VariantWise

Skoda Kushaq EMI calculator

Calculate the Skoda Kushaq EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹17,960 a month, for the Classic+ at ₹10.69 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹10.69L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹2,13,800 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹17,960
Amount financed
₹8,55,200
Interest over 5 years
₹2,22,400
Total paid, down payment included
₹12,91,400
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹33,837₹20,044₹8,21,362
Oct 2026₹11,190₹6,770₹8,44,010
Nov 2026₹11,279₹6,682₹8,32,730
Dec 2026₹11,368₹6,592₹8,21,362
2027₹1,43,647₹71,880₹6,77,714
Jan 2027₹11,458₹6,502₹8,09,904
Feb 2027₹11,549₹6,412₹7,98,355
Mar 2027₹11,640₹6,320₹7,86,714
Apr 2027₹11,733₹6,228₹7,74,982
May 2027₹11,826₹6,135₹7,63,156
Jun 2027₹11,919₹6,042₹7,51,237
Jul 2027₹12,013₹5,947₹7,39,223
Aug 2027₹12,109₹5,852₹7,27,115
Sept 2027₹12,204₹5,756₹7,14,910
Oct 2027₹12,301₹5,660₹7,02,609
Nov 2027₹12,398₹5,562₹6,90,211
Dec 2027₹12,497₹5,464₹6,77,714
2028₹1,57,905₹57,626₹5,19,810
Jan 2028₹12,596₹5,365₹6,65,119
Feb 2028₹12,695₹5,266₹6,52,423
Mar 2028₹12,796₹5,165₹6,39,628
Apr 2028₹12,897₹5,064₹6,26,731
May 2028₹12,999₹4,962₹6,13,731
Jun 2028₹13,102₹4,859₹6,00,629
Jul 2028₹13,206₹4,755₹5,87,423
Aug 2028₹13,310₹4,650₹5,74,113
Sept 2028₹13,416₹4,545₹5,60,697
Oct 2028₹13,522₹4,439₹5,47,175
Nov 2028₹13,629₹4,332₹5,33,546
Dec 2028₹13,737₹4,224₹5,19,810
2029₹1,73,575₹41,953₹3,46,233
Jan 2029₹13,846₹4,115₹5,05,964
Feb 2029₹13,955₹4,006₹4,92,009
Mar 2029₹14,066₹3,895₹4,77,943
Apr 2029₹14,177₹3,784₹4,63,766
May 2029₹14,289₹3,671₹4,49,477
Jun 2029₹14,402₹3,558₹4,35,074
Jul 2029₹14,516₹3,444₹4,20,558
Aug 2029₹14,631₹3,329₹4,05,926
Sept 2029₹14,747₹3,214₹3,91,179
Oct 2029₹14,864₹3,097₹3,76,315
Nov 2029₹14,982₹2,979₹3,61,334
Dec 2029₹15,100₹2,861₹3,46,233
2030₹1,90,804₹24,727₹1,55,430
Jan 2030₹15,220₹2,741₹3,31,014
Feb 2030₹15,340₹2,621₹3,15,673
Mar 2030₹15,462₹2,499₹3,00,212
Apr 2030₹15,584₹2,377₹2,84,627
May 2030₹15,707₹2,253₹2,68,920
Jun 2030₹15,832₹2,129₹2,53,088
Jul 2030₹15,957₹2,004₹2,37,131
Aug 2030₹16,084₹1,877₹2,21,047
Sept 2030₹16,211₹1,750₹2,04,837
Oct 2030₹16,339₹1,622₹1,88,497
Nov 2030₹16,469₹1,492₹1,72,029
Dec 2030₹16,599₹1,362₹1,55,430
2031₹1,55,430₹6,217₹0
Jan 2031₹16,730₹1,230₹1,38,700
Feb 2031₹16,863₹1,098₹1,21,837
Mar 2031₹16,996₹965₹1,04,841
Apr 2031₹17,131₹830₹87,710
May 2031₹17,266₹694₹70,443
Jun 2031₹17,403₹558₹53,040
Jul 2031₹17,541₹420₹35,499
Aug 2031₹17,680₹281₹17,820
Sept 2031₹17,820₹141₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Skoda Kushaq's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Skoda Kushaq variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Classic+ Turbo Petrol MT₹10.69 lakhabout ₹17,960
Classic+ Turbo Petrol AT₹12.89 lakhabout ₹21,660
Signature Turbo Petrol MT₹14.59 lakhabout ₹24,510
Sportline Turbo Petrol MT₹14.74 lakhabout ₹24,770
Signature Turbo Petrol AT₹15.59 lakhabout ₹26,190
Sportline Turbo Petrol AT₹15.74 lakhabout ₹26,450
Prestige Turbo Petrol MT₹16.79 lakhabout ₹28,210
Prestige Turbo Petrol 115 PS AT₹17.59 lakhabout ₹29,550
Monte Carlo Turbo Petrol 115 PS AT₹17.89 lakhabout ₹30,060
Prestige Turbo Petrol 150 PS AT₹18.79 lakhabout ₹31,570
Monte Carlo Turbo Petrol 150 PS AT₹18.99 lakhabout ₹31,910

Financing the on-road total instead? The Skoda Kushaq on-road price page shows what it costs on the road, state by state.

Skoda Kushaq EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Skoda Kushaq?
From about ₹17,960 a month, up to about ₹31,910 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Skoda Kushaq need?
At the 20% the calculator opens on, the upfront amount runs from ₹2,13,800 on the Classic+ to ₹3,79,800 on the Monte Carlo. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Skoda Kushaq EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Skoda Kushaq page holds every variant, each carrying it pre-filled.