Skoda Kushaq EMI calculator
Calculate the Skoda Kushaq EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹20,100 a month, for the Classic+ Turbo Petrol MT at ₹11.96 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹9,56,856
- Interest over 5 years
- ₹2,49,144
- Total paid, down payment included
- ₹14,45,214
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹25,141₹15,051₹9,31,716
2027₹1,59,460₹81,689₹7,72,255
2028₹1,75,287₹65,861₹5,96,968
2029₹1,92,683₹48,465₹4,04,285
2030₹2,11,808₹29,342₹1,92,478
2031₹1,92,478₹8,481₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Skoda Kushaq's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Skoda Kushaq variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| Classic+ Turbo Petrol MT | ₹11.96 lakh | about ₹20,100 |
| Classic+ Turbo Petrol AT | ₹14.40 lakh | about ₹24,200 |
| Signature Turbo Petrol MT | ₹16.29 lakh | about ₹27,370 |
| Sportline Turbo Petrol MT | ₹16.46 lakh | about ₹27,650 |
| Signature Turbo Petrol AT | ₹17.40 lakh | about ₹29,230 |
| Sportline Turbo Petrol AT | ₹17.57 lakh | about ₹29,510 |
| Prestige Turbo Petrol MT | ₹18.73 lakh | about ₹31,470 |
| Prestige Turbo Petrol 115 PS AT | ₹19.62 lakh | about ₹32,960 |
| Monte Carlo Turbo Petrol 115 PS AT | ₹19.95 lakh | about ₹33,520 |
| Prestige Turbo Petrol 150 PS AT | ₹21.00 lakh | about ₹35,280 |
| Monte Carlo Turbo Petrol 150 PS AT | ₹21.22 lakh | about ₹35,660 |
What goes into the on-road total? The Skoda Kushaq on-road price page itemises it, state by state.
The Kushaq ladder, a month at a time
Seven of the 11 variants, spread up the ladder; the table above has every one.
- Classic+ Turbo Petrol MT₹20,100
- Signature Turbo Petrol MT₹27,370
- Sportline Turbo Petrol MT₹27,650
- Sportline Turbo Petrol AT₹29,510
- Prestige Turbo Petrol 115 PS AT₹32,960
- Monte Carlo Turbo Petrol 115 PS AT₹33,520
- Monte Carlo Turbo Petrol 150 PS AT₹35,660
Worth knowing before you sign the loan
- From ₹20,100 to ₹35,660 a month across the ladder: the Monte Carlo Turbo Petrol 150 PS AT costs ₹15,560 a month more than the Classic+ Turbo Petrol MT, ₹9,33,600 over the 5 years.
- The biggest jump between neighbours on the ladder is the Classic+ Turbo Petrol MT to the Classic+ Turbo Petrol AT: ₹4,100 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the Classic+ Turbo Petrol MT's instalment is ₹20,100 a month instead of ₹17,960: ₹2,140 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹22,000 a monthreaches theClassic+ Turbo Petrol MTat about ₹20,100
- About ₹26,000 a monthreaches theClassic+ Turbo Petrol ATat about ₹24,200
- About ₹28,000 a monthreaches theSportline Turbo Petrol MTat about ₹27,650
- About ₹30,000 a monthreaches theSportline Turbo Petrol ATat about ₹29,510
The top Monte Carlo Turbo Petrol 150 PS AT needs about ₹35,660 a month.
Skoda Kushaq EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Skoda Kushaq?
- From about ₹20,100 a month, up to about ₹35,660 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Skoda Kushaq variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Classic+ Turbo Petrol MT is the way in at about ₹20,100 a month. From there about ₹26,000 a month reaches the Classic+ Turbo Petrol AT, about ₹28,000 a month reaches the Sportline Turbo Petrol MT, about ₹30,000 a month reaches the Sportline Turbo Petrol AT, and the top Monte Carlo Turbo Petrol 150 PS AT needs about ₹35,660. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Skoda Kushaq need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,39,214 on the Classic+ Turbo Petrol MT to ₹4,24,446 on the Monte Carlo Turbo Petrol 150 PS AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Skoda Kushaq EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Skoda Kushaq page holds every variant, each carrying it pre-filled.