VariantWise

MG Astor EMI calculator

Calculate the MG Astor EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹16,450 a month, for the Sprint at ₹9.79 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹9.79L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹1,95,800 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹16,450
Amount financed
₹7,83,200
Interest over 5 years
₹2,03,800
Total paid, down payment included
₹11,82,800
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹30,988₹18,356₹7,52,211
Oct 2026₹10,248₹6,200₹7,72,952
Nov 2026₹10,329₹6,119₹7,62,622
Dec 2026₹10,411₹6,037₹7,52,211
2027₹1,31,555₹65,830₹6,20,657
Jan 2027₹10,494₹5,955₹7,41,717
Feb 2027₹10,577₹5,872₹7,31,141
Mar 2027₹10,660₹5,788₹7,20,480
Apr 2027₹10,745₹5,704₹7,09,735
May 2027₹10,830₹5,619₹6,98,905
Jun 2027₹10,916₹5,533₹6,87,990
Jul 2027₹11,002₹5,447₹6,76,988
Aug 2027₹11,089₹5,359₹6,65,898
Sept 2027₹11,177₹5,272₹6,54,722
Oct 2027₹11,265₹5,183₹6,43,456
Nov 2027₹11,355₹5,094₹6,32,101
Dec 2027₹11,445₹5,004₹6,20,657
2028₹1,44,610₹52,773₹4,76,046
Jan 2028₹11,535₹4,914₹6,09,122
Feb 2028₹11,626₹4,822₹5,97,495
Mar 2028₹11,718₹4,730₹5,85,777
Apr 2028₹11,811₹4,637₹5,73,966
May 2028₹11,905₹4,544₹5,62,061
Jun 2028₹11,999₹4,450₹5,50,062
Jul 2028₹12,094₹4,355₹5,37,968
Aug 2028₹12,190₹4,259₹5,25,778
Sept 2028₹12,286₹4,162₹5,13,492
Oct 2028₹12,384₹4,065₹5,01,108
Nov 2028₹12,482₹3,967₹4,88,627
Dec 2028₹12,580₹3,868₹4,76,046
2029₹1,58,963₹38,420₹3,17,084
Jan 2029₹12,680₹3,769₹4,63,366
Feb 2029₹12,780₹3,668₹4,50,586
Mar 2029₹12,882₹3,567₹4,37,705
Apr 2029₹12,983₹3,465₹4,24,721
May 2029₹13,086₹3,362₹4,11,635
Jun 2029₹13,190₹3,259₹3,98,445
Jul 2029₹13,294₹3,154₹3,85,151
Aug 2029₹13,400₹3,049₹3,71,751
Sept 2029₹13,506₹2,943₹3,58,245
Oct 2029₹13,613₹2,836₹3,44,633
Nov 2029₹13,720₹2,728₹3,30,913
Dec 2029₹13,829₹2,620₹3,17,084
2030₹1,74,739₹22,646₹1,42,344
Jan 2030₹13,938₹2,510₹3,03,145
Feb 2030₹14,049₹2,400₹2,89,096
Mar 2030₹14,160₹2,289₹2,74,936
Apr 2030₹14,272₹2,177₹2,60,664
May 2030₹14,385₹2,064₹2,46,279
Jun 2030₹14,499₹1,950₹2,31,780
Jul 2030₹14,614₹1,835₹2,17,167
Aug 2030₹14,729₹1,719₹2,02,437
Sept 2030₹14,846₹1,603₹1,87,591
Oct 2030₹14,964₹1,485₹1,72,628
Nov 2030₹15,082₹1,367₹1,57,546
Dec 2030₹15,201₹1,247₹1,42,344
2031₹1,42,344₹5,694₹0
Jan 2031₹15,322₹1,127₹1,27,022
Feb 2031₹15,443₹1,006₹1,11,579
Mar 2031₹15,565₹883₹96,014
Apr 2031₹15,689₹760₹80,326
May 2031₹15,813₹636₹64,513
Jun 2031₹15,938₹511₹48,575
Jul 2031₹16,064₹385₹32,511
Aug 2031₹16,191₹257₹16,319
Sept 2031₹16,319₹129₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the MG Astor's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every MG Astor variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Sprint Petrol MT₹9.79 lakhabout ₹16,450
Shine Petrol MT₹11.34 lakhabout ₹19,050
Select Petrol MT₹12.40 lakhabout ₹20,830
Sharp Pro Petrol MT₹13.37 lakhabout ₹22,460
Select Petrol AT₹13.56 lakhabout ₹22,780
Sharp Pro Petrol AT₹14.52 lakhabout ₹24,400
Savvy Pro Petrol AT₹15.30 lakhabout ₹25,710

Financing the on-road total instead? The MG Astor on-road price page shows what it costs on the road, state by state. And which Astor variant to buy says where the money works hardest.

MG Astor EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a MG Astor?
From about ₹16,450 a month, up to about ₹25,710 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a MG Astor need?
At the 20% the calculator opens on, the upfront amount runs from ₹1,95,800 on the Sprint to ₹3,06,000 on the Savvy Pro. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the MG Astor EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the MG Astor page holds every variant, each carrying it pre-filled.