VariantWise

Tata Safari EMI calculator

Calculate the Tata Safari EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹22,510 a month, for the Smart at ₹13.40 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹13.40L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹2,68,000 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹22,510
Amount financed
₹10,72,000
Interest over 5 years
₹2,78,600
Total paid, down payment included
₹16,18,600
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹42,415₹25,127₹10,29,584
Oct 2026₹14,027₹8,487₹10,57,973
Nov 2026₹14,138₹8,376₹10,43,834
Dec 2026₹14,250₹8,264₹10,29,584
2027₹1,80,064₹90,104₹8,49,520
Jan 2027₹14,363₹8,151₹10,15,221
Feb 2027₹14,477₹8,037₹10,00,744
Mar 2027₹14,591₹7,923₹9,86,153
Apr 2027₹14,707₹7,807₹9,71,446
May 2027₹14,823₹7,691₹9,56,622
Jun 2027₹14,941₹7,573₹9,41,682
Jul 2027₹15,059₹7,455₹9,26,623
Aug 2027₹15,178₹7,336₹9,11,444
Sept 2027₹15,298₹7,216₹8,96,146
Oct 2027₹15,420₹7,094₹8,80,726
Nov 2027₹15,542₹6,972₹8,65,185
Dec 2027₹15,665₹6,849₹8,49,520
2028₹1,97,938₹72,230₹6,51,585
Jan 2028₹15,789₹6,725₹8,33,732
Feb 2028₹15,914₹6,600₹8,17,818
Mar 2028₹16,040₹6,474₹8,01,778
Apr 2028₹16,167₹6,347₹7,85,612
May 2028₹16,295₹6,219₹7,69,317
Jun 2028₹16,424₹6,090₹7,52,894
Jul 2028₹16,554₹5,960₹7,36,340
Aug 2028₹16,685₹5,829₹7,19,655
Sept 2028₹16,817₹5,697₹7,02,839
Oct 2028₹16,950₹5,564₹6,85,889
Nov 2028₹17,084₹5,430₹6,68,805
Dec 2028₹17,219₹5,295₹6,51,585
2029₹2,17,580₹52,588₹4,34,006
Jan 2029₹17,356₹5,158₹6,34,230
Feb 2029₹17,493₹5,021₹6,16,737
Mar 2029₹17,631₹4,883₹5,99,105
Apr 2029₹17,771₹4,743₹5,81,334
May 2029₹17,912₹4,602₹5,63,423
Jun 2029₹18,054₹4,460₹5,45,369
Jul 2029₹18,196₹4,318₹5,27,172
Aug 2029₹18,341₹4,173₹5,08,832
Sept 2029₹18,486₹4,028₹4,90,346
Oct 2029₹18,632₹3,882₹4,71,714
Nov 2029₹18,780₹3,734₹4,52,934
Dec 2029₹18,928₹3,586₹4,34,006
2030₹2,39,171₹30,997₹1,94,833
Jan 2030₹19,078₹3,436₹4,14,928
Feb 2030₹19,229₹3,285₹3,95,699
Mar 2030₹19,381₹3,133₹3,76,318
Apr 2030₹19,535₹2,979₹3,56,783
May 2030₹19,689₹2,825₹3,37,093
Jun 2030₹19,845₹2,669₹3,17,248
Jul 2030₹20,002₹2,512₹2,97,246
Aug 2030₹20,161₹2,353₹2,77,085
Sept 2030₹20,320₹2,194₹2,56,764
Oct 2030₹20,481₹2,033₹2,36,283
Nov 2030₹20,643₹1,871₹2,15,640
Dec 2030₹20,807₹1,707₹1,94,833
2031₹1,94,835₹7,791₹0
Jan 2031₹20,972₹1,542₹1,73,861
Feb 2031₹21,138₹1,376₹1,52,724
Mar 2031₹21,305₹1,209₹1,31,419
Apr 2031₹21,474₹1,040₹1,09,945
May 2031₹21,644₹870₹88,301
Jun 2031₹21,815₹699₹66,487
Jul 2031₹21,988₹526₹44,499
Aug 2031₹22,162₹352₹22,337
Sept 2031₹22,337₹177₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tata Safari's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tata Safari variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
Smart Turbo Petrol MT₹13.40 lakhabout ₹22,510
Smart Diesel MT₹14.75 lakhabout ₹24,780
Pure X Turbo Petrol MT₹16.49 lakhabout ₹27,710
Pure X Diesel MT₹17.65 lakhabout ₹29,650
Adventure X+ Turbo Petrol MT₹17.75 lakhabout ₹29,820
Pure X Turbo Petrol AT₹17.91 lakhabout ₹30,090
Pure X Diesel AT₹19.10 lakhabout ₹32,090
Adventure X+ Diesel MT₹19.20 lakhabout ₹32,260
Adventure X+ Turbo Petrol AT₹19.35 lakhabout ₹32,510
Accomplished X Turbo Petrol MT₹20.84 lakhabout ₹35,010
Adventure X+ Diesel AT₹20.85 lakhabout ₹35,030
Accomplished Ultra Turbo Petrol AT₹24.85 lakhabout ₹41,750
Accomplished X+ Diesel AT₹25.45 lakhabout ₹42,760
Accomplished Ultra Diesel AT₹26.76 lakhabout ₹44,960

Financing the on-road total instead? The Tata Safari on-road price page shows what it costs on the road, state by state. And which Safari variant to buy says where the money works hardest.

Tata Safari EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Tata Safari?
From about ₹22,510 a month, up to about ₹44,960 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Tata Safari need?
At the 20% the calculator opens on, the upfront amount runs from ₹2,68,000 on the Smart to ₹5,35,200 on the Accomplished Ultra. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tata Safari EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Tata Safari page holds every variant, each carrying it pre-filled.