Mahindra XUV 3XO EV on-road price in Cuttack
₹14,28,545 to ₹15,36,615 on the road2 variants
EMI from about ₹24,000 a month on the Cuttack on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of September 2026, for a first personal car, bought by an individual and paid in cash.
Odisha sets these charges, so the same figures apply in Bhubaneswar and Rourkela.
Why
All 2 variants priced in Cuttack
| Variant | Ex-showroom | On-road in Cuttack |
|---|---|---|
| AX5 Electric AT | ₹13.89L | ₹14,28,545 |
| AX7 L Electric AT | ₹14.96L | ₹15,36,615 |
What the road adds in Cuttack, variant by variant
Cheapest on the road first. The orange is Odisha's own share.
- AX5 Electric AT₹14,28,545+3%
₹13,89,000 ex-showroom, Odisha takes ₹0, everything else ₹39,545
- AX7 L Electric AT₹15,36,615+3%
₹14,96,000 ex-showroom, Odisha takes ₹0, everything else ₹40,615
Worth knowing before you sign
- On the Mahindra XUV 3XO EV AX5 Electric AT, Cuttack is the cheapest of the 17 states we price it in, level with 10 other states: ₹1,45,845 under Bihar.
XUV 3XO EV rivals on the road in Cuttack
The cheapest way into this group in Cuttack is the Honda Elevate, from ₹13,24,140 on the road, ₹1,04,405 under the XUV 3XO EV's ₹14,28,545. Each figure is that car's cheapest variant on the road in Cuttack, on the same Odisha road tax.
The XUV 3XO EV in its colours
Nebula Blue
Vehicle images: Mahindra official media assets (auto.mahindra.com)
How the AX5 Electric AT's ₹14,28,545 breaks down
Getting it on the road in Cuttack adds ₹39,545 to the ex-showroom price, and third-party insurance is the biggest part of that.
- Ex-showroom price
- ₹13,89,000
- Road tax (exempt for electric cars)
- ₹0
- Registration fee (exempt for electric cars)
- ₹0
- TCS (1%, adjustable against your income tax)refundable
- ₹13,890
- Third-party insurance (3 years, incl. 18% GST)
- ₹24,670
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Cuttack
- ₹14,28,545
The fine print
- Road tax (exempt for electric cars)
- Derived 2026-08-09 from CarDekho's Bhubaneswar breakdowns, 26 electric cars Rs 4.69L to Rs 1.30Cr. Fitted slope 0.00% with a Rs 2,000 fixed component and zero residual across all 26, which is an exemption plus a flat charge rather than a rate. The exemption is an incentive of the Odisha EV Policy 2021, reported extended on 03-10-2026 to 31-12-2026 under its para 11.5; neither that notification nor any Odisha instrument has been read
- Registration fee (exempt for electric cars)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- TCS (1%, adjustable against your income tax)
- Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- Odisha's rates here are derived from two published price sources that agree, not read from the state's own schedule, so treat them as indicative and confirm with your dealer.
- Odisha's electric-car exemption runs until 31 December 2026 as it stands today.
Confirm the final figure with your dealer before paying.
Where these figures come from
XUV 3XO EV on-road price in other cities
See 19 other cities
Mahindra XUV 3XO EV on-road price, in all 17 states we price →
Questions buyers ask
What is the Mahindra XUV 3XO EV on-road price in Cuttack?
Between ₹14,28,545 for the AX5 Electric AT and ₹15,36,615 for the AX7 L Electric AT, as of September 2026. That covers Odisha road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Mahindra XUV 3XO EV in Cuttack?
₹0 on the AX5 Electric AT at ₹13.89L ex-showroom. The rate comes from Odisha's own schedule (Derived 2026-08-09 from CarDekho's Bhubaneswar breakdowns, 26 electric cars Rs 4.69L to Rs 1.30Cr. Fitted slope 0.00% with a Rs 2,000 fixed component and zero residual across all 26, which is an exemption plus a flat charge rather than a rate. The exemption is an incentive of the Odisha EV Policy 2021, reported extended on 03-10-2026 to 31-12-2026 under its para 11.5; neither that notification nor any Odisha instrument has been read), verified on 9 August 2026.
Is the Mahindra XUV 3XO EV cheaper on-road in another city of Odisha?
No. Odisha sets these charges, so the same figures apply in Bhubaneswar and Rourkela: registering in a different city of the state does not change them.