Tata Curvv on-road price in Ludhiana
₹10,99,340 to ₹20,75,840 on the road26 variants
EMI from about ₹18,470 a month on the Ludhiana on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond.
Why
All 26 variants priced in Ludhiana
What the road adds in Ludhiana, variant by variant
Five of the 26 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Punjab's own share.
- Smart X Turbo Petrol MT₹10,99,340+10%
₹10,00,000 ex-showroom, Punjab takes ₹85,000, everything else ₹14,340
- Creative X+ Turbo Petrol MT₹14,15,075+10%
₹12,91,000 ex-showroom, Punjab takes ₹96,825, everything else ₹27,250
- Creative X+ Diesel MT₹15,56,125+10%
₹14,21,000 ex-showroom, Punjab takes ₹1,06,575, everything else ₹28,550
- Accomplished X Turbo Petrol AT₹16,74,390+9%
₹15,30,000 ex-showroom, Punjab takes ₹1,14,750, everything else ₹29,640
- Accomplished X+ Dark Diesel AT₹20,75,840+9%
₹19,00,000 ex-showroom, Punjab takes ₹1,42,500, everything else ₹33,340
Curvv variants on Punjab's tax steps
Punjab charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrol and dieselby price
- 8.5%to ₹10 lakh
Smart X Turbo Petrol MT
- 7.5%to ₹20 lakh
Pure X Turbo Petrol MT, Pure X+ Turbo Petrol MT, Pure X+ Dark Turbo Petrol MT, Pure X Turbo Petrol AT, Pure X Diesel MT, Creative X+ Turbo Petrol MT, Pure X+ Turbo Petrol AT, Pure X+ Diesel MT, Creative X+ Dark Turbo Petrol MT, Pure X+ Dark Turbo Petrol AT, Pure X+ Dark Diesel MT, Accomplished X Turbo Petrol MT, Creative X+ Turbo Petrol AT, Creative X+ Diesel MT, Accomplished X Dark Turbo Petrol MT, Creative X+ Dark Turbo Petrol AT, Creative X+ Dark Diesel MT, Accomplished X Turbo Petrol AT, Accomplished X Diesel MT, Accomplished X Dark Turbo Petrol AT, Accomplished X Dark Diesel MT, Accomplished X+ Turbo Petrol AT, Accomplished X+ Dark Turbo Petrol AT, Accomplished X+ Diesel AT, Accomplished X+ Dark Diesel AT
- 8.5%above
no variant here
Worth knowing before you sign
- The Pure X Diesel MT is ₹2,49,550 more on the road here than the Smart X Turbo Petrol MT, and ₹7,250 of that is Punjab's road tax.
- On the Tata Curvv Smart X Turbo Petrol MT, Ludhiana is 8th cheapest of 25 states: ₹55,000 over Arunachal Pradesh and ₹95,000 under Telangana.
Which Curvv to buy
Of every paid step up this ladder, Creative X+ Dark to Accomplished X buys you the most for your money. In Ludhiana that step costs ₹91,140 on the road, rather than the ₹84,000 the showroom prices suggest.
Curvv rivals on the road in Ludhiana
The cheapest way into this group in Ludhiana is the MG Astor, from ₹10,76,555 on the road, ₹22,785 under the Curvv's ₹10,99,340. Each figure is that car's cheapest variant on the road in Ludhiana, on the same Punjab road tax.
The Curvv in its colours
Gold Essence
Vehicle images: Tata Motors official media assets
How the Smart X Turbo Petrol MT's ₹10,99,340 breaks down
Getting it on the road in Ludhiana adds ₹99,340 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹10,00,000
- Road tax (8.5%)
- ₹85,000
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Ludhiana
- ₹10,99,340
The fine print
- Road tax (8.5%)
- Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Punjab's rates here are derived from published on-road prices rather than read from the state's own schedule, and Ludhiana appears to add a local charge below Rs 14 lakh that these figures do not include.
Confirm the final figure with your dealer before paying.
Where these figures come from
Registering a Curvv in Ludhiana
Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address.
| Series | Issuing office | Covers |
|---|---|---|
| PB-10 | Regional Transport Authority, Ludhiana | Ludhiana, the main district office |
| PB-91 | SDM, Ludhiana East | Ludhiana East subdivision |
Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026.
Curvv on-road price in other cities
See 30 other cities
Same figures, same state: Amritsar, Jalandhar, Patiala, Mohali, Bathinda
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Questions buyers ask
What is the Tata Curvv on-road price in Ludhiana?
Between ₹10,99,340 for the Smart X Turbo Petrol MT and ₹20,75,840 for the Accomplished X+ Dark Diesel AT, as of October 2026. That covers Punjab road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Tata Curvv in Ludhiana?
₹85,000 on the Smart X Turbo Petrol MT at ₹10.00L ex-showroom. The rate comes from Punjab's own schedule (Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification), verified on 7 August 2026.
Is the Tata Curvv cheaper on-road in another city of Punjab?
No. Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond: registering in a different city of the state does not change them.
Which number plate series does the Tata Curvv registered in Ludhiana get?
Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026).