VariantWise

Kia Seltos on-road price in Panaji

Frost Blue

₹12,57,340 to ₹25,45,460 on the road44 variants

EMI from about ₹21,130 a month on the Panaji on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of September 2026, for a first personal car, bought by an individual and paid in cash.

Goa sets these charges, so the same figures apply in Margao.

Why
Registering in a different city of the state does not change them.

All 44 variants priced in Panaji

VariantEx-showroomOn-road in Panaji
HTE Petrol MT₹11.00L₹12,57,340
HTE(O) Petrol MT₹12.42L₹14,17,800
HTE Diesel MT₹12.94L₹14,76,560
HTE(O) Turbo Petrol MT₹13.22L₹15,08,200
HTK Petrol MT₹13.42L₹15,30,800
HTE(O) Petrol AT₹13.72L₹15,64,700
HTE(O) Diesel MT₹14.04L₹16,00,860
HTK Turbo Petrol MT₹14.22L₹16,21,200
HTK(O) Petrol MT₹14.52L₹16,55,100
HTK Petrol AT₹14.72L₹16,77,700
HTK Diesel MT₹15.04L₹17,13,860
HTK(O) Turbo Petrol MT₹15.30L₹17,43,240
HTE(O) Diesel AT₹15.32L₹17,45,500
HTK(O) Petrol AT₹15.82L₹18,02,000
HTX Petrol MT₹15.92L₹18,13,300
HTK(O) Diesel MT₹16.14L₹18,38,160
HTK Diesel AT₹16.34L₹18,60,760
HTK(O) Turbo Petrol AT₹16.62L₹18,92,400
HTX(A) Petrol MT₹17.02L₹19,37,600
HTX Petrol AT₹17.22L₹19,60,200
HTK(O) Diesel AT₹17.44L₹19,85,060
HTX Diesel MT₹17.54L₹19,96,360
HTX Turbo Petrol AT₹18.02L₹20,50,600
HTX(A) Petrol AT₹18.32L₹20,84,500
HTX(A) Diesel MT₹18.64L₹21,20,660
GTX Petrol AT₹18.72L₹21,29,700
X-Line Petrol AT₹18.72L₹21,29,700
HTX Diesel AT₹18.84L₹21,43,260
HTX(A) Turbo Petrol AT₹19.12L₹21,74,900
GTX Turbo Petrol AT₹19.52L₹22,20,100
X-Line Turbo Petrol AT₹19.52L₹22,20,100
GTX(A) Petrol AT₹19.82L₹22,54,000
X-Line(A) Petrol AT₹19.82L₹22,54,000
HTX(A) Diesel AT₹19.94L₹22,67,560
GTX(A) Turbo Petrol AT₹20.00L₹22,74,340
X-Line(A) Turbo Petrol AT₹20.00L₹22,74,340
GTX Diesel AT₹20.00L₹22,74,340
X-Line Diesel AT₹20.00L₹22,74,340
GTX(A) Diesel AT₹20.32L₹23,71,460
X-Line(A) Diesel AT₹20.32L₹23,71,460
GTX(O) Turbo Petrol AT₹21.57L₹25,16,460
X-Line(O) Turbo Petrol AT₹21.57L₹25,16,460
GTX(O) Diesel AT₹21.82L₹25,45,460
X-Line(O) Diesel AT₹21.82L₹25,45,460

What the road adds in Panaji, variant by variant

Five of the 44 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Goa's own share.

  1. HTE Petrol MT₹12,57,340+14%

    ₹11,00,000 ex-showroom, Goa takes ₹1,32,000, everything else ₹25,340

  2. HTK(O) Turbo Petrol MT₹17,43,240+14%

    ₹15,30,000 ex-showroom, Goa takes ₹1,83,600, everything else ₹29,640

  3. HTX Turbo Petrol AT₹20,50,600+14%

    ₹18,02,000 ex-showroom, Goa takes ₹2,16,240, everything else ₹32,360

  4. X-Line(A) Petrol AT₹22,54,000+14%

    ₹19,82,000 ex-showroom, Goa takes ₹2,37,840, everything else ₹34,160

  5. X-Line(O) Diesel AT₹25,45,460+17%

    ₹21,82,000 ex-showroom, Goa takes ₹3,27,300, everything else ₹36,160

Ex-showroom priceGoa's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Panaji.

Seltos variants on Goa's tax steps

Goa charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and dieselby price

  1. 9%to ₹10 lakh

    no variant here

  2. 12%to ₹20 lakh

    HTE Petrol MT, HTE(O) Petrol MT, HTE Diesel MT, HTE(O) Turbo Petrol MT, HTK Petrol MT, HTE(O) Petrol AT, HTE(O) Diesel MT, HTK Turbo Petrol MT, HTK(O) Petrol MT, HTK Petrol AT, HTK Diesel MT, HTK(O) Turbo Petrol MT, HTE(O) Diesel AT, HTK(O) Petrol AT, HTX Petrol MT, HTK(O) Diesel MT, HTK Diesel AT, HTK(O) Turbo Petrol AT, HTX(A) Petrol MT, HTX Petrol AT, HTK(O) Diesel AT, HTX Diesel MT, HTX Turbo Petrol AT, HTX(A) Petrol AT, HTX(A) Diesel MT, GTX Petrol AT, X-Line Petrol AT, HTX Diesel AT, HTX(A) Turbo Petrol AT, GTX Turbo Petrol AT, X-Line Turbo Petrol AT, GTX(A) Petrol AT, X-Line(A) Petrol AT, HTX(A) Diesel AT, GTX(A) Turbo Petrol AT, X-Line(A) Turbo Petrol AT, GTX Diesel AT, X-Line Diesel AT

  3. 15%above

    GTX(A) Diesel AT, X-Line(A) Diesel AT, GTX(O) Turbo Petrol AT, X-Line(O) Turbo Petrol AT, GTX(O) Diesel AT, X-Line(O) Diesel AT

Worth knowing before you sign

  • The step from the X-Line Diesel AT to the GTX(A) Diesel AT crosses Goa's ₹20 lakh line: ₹32,000 more ex-showroom, but ₹64,800 more road tax, because the whole price moves from 12% to 15%.
  • The HTE Diesel MT is ₹2,19,220 more on the road here than the HTE Petrol MT, and ₹23,280 of that is Goa's road tax.
  • On the Kia Seltos HTE Petrol MT, Panaji is 7th dearest of 25 states: ₹99,000 over Arunachal Pradesh and ₹76,570 under Karnataka.

Which Seltos to buy

HTX to HTX(A) buys you as much for your money as any paid step up this ladder. Another step asks exactly the same per rupee, so which of them you take is about which trim you want to be on. In Panaji that step costs ₹1,24,300 on the road, rather than the ₹1,10,000 the showroom prices suggest.

Is the HTX(A) worth it over the HTX? →

Or weigh the whole ladder: which Seltos is worth the money →

Seltos rivals on the road in Panaji

The cheapest way into this group in Panaji is the Skoda Kushaq, from ₹12,17,450 on the road, ₹39,890 under the Seltos's ₹12,57,340. Each figure is that car's cheapest variant on the road in Panaji, on the same Goa road tax.

The Seltos in its colours

Kia Seltos in Imperial Blue

Imperial Blue

Vehicle images: Kia India official media assets (kia.com/in)

How the HTE Petrol MT's ₹12,57,340 breaks down

Getting it on the road in Panaji adds ₹1.57L to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price
₹11,00,000
Road tax (12%)
₹1,32,000
Registration fee (central)
₹800
TCS (1%, adjustable against your income tax)refundable
₹11,000
Third-party insurance (3 years, incl. 18% GST)
₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate
₹885
FASTagestimate
₹100
Comprehensive own-damage covernot in this total
insurer-priced
On-road in Panaji
₹12,57,340
The fine print
Road tax (12%)
Derived 2026-08-09 from two independent sources. CarDekho Panaji, 57 variants: exactly 9.00% (10 cars to Rs 7.80L), 12.00% (24 cars Rs 11.00L to 19.91L), 15.00% (23 cars Rs 20.22L to 47.48L), no fixed component. CarWale Panaji fits 9.68% (5 cars), 12.00% (3 cars), 12.83% (5 cars), 16.20% (3 cars) and 15.00% (2 cars); its top bands carry large intercepts and are the softer part. Boundaries at Rs 10L and Rs 20L are interpolated inside gaps. NOT read from any Goa notification
Registration fee (central)
CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
TCS (1%, adjustable against your income tax)
Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
Third-party insurance (3 years, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag
Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover
Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
  • Goa's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.

Confirm the final figure with your dealer before paying.

Where these figures come from
One figure here is weaker than the rest: the road tax is what Goa is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Goa's own documents, last checked . Rates change with state budgets, so confirm the final figure with your dealer before paying.

Seltos on-road price in other cities

See 26 other cities

Same figures, same state: Margao

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

Kia Seltos on-road price, in all 25 states we price →

Every Kia Seltos variant, compared →

Questions buyers ask

What is the Kia Seltos on-road price in Panaji?

Between ₹12,57,340 for the HTE Petrol MT and ₹25,45,460 for the X-Line(O) Diesel AT, as of September 2026. That covers Goa road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Kia Seltos in Panaji?

₹1,32,000 on the HTE Petrol MT at ₹11.00L ex-showroom. The rate comes from Goa's own schedule (Derived 2026-08-09 from two independent sources. CarDekho Panaji, 57 variants: exactly 9.00% (10 cars to Rs 7.80L), 12.00% (24 cars Rs 11.00L to 19.91L), 15.00% (23 cars Rs 20.22L to 47.48L), no fixed component. CarWale Panaji fits 9.68% (5 cars), 12.00% (3 cars), 12.83% (5 cars), 16.20% (3 cars) and 15.00% (2 cars); its top bands carry large intercepts and are the softer part. Boundaries at Rs 10L and Rs 20L are interpolated inside gaps. NOT read from any Goa notification), verified on 9 August 2026.

Is the Kia Seltos cheaper on-road in another city of Goa?

No. Goa sets these charges, so the same figures apply in Margao: registering in a different city of the state does not change them.