- Road tax (18%)
- Derived 2026-08-09 from two independent sources. CarDekho Visakhapatnam, 57 variants Rs 3.70L to Rs 48.69L, exactly 13.00% (6 cars, to Rs 5.00L), 14.00% (4 cars, Rs 5.32L to 7.80L), 17.00% (24 cars, Rs 11.00L to 19.91L), 18.00% (23 cars, Rs 20.22L to 48.69L), no fixed component in any band. CarWale Vijayawada corroborates 13.00%, 17.00% and a fitted 18.38%, but reads 15.40% in the second band against 14.00% here. Boundaries at Rs 5L, Rs 10L and Rs 20L are interpolated inside observation gaps. Corroborated on 2026-08-09 by Telangana's primary schedule, which derives from the same Andhra Pradesh Motor Vehicles Taxation Act 1963 and carries identical 13% and 14% bands at the same boundaries; that also resolves the aggregator disagreement in favour of 14%. The state's own Sixth Schedule is readable at aptransport.org but reads 12%/14% as substituted by Act 11 of 2010, which is superseded. NOT read from any current Andhra Pradesh notification
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- TCS (1%, adjustable against your income tax)
- Income-tax Act 1961 s.206C(1F) from 1 June 2016, and from 1 April 2026 s.394(1) of the Income-tax Act 2025 at the same rate and threshold (renumbering reported, not read from the Act); creditable against the buyer's income tax
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Includes the notified 7.5% hybrid discount.
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.