VariantWise

Tata Punch EV on-road price in Ludhiana

Caramel

₹9,90,657 to ₹13,37,645 on the road6 variants

EMI from about ₹16,640 a month on the Ludhiana on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond.

Why
Registering in a different city of the state does not change them.

All 6 variants priced in Ludhiana

VariantEx-showroomOn-road in Ludhiana
Smart Electric AT₹9.79L₹9,90,657
Smart Plus Electric 30 kWh AT₹10.39L₹10,61,047
Smart Plus Electric 40 kWh AT₹11.19L₹11,55,845
Adventure Electric AT₹11.94L₹12,31,595
Empowered Electric AT₹12.69L₹13,07,345
Empowered Plus S Electric AT₹12.99L₹13,37,645

What the road adds in Ludhiana, variant by variant

Five of the 6 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Punjab's own share.

  1. Smart Electric AT₹9,90,657+1%

    ₹9,79,000 ex-showroom, Punjab takes ₹0, everything else ₹11,657

  2. Smart Plus Electric 30 kWh AT₹10,61,047+2%

    ₹10,39,000 ex-showroom, Punjab takes ₹0, everything else ₹22,047

  3. Adventure Electric AT₹12,31,595+3%

    ₹11,94,000 ex-showroom, Punjab takes ₹0, everything else ₹37,595

  4. Empowered Electric AT₹13,07,345+3%

    ₹12,69,000 ex-showroom, Punjab takes ₹0, everything else ₹38,345

  5. Empowered Plus S Electric AT₹13,37,645+3%

    ₹12,99,000 ex-showroom, Punjab takes ₹0, everything else ₹38,645

Ex-showroom pricePunjab's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Ludhiana.

Worth knowing before you sign

  • On the Tata Punch EV Smart Electric AT, Ludhiana is the cheapest of the 17 states we price it in, level with 10 other states: ₹1,02,795 under Bihar.

Which Punch EV to buy

Of every paid step up this ladder, Empowered to Empowered Plus S buys you the most for your money. In Ludhiana that step costs ₹30,300 on the road, rather than the ₹30,000 the showroom prices suggest.

Is the Empowered Plus S worth it over the Empowered? →

Or weigh the whole ladder: which Punch EV is worth the money →

Punch EV rivals on the road in Ludhiana

None of these starts meaningfully under the Punch EV's ₹9,90,657 on the road in Ludhiana. Each figure is that car's cheapest variant on the road in Ludhiana, on the same Punjab road tax.

The Punch EV in its colours

Tata Punch EV in Bengal Rouge

Bengal Rouge

Vehicle images: Tata Motors official media assets (ev.tatamotors.com)

How the Smart Electric AT's ₹9,90,657 breaks down

Getting it on the road in Ludhiana adds ₹11,657 to the ex-showroom price, and third-party insurance is the biggest part of that.

Ex-showroom price
₹9,79,000
Road tax (exempt for electric cars)
₹0
Registration fee (exempt for electric cars)
₹0
Third-party insurance (3 years, incl. 18% GST)
₹10,672
Personal accident cover (1 year, incl. 18% GST)estimate
₹885
FASTagestimate
₹100
Comprehensive own-damage covernot in this total
insurer-priced
On-road in Ludhiana
₹9,90,657
The fine print
Road tax (exempt for electric cars)
Derived 2026-08-07 from CarWale's Amritsar breakdowns for 12 electric cars, Rs 6.99L to Rs 1.30Cr. Their RTO line runs Rs 5,000 to Rs 50,000, fitted slope 0.40% with Rs 3,273 fixed, so Punjab appears to levy no road tax on electric cars. NOT read from any Punjab instrument
Registration fee (exempt for electric cars)
CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST)
Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag
Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover
Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
  • Punjab's rates here are derived from published on-road prices rather than read from the state's own schedule, and Ludhiana appears to add a local charge below Rs 14 lakh that these figures do not include.

Confirm the final figure with your dealer before paying.

Where these figures come from
One figure here is weaker than the rest: the road tax is what Punjab is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Punjab's own documents, last checked . Rates change with state budgets, so confirm the final figure with your dealer before paying.

Registering a Punch EV in Ludhiana

Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address.

SeriesIssuing officeCovers
PB-10Regional Transport Authority, LudhianaLudhiana, the main district office
PB-91SDM, Ludhiana EastLudhiana East subdivision

Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026.

Punch EV on-road price in other cities

See 22 other cities

Same figures, same state: Amritsar, Jalandhar, Patiala, Mohali, Bathinda

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Jaipur, Indore, Patna, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Ranchi, Aizawl, Bhubaneswar

Tata Punch EV on-road price, in all 17 states we price →

Every Tata Punch EV variant, compared →

Questions buyers ask

What is the Tata Punch EV on-road price in Ludhiana?

Between ₹9,90,657 for the Smart Electric AT and ₹13,37,645 for the Empowered Plus S Electric AT, as of October 2026. That covers Punjab road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Tata Punch EV in Ludhiana?

₹0 on the Smart Electric AT at ₹9.79L ex-showroom. The rate comes from Punjab's own schedule (Derived 2026-08-07 from CarWale's Amritsar breakdowns for 12 electric cars, Rs 6.99L to Rs 1.30Cr. Their RTO line runs Rs 5,000 to Rs 50,000, fitted slope 0.40% with Rs 3,273 fixed, so Punjab appears to levy no road tax on electric cars. NOT read from any Punjab instrument), verified on 7 August 2026.

Is the Tata Punch EV cheaper on-road in another city of Punjab?

No. Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond: registering in a different city of the state does not change them.

Which number plate series does the Tata Punch EV registered in Ludhiana get?

Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026).