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MG Astor EMI calculator

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Calculate the MG Astor EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹17,840 a month, for the Sprint Petrol MT at ₹10.62 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹10.62L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹2,12,374 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹17,840
Amount financed
₹8,49,496
Interest over 5 years
₹2,20,904
Total paid, down payment included
₹12,82,774
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹22,320₹13,362₹8,27,176
Nov 2026₹11,116₹6,725₹8,38,380
Dec 2026₹11,204₹6,637₹8,27,176
2027₹1,41,570₹72,522₹6,85,607
Jan 2027₹11,293₹6,548₹8,15,884
Feb 2027₹11,382₹6,459₹8,04,502
Mar 2027₹11,472₹6,369₹7,93,030
Apr 2027₹11,563₹6,278₹7,81,467
May 2027₹11,654₹6,187₹7,69,813
Jun 2027₹11,747₹6,094₹7,58,066
Jul 2027₹11,840₹6,001₹7,46,226
Aug 2027₹11,933₹5,908₹7,34,293
Sept 2027₹12,028₹5,813₹7,22,265
Oct 2027₹12,123₹5,718₹7,10,142
Nov 2027₹12,219₹5,622₹6,97,923
Dec 2027₹12,316₹5,525₹6,85,607
2028₹1,55,620₹58,472₹5,29,988
Jan 2028₹12,413₹5,428₹6,73,194
Feb 2028₹12,512₹5,329₹6,60,682
Mar 2028₹12,611₹5,230₹6,48,072
Apr 2028₹12,710₹5,131₹6,35,361
May 2028₹12,811₹5,030₹6,22,550
Jun 2028₹12,912₹4,929₹6,09,638
Jul 2028₹13,015₹4,826₹5,96,623
Aug 2028₹13,118₹4,723₹5,83,506
Sept 2028₹13,222₹4,619₹5,70,284
Oct 2028₹13,326₹4,515₹5,56,958
Nov 2028₹13,432₹4,409₹5,43,526
Dec 2028₹13,538₹4,303₹5,29,988
2029₹1,71,065₹43,027₹3,58,924
Jan 2029₹13,645₹4,196₹5,16,343
Feb 2029₹13,753₹4,088₹5,02,589
Mar 2029₹13,862₹3,979₹4,88,727
Apr 2029₹13,972₹3,869₹4,74,755
May 2029₹14,083₹3,758₹4,60,673
Jun 2029₹14,194₹3,647₹4,46,479
Jul 2029₹14,306₹3,535₹4,32,172
Aug 2029₹14,420₹3,421₹4,17,753
Sept 2029₹14,534₹3,307₹4,03,219
Oct 2029₹14,649₹3,192₹3,88,570
Nov 2029₹14,765₹3,076₹3,73,805
Dec 2029₹14,882₹2,959₹3,58,924
2030₹1,88,043₹26,049₹1,70,882
Jan 2030₹15,000₹2,841₹3,43,924
Feb 2030₹15,118₹2,723₹3,28,806
Mar 2030₹15,238₹2,603₹3,13,568
Apr 2030₹15,359₹2,482₹2,98,209
May 2030₹15,480₹2,361₹2,82,729
Jun 2030₹15,603₹2,238₹2,67,126
Jul 2030₹15,726₹2,115₹2,51,400
Aug 2030₹15,851₹1,990₹2,35,549
Sept 2030₹15,976₹1,865₹2,19,573
Oct 2030₹16,103₹1,738₹2,03,470
Nov 2030₹16,230₹1,611₹1,87,240
Dec 2030₹16,359₹1,482₹1,70,882
2031₹1,70,882₹7,528₹0
Jan 2031₹16,488₹1,353₹1,54,393
Feb 2031₹16,619₹1,222₹1,37,775
Mar 2031₹16,750₹1,091₹1,21,024
Apr 2031₹16,883₹958₹1,04,141
May 2031₹17,017₹824₹87,125
Jun 2031₹17,151₹690₹69,974
Jul 2031₹17,287₹554₹52,687
Aug 2031₹17,424₹417₹35,263
Sept 2031₹17,562₹279₹17,701
Oct 2031₹17,701₹140₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the MG Astor's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every MG Astor variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
Sprint Petrol MT₹10.62 lakhabout ₹17,840
Shine Petrol MT₹12.73 lakhabout ₹21,390
Select Petrol MT₹13.91 lakhabout ₹23,370
Sharp Pro Petrol MT₹14.98 lakhabout ₹25,180
Select Petrol AT₹15.20 lakhabout ₹25,530
Sharp Pro Petrol AT₹16.26 lakhabout ₹27,320
Savvy Pro Petrol AT₹17.13 lakhabout ₹28,770

What goes into the on-road total? The MG Astor on-road price page itemises it, state by state. And which Astor variant to buy says where the money works hardest.

The Astor ladder, a month at a time

Every variant, cheapest first.

  1. Sprint Petrol MT₹17,840
  2. Shine Petrol MT₹21,390
  3. Select Petrol MT₹23,370
  4. Sharp Pro Petrol MT₹25,180
  5. Select Petrol AT₹25,530
  6. Sharp Pro Petrol AT₹27,320
  7. Savvy Pro Petrol AT₹28,770
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹17,840 to ₹28,770 a month across the ladder: the Savvy Pro Petrol AT costs ₹10,930 a month more than the Sprint Petrol MT, ₹6,55,800 over the 5 years.
  • The biggest jump between neighbours on the ladder is the Sprint Petrol MT to the Shine Petrol MT: ₹3,550 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the Sprint Petrol MT's instalment is ₹17,840 a month instead of ₹16,450: ₹1,390 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top Savvy Pro Petrol AT needs about ₹28,770 a month.

MG Astor EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the MG Astor?
From about ₹17,840 a month, up to about ₹28,770 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which MG Astor variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Sprint Petrol MT is the way in at about ₹17,840 a month. From there about ₹22,000 a month reaches the Shine Petrol MT, about ₹24,000 a month reaches the Select Petrol MT, about ₹26,000 a month reaches the Select Petrol AT, and the top Savvy Pro Petrol AT needs about ₹28,770. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the MG Astor need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,12,374 on the Sprint Petrol MT to ₹3,42,528 on the Savvy Pro Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the MG Astor EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the MG Astor page holds every variant, each carrying it pre-filled.