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Maruti Suzuki Victoris EMI calculator

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Calculate the Maruti Suzuki Victoris EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹19,820 a month, for the LXi Petrol Mild Hybrid MT at ₹11.80 lakh on the road in Delhi.

At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹11.80L

This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.

Down payment₹2,35,968 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹19,820
Amount financed
₹9,43,872
Interest over 5 years
₹2,45,328
Total paid, down payment included
₹14,25,168
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹24,800₹14,847₹9,19,073
Nov 2026₹12,351₹7,472₹9,31,521
Dec 2026₹12,449₹7,375₹9,19,073
2027₹1,57,297₹80,581₹7,61,776
Jan 2027₹12,547₹7,276₹9,06,526
Feb 2027₹12,646₹7,177₹8,93,879
Mar 2027₹12,747₹7,077₹8,81,133
Apr 2027₹12,847₹6,976₹8,68,285
May 2027₹12,949₹6,874₹8,55,336
Jun 2027₹13,052₹6,771₹8,42,284
Jul 2027₹13,155₹6,668₹8,29,129
Aug 2027₹13,259₹6,564₹8,15,870
Sept 2027₹13,364₹6,459₹8,02,506
Oct 2027₹13,470₹6,353₹7,89,036
Nov 2027₹13,577₹6,247₹7,75,460
Dec 2027₹13,684₹6,139₹7,61,776
2028₹1,72,909₹64,969₹5,88,868
Jan 2028₹13,792₹6,031₹7,47,983
Feb 2028₹13,902₹5,922₹7,34,082
Mar 2028₹14,012₹5,811₹7,20,070
Apr 2028₹14,123₹5,701₹7,05,948
May 2028₹14,234₹5,589₹6,91,714
Jun 2028₹14,347₹5,476₹6,77,367
Jul 2028₹14,461₹5,362₹6,62,906
Aug 2028₹14,575₹5,248₹6,48,331
Sept 2028₹14,690₹5,133₹6,33,640
Oct 2028₹14,807₹5,016₹6,18,834
Nov 2028₹14,924₹4,899₹6,03,910
Dec 2028₹15,042₹4,781₹5,88,868
2029₹1,90,068₹47,808₹3,98,799
Jan 2029₹15,161₹4,662₹5,73,706
Feb 2029₹15,281₹4,542₹5,58,425
Mar 2029₹15,402₹4,421₹5,43,023
Apr 2029₹15,524₹4,299₹5,27,499
May 2029₹15,647₹4,176₹5,11,852
Jun 2029₹15,771₹4,052₹4,96,081
Jul 2029₹15,896₹3,927₹4,80,185
Aug 2029₹16,022₹3,801₹4,64,164
Sept 2029₹16,148₹3,675₹4,48,015
Oct 2029₹16,276₹3,547₹4,31,739
Nov 2029₹16,405₹3,418₹4,15,334
Dec 2029₹16,535₹3,288₹3,98,799
2030₹2,08,933₹28,943₹1,89,866
Jan 2030₹16,666₹3,157₹3,82,133
Feb 2030₹16,798₹3,025₹3,65,335
Mar 2030₹16,931₹2,892₹3,48,404
Apr 2030₹17,065₹2,758₹3,31,339
May 2030₹17,200₹2,623₹3,14,139
Jun 2030₹17,336₹2,487₹2,96,803
Jul 2030₹17,473₹2,350₹2,79,330
Aug 2030₹17,612₹2,211₹2,61,718
Sept 2030₹17,751₹2,072₹2,43,967
Oct 2030₹17,892₹1,931₹2,26,075
Nov 2030₹18,033₹1,790₹2,08,042
Dec 2030₹18,176₹1,647₹1,89,866
2031₹1,89,867₹8,365₹0
Jan 2031₹18,320₹1,503₹1,71,546
Feb 2031₹18,465₹1,358₹1,53,081
Mar 2031₹18,611₹1,212₹1,34,470
Apr 2031₹18,759₹1,065₹1,15,711
May 2031₹18,907₹916₹96,804
Jun 2031₹19,057₹766₹77,747
Jul 2031₹19,208₹616₹58,540
Aug 2031₹19,360₹463₹39,180
Sept 2031₹19,513₹310₹19,667
Oct 2031₹19,667₹156₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Maruti Suzuki Victoris's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Maruti Suzuki Victoris variant

On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

Your road tax depends on where you register. and every figure on this page moves to yours.

VariantOn-road in DelhiEMI a month
LXi Petrol Mild Hybrid MT₹11.80 lakhabout ₹19,820
LXi CNG MT₹12.91 lakhabout ₹21,690
VXi Petrol Mild Hybrid MT₹13.24 lakhabout ₹22,250
VXi CNG MT₹14.35 lakhabout ₹24,110
VXi Petrol Mild Hybrid AT₹14.97 lakhabout ₹25,160
ZXi Petrol Mild Hybrid MT₹15.21 lakhabout ₹25,550
ZXi (O) Petrol Mild Hybrid MT₹15.34 lakhabout ₹25,770
ZXi CNG MT₹16.32 lakhabout ₹27,410
ZXi Petrol Mild Hybrid AT₹16.94 lakhabout ₹28,460
ZXi+ Petrol Mild Hybrid MT₹17.06 lakhabout ₹28,660
ZXi (O) Petrol Mild Hybrid AT₹17.12 lakhabout ₹28,760
ZXi+ (O) Petrol Mild Hybrid MT₹17.27 lakhabout ₹29,020
VXi (Strong Hybrid) Hybrid AT₹18.32 lakhabout ₹30,770
ZXi+ Petrol Mild Hybrid FWD AT₹19.22 lakhabout ₹32,300
ZXi+ (O) Petrol Mild Hybrid FWD AT₹19.44 lakhabout ₹32,650
ZXi (Strong Hybrid) Hybrid AT₹19.89 lakhabout ₹33,420
ZXi (O) (Strong Hybrid) Hybrid AT₹20.55 lakhabout ₹34,520
ZXi+ Petrol Mild Hybrid AWD AT₹20.83 lakhabout ₹35,000
ZXi+ (O) Petrol Mild Hybrid AWD AT₹21.48 lakhabout ₹36,090
ZXi+ (Strong Hybrid) Hybrid AT₹21.75 lakhabout ₹36,540
ZXi+ (O) (Strong Hybrid) Hybrid AT₹22.32 lakhabout ₹37,510

What goes into the on-road total? The Maruti Suzuki Victoris on-road price page itemises it, state by state. And which Victoris variant to buy says where the money works hardest.

The Victoris ladder, a month at a time

Seven of the 21 variants, spread up the ladder; the table above has every one.

  1. LXi Petrol Mild Hybrid MT₹19,820
  2. VXi CNG MT₹24,110
  3. ZXi CNG MT₹27,410
  4. ZXi (O) Petrol Mild Hybrid AT₹28,760
  5. ZXi+ Petrol Mild Hybrid FWD AT₹32,300
  6. ZXi+ Petrol Mild Hybrid AWD AT₹35,000
  7. ZXi+ (O) (Strong Hybrid) Hybrid AT₹37,510
Monthly instalment at 9.5% a year over 5 years with 20% down, on the on-road price in Delhi.

Worth knowing before you sign the loan

  • From ₹19,820 to ₹37,510 a month across the ladder: the ZXi+ (O) (Strong Hybrid) Hybrid AT costs ₹17,690 a month more than the LXi Petrol Mild Hybrid MT, ₹10,61,400 over the 5 years.
  • The biggest jump between neighbours on the ladder is the LXi Petrol Mild Hybrid MT to the LXi CNG MT: ₹1,870 a month more for that one move up.
  • On the road in Delhi rather than ex-showroom, the LXi Petrol Mild Hybrid MT's instalment is ₹19,820 a month instead of ₹17,640: ₹2,180 a month more, because road tax and registration are in the loan too.

What your monthly budget buys

Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.

The top ZXi+ (O) (Strong Hybrid) Hybrid AT needs about ₹37,510 a month.

Maruti Suzuki Victoris EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for the Maruti Suzuki Victoris?
From about ₹19,820 a month, up to about ₹37,510 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
Which Maruti Suzuki Victoris variant fits my monthly budget?
At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the LXi Petrol Mild Hybrid MT is the way in at about ₹19,820 a month. From there about ₹22,000 a month reaches the LXi CNG MT, about ₹24,000 a month reaches the VXi Petrol Mild Hybrid MT, about ₹26,000 a month reaches the ZXi (O) Petrol Mild Hybrid MT, and the top ZXi+ (O) (Strong Hybrid) Hybrid AT needs about ₹37,510. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
How much down payment does the Maruti Suzuki Victoris need?
At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,35,968 on the LXi Petrol Mild Hybrid MT to ₹4,46,458 on the ZXi+ (O) (Strong Hybrid) Hybrid AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Maruti Suzuki Victoris EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.

Looking at a different car? The car loan EMI calculator works with any price, and the Maruti Suzuki Victoris page holds every variant, each carrying it pre-filled.