VariantWise

Toyota Hilux EMI calculator

Emotional Red

Calculate the Toyota Hilux EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹61,520 a month, for the GX Diesel RWD AT at ₹36.62 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹36.62L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹7,32,335 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹61,520
Amount financed
₹29,29,338
Interest over 5 years
₹7,61,862
Total paid, down payment included
₹44,23,535
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹76,965₹46,078₹28,52,373
Nov 2026₹38,331₹23,191₹28,91,007
Dec 2026₹38,634₹22,887₹28,52,373
2027₹4,88,175₹2,50,081₹23,64,197
Jan 2027₹38,940₹22,581₹28,13,432
Feb 2027₹39,249₹22,273₹27,74,184
Mar 2027₹39,559₹21,962₹27,34,625
Apr 2027₹39,872₹21,649₹26,94,752
May 2027₹40,188₹21,333₹26,54,564
Jun 2027₹40,506₹21,015₹26,14,058
Jul 2027₹40,827₹20,695₹25,73,231
Aug 2027₹41,150₹20,371₹25,32,081
Sept 2027₹41,476₹20,046₹24,90,605
Oct 2027₹41,804₹19,717₹24,48,801
Nov 2027₹42,135₹19,386₹24,06,665
Dec 2027₹42,469₹19,053₹23,64,197
2028₹5,36,626₹2,01,633₹18,27,570
Jan 2028₹42,805₹18,717₹23,21,392
Feb 2028₹43,144₹18,378₹22,78,248
Mar 2028₹43,485₹18,036₹22,34,762
Apr 2028₹43,830₹17,692₹21,90,933
May 2028₹44,177₹17,345₹21,46,756
Jun 2028₹44,526₹16,995₹21,02,229
Jul 2028₹44,879₹16,643₹20,57,351
Aug 2028₹45,234₹16,287₹20,12,116
Sept 2028₹45,592₹15,929₹19,66,524
Oct 2028₹45,953₹15,568₹19,20,571
Nov 2028₹46,317₹15,205₹18,74,254
Dec 2028₹46,684₹14,838₹18,27,570
2029₹5,89,886₹1,48,374₹12,37,685
Jan 2029₹47,053₹14,468₹17,80,517
Feb 2029₹47,426₹14,096₹17,33,091
Mar 2029₹47,801₹13,720₹16,85,290
Apr 2029₹48,180₹13,342₹16,37,110
May 2029₹48,561₹12,960₹15,88,549
Jun 2029₹48,946₹12,576₹15,39,604
Jul 2029₹49,333₹12,189₹14,90,270
Aug 2029₹49,724₹11,798₹14,40,547
Sept 2029₹50,117₹11,404₹13,90,430
Oct 2029₹50,514₹11,008₹13,39,916
Nov 2029₹50,914₹10,608₹12,89,002
Dec 2029₹51,317₹10,205₹12,37,685
2030₹6,48,429₹89,828₹5,89,255
Jan 2030₹51,723₹9,798₹11,85,962
Feb 2030₹52,133₹9,389₹11,33,829
Mar 2030₹52,545₹8,976₹10,81,284
Apr 2030₹52,961₹8,560₹10,28,322
May 2030₹53,381₹8,141₹9,74,942
Jun 2030₹53,803₹7,718₹9,21,138
Jul 2030₹54,229₹7,292₹8,66,909
Aug 2030₹54,659₹6,863₹8,12,251
Sept 2030₹55,091₹6,430₹7,57,159
Oct 2030₹55,527₹5,994₹7,01,632
Nov 2030₹55,967₹5,555₹6,45,665
Dec 2030₹56,410₹5,112₹5,89,255
2031₹5,89,255₹25,960₹0
Jan 2031₹56,857₹4,665₹5,32,398
Feb 2031₹57,307₹4,215₹4,75,092
Mar 2031₹57,760₹3,761₹4,17,331
Apr 2031₹58,218₹3,304₹3,59,113
May 2031₹58,679₹2,843₹3,00,435
Jun 2031₹59,143₹2,378₹2,41,292
Jul 2031₹59,611₹1,910₹1,81,680
Aug 2031₹60,083₹1,438₹1,21,597
Sept 2031₹60,559₹963₹61,038
Oct 2031₹61,038₹483₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Toyota Hilux's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Toyota Hilux variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
GX Diesel RWD AT₹36.62 lakhabout ₹61,520
GX Diesel AWD AT₹38.55 lakhabout ₹64,760
VX Diesel AT₹41.95 lakhabout ₹70,480

What goes into the on-road total? The Toyota Hilux on-road price page itemises it, state by state.

The Hilux ladder, a month at a time

Every variant, cheapest first.

  1. GX Diesel RWD AT₹61,520
  2. GX Diesel AWD AT₹64,760
  3. VX Diesel AT₹70,480
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹61,520 to ₹70,480 a month across the ladder: the VX Diesel AT costs ₹8,960 a month more than the GX Diesel RWD AT, ₹5,37,600 over the 5 years.
  • The biggest jump between neighbours on the ladder is the GX Diesel AWD AT to the VX Diesel AT: ₹5,720 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the GX Diesel RWD AT's instalment is ₹61,520 a month instead of ₹53,750: ₹7,770 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top VX Diesel AT needs about ₹70,480 a month.

Toyota Hilux EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Toyota Hilux?
From about ₹61,520 a month, up to about ₹70,480 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Toyota Hilux variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the GX Diesel RWD AT is the way in at about ₹61,520 a month. From there about ₹66,000 a month reaches the GX Diesel AWD AT, and the top VX Diesel AT needs about ₹70,480. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Toyota Hilux need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹7,32,335 on the GX Diesel RWD AT to ₹8,39,025 on the VX Diesel AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Toyota Hilux EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Toyota Hilux page holds every variant, each carrying it pre-filled.