Tata Tiago on-road price in Ludhiana

₹5,31,885 to ₹9,49,610 on the road20 variants

EMI from about ₹8,940 a month on the Ludhiana on-road price, at 9.5% a year over 5 years with 20% down.

Open the EMI calculator →

Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.

Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond.

Why

Registering in a different city of the state does not change them.

All 20 variants priced in Ludhiana

Variant	Ex-showroom	On-road in Ludhiana
Smart Petrol MT	₹4.77L	₹5,31,885
Pure Petrol MT	₹5.57L	₹6,18,685
Smart CNG MT	₹5.87L	₹6,51,235
Pure Plus Petrol MT	₹6.10L	₹6,76,190
Pure Petrol AT	₹6.10L	₹6,76,190
Pure Plus A Petrol MT	₹6.56L	₹7,26,100
Pure CNG MT	₹6.58L	₹7,28,270
Pure Plus Petrol AT	₹6.65L	₹7,35,865
Creative Petrol MT	₹7.06L	₹7,80,350
Pure Plus CNG MT	₹7.10L	₹7,84,690
Pure Plus A Petrol AT	₹7.11L	₹7,85,775
Pure CNG AT	₹7.13L	₹7,87,945
Creative Plus Petrol MT	₹7.36L	₹8,12,900
Pure Plus A CNG MT	₹7.57L	₹8,35,685
Creative Petrol AT	₹7.61L	₹8,40,025
Pure Plus CNG AT	₹7.65L	₹8,44,365
Creative Plus Petrol AT	₹7.91L	₹8,72,575
Creative CNG MT	₹8.07L	₹8,89,935
Pure Plus A CNG AT	₹8.12L	₹8,95,360
Creative CNG AT	₹8.62L	₹9,49,610

What the road adds in Ludhiana, variant by variant

Five of the 20 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Punjab's own share.

Smart Petrol MT₹5,31,885+12%
₹4,77,000 ex-showroom, Punjab takes ₹40,545, everything else ₹14,340
Pure Plus A Petrol MT₹7,26,100+11%
₹6,56,000 ex-showroom, Punjab takes ₹55,760, everything else ₹14,340
Pure Plus A Petrol AT₹7,85,775+11%
₹7,11,000 ex-showroom, Punjab takes ₹60,435, everything else ₹14,340
Creative Petrol AT₹8,40,025+10%
₹7,61,000 ex-showroom, Punjab takes ₹64,685, everything else ₹14,340
Creative CNG AT₹9,49,610+10%
₹8,62,000 ex-showroom, Punjab takes ₹73,270, everything else ₹14,340

Ex-showroom pricePunjab's road tax and its chargesRegistration, insurance, TCS and the tagOn the road in Ludhiana.

Tiago variants on Punjab's tax steps

Punjab charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.

Petrol and CNGby price

8.5%to ₹10 lakh
Smart Petrol MT, Pure Petrol MT, Smart CNG MT, Pure Plus Petrol MT, Pure Petrol AT, Pure Plus A Petrol MT, Pure CNG MT, Pure Plus Petrol AT, Creative Petrol MT, Pure Plus CNG MT, Pure Plus A Petrol AT, Pure CNG AT, Creative Plus Petrol MT, Pure Plus A CNG MT, Creative Petrol AT, Pure Plus CNG AT, Creative Plus Petrol AT, Creative CNG MT, Pure Plus A CNG AT, Creative CNG AT
7.5%to ₹20 lakh
no variant here
8.5%above
no variant here

Worth knowing before you sign

On the Tata Tiago Smart Petrol MT, Ludhiana is 10th cheapest of 25 states: ₹28,620 over Arunachal Pradesh and ₹29,286 under Karnataka.

Which Tiago to buy

Of every paid step up this ladder, Pure Plus A to Creative buys you the most for your money. In Ludhiana that step costs ₹54,250 on the road, rather than the ₹50,000 the showroom prices suggest.

Is the Creative worth it over the Pure Plus A? →

Or weigh the whole ladder: which Tiago is worth the money →

Tiago rivals on the road in Ludhiana

The cheapest way into this group in Ludhiana is the Renault Kwid, from ₹5,00,985 on the road, ₹30,900 under the Tiago's ₹5,31,885. Each figure is that car's cheapest variant on the road in Ludhiana, on the same Punjab road tax.

Renault Kwid
From ₹5,00,985 on the road
₹30,900 under the Tiago
Tiago vs Kwid: which to buy →
Maruti Suzuki Celerio
From ₹5,19,430 on the road
₹12,455 under the Tiago
Tiago vs Celerio: which to buy →
Citroen C3X
From ₹5,55,755 on the road
₹23,870 over the Tiago
Tiago vs C3X: which to buy →
Hyundai Grand i10 Nios
From ₹6,21,940 on the road
₹90,055 over the Tiago
Tiago vs Grand i10 Nios: which to buy →

The Tiago in its colours

Matheran Monsoon

Vehicle images: Tata Motors official media assets

How the Smart Petrol MT's ₹5,31,885 breaks down

Getting it on the road in Ludhiana adds ₹54,885 to the ex-showroom price, and road tax is the biggest part of that.

Ex-showroom price: ₹4,77,000
Road tax (8.5%): ₹40,545
Registration fee (central): ₹800
Third-party insurance (3 years, incl. 18% GST): ₹12,555
Personal accident cover (1 year, incl. 18% GST)estimate: ₹885
FASTagestimate: ₹100
Comprehensive own-damage covernot in this total: insurer-priced
On-road in Ludhiana: ₹5,31,885

The fine print

Road tax (8.5%): Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification
Registration fee (central): CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
Third-party insurance (3 years, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
Personal accident cover (1 year, incl. 18% GST): Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018; The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
FASTag: Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
Comprehensive own-damage cover: Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.

Punjab's rates here are derived from published on-road prices rather than read from the state's own schedule, and Ludhiana appears to add a local charge below Rs 14 lakh that these figures do not include.

Confirm the final figure with your dealer before paying.

Where these figures come from

One figure here is weaker than the rest: the road tax is what Punjab is reported to charge, not something we could read in a notification. Treat that line as indicative and confirm it with your dealer. Everything else is computed from Punjab's own documents, last checked on 7 August 2026. Rates change with state budgets, so confirm the final figure with your dealer before paying.

Registering a Tiago in Ludhiana

Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address.

Series	Issuing office	Covers
PB-10	Regional Transport Authority, Ludhiana	Ludhiana, the main district office
PB-91	SDM, Ludhiana East	Ludhiana East subdivision

Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026.

Tiago on-road price in other cities

See 30 other cities

Same figures, same state: Amritsar, Jalandhar, Patiala, Mohali, Bathinda

Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Chennai, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh

Tata Tiago on-road price, in all 25 states we price →

Every Tata Tiago variant, compared →

Questions buyers ask

What is the Tata Tiago on-road price in Ludhiana?

Between ₹5,31,885 for the Smart Petrol MT and ₹9,49,610 for the Creative CNG AT, as of October 2026. That covers Punjab road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.

How much is the road tax on the Tata Tiago in Ludhiana?

₹40,545 on the Smart Petrol MT at ₹4.77L ex-showroom. The rate comes from Punjab's own schedule (Derived 2026-08-07 from CarWale's Amritsar and Jalandhar breakdowns, 8 cars from Rs 3.70L to Rs 59.65L, with the VW Tayron excluded as a cross-state default. Fitted slopes 8.11% up to Rs 10L (3 cars, worst residual Rs 464), 7.54% from Rs 10L to Rs 20L (3 cars, worst Rs 3,260) and 8.09% above (2 cars). Ludhiana runs higher below Rs 14 lakh, possibly a local charge, and is not what these rates are fitted to. NOT read from any Punjab notification), verified on 7 August 2026.

Is the Tata Tiago cheaper on-road in another city of Punjab?

No. Punjab sets these charges, so the same figures apply in Amritsar, Jalandhar, Patiala and Mohali and beyond: registering in a different city of the state does not change them.

Which number plate series does the Tata Tiago registered in Ludhiana get?

Cars registered in Ludhiana carry PB-10 or PB-91 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Punjab Transport Department, RTA wise and SDM wise list, which labels every registering authority with its code; the live site was unreachable, so verified from a 2026 Wayback Machine snapshot of that document, checked 9 August 2026).