the rate and non-individual owners more, neither of which is modelled here), verified on 7 August 2026.
Is the Maruti Suzuki Swift cheaper on-road in another city of Gujarat?
No. Gujarat sets these charges, so the same figures apply in Ahmedabad, Vadodara, Rajkot and Bhavnagar and beyond: registering in a different city of the state does not change them.