Tata Tiago on-road price in Chennai
₹5,50,830 to ₹9,90,650 on the road20 variants
EMI from about ₹9,250 a month on the Chennai on-road price, at 9.5% a year over 5 years with 20% down.
Figures as of October 2026, for a first personal car, bought by an individual and paid in cash.
Tamil Nadu sets these charges, so the same figures apply in Coimbatore, Madurai, Tiruchirappalli and Salem.
Why
All 20 variants priced in Chennai
| Variant | Ex-showroom | On-road in Chennai |
|---|---|---|
| Smart Petrol MT | ₹4.77L | ₹5,50,830 |
| Pure Petrol MT | ₹5.57L | ₹6,46,000 |
| Smart CNG MT | ₹5.87L | ₹6,79,900 |
| Pure Plus Petrol MT | ₹6.10L | ₹7,05,890 |
| Pure Petrol AT | ₹6.10L | ₹7,05,890 |
| Pure Plus A Petrol MT | ₹6.56L | ₹7,57,870 |
| Pure CNG MT | ₹6.58L | ₹7,60,130 |
| Pure Plus Petrol AT | ₹6.65L | ₹7,68,040 |
| Creative Petrol MT | ₹7.06L | ₹8,14,370 |
| Pure Plus CNG MT | ₹7.10L | ₹8,18,890 |
| Pure Plus A Petrol AT | ₹7.11L | ₹8,20,020 |
| Pure CNG AT | ₹7.13L | ₹8,22,280 |
| Creative Plus Petrol MT | ₹7.36L | ₹8,48,270 |
| Pure Plus A CNG MT | ₹7.57L | ₹8,72,000 |
| Creative Petrol AT | ₹7.61L | ₹8,76,520 |
| Pure Plus CNG AT | ₹7.65L | ₹8,81,040 |
| Creative Plus Petrol AT | ₹7.91L | ₹9,10,420 |
| Creative CNG MT | ₹8.07L | ₹9,28,500 |
| Pure Plus A CNG AT | ₹8.12L | ₹9,34,150 |
| Creative CNG AT | ₹8.62L | ₹9,90,650 |
What the road adds in Chennai, variant by variant
Five of the 20 variants, a quarter of the way up the ladder each time; the table above has every one. The orange is Tamil Nadu's own share.
- Smart Petrol MT₹5,50,830+15%
₹4,77,000 ex-showroom, Tamil Nadu takes ₹59,490, everything else ₹14,340
- Pure Plus A Petrol MT₹7,57,870+16%
₹6,56,000 ex-showroom, Tamil Nadu takes ₹87,530, everything else ₹14,340
- Pure Plus A Petrol AT₹8,20,020+15%
₹7,11,000 ex-showroom, Tamil Nadu takes ₹94,680, everything else ₹14,340
- Creative Petrol AT₹8,76,520+15%
₹7,61,000 ex-showroom, Tamil Nadu takes ₹1,01,180, everything else ₹14,340
- Creative CNG AT₹9,90,650+15%
₹8,62,000 ex-showroom, Tamil Nadu takes ₹1,14,310, everything else ₹14,340
Tiago variants on Tamil Nadu's tax steps
Tamil Nadu charges a higher rate on the whole price once it crosses a line. Here is which variant sits where.
Petrol and CNGby price
- 12%to ₹5 lakh
Smart Petrol MT
- 13%to ₹10 lakh
Pure Petrol MT, Smart CNG MT, Pure Plus Petrol MT, Pure Petrol AT, Pure Plus A Petrol MT, Pure CNG MT, Pure Plus Petrol AT, Creative Petrol MT, Pure Plus CNG MT, Pure Plus A Petrol AT, Pure CNG AT, Creative Plus Petrol MT, Pure Plus A CNG MT, Creative Petrol AT, Pure Plus CNG AT, Creative Plus Petrol AT, Creative CNG MT, Pure Plus A CNG AT, Creative CNG AT
- 18%to ₹20 lakh
no variant here
- 20%above
no variant here
Worth knowing before you sign
- The step from the Smart Petrol MT to the Pure Petrol MT crosses Tamil Nadu's ₹5 lakh line: ₹80,000 more ex-showroom, but ₹15,170 more road tax, because the whole price moves from 12% to 13%.
- On the Tata Tiago Smart Petrol MT, Chennai is 4th dearest of 25 states: ₹47,565 over Arunachal Pradesh and ₹10,341 under Karnataka.
Which Tiago to buy
Of every paid step up this ladder, Pure Plus A to Creative buys you the most for your money. In Chennai that step costs ₹56,500 on the road, rather than the ₹50,000 the showroom prices suggest.
Tiago rivals on the road in Chennai
The cheapest way into this group in Chennai is the Renault Kwid, from ₹5,19,090 on the road, ₹31,740 under the Tiago's ₹5,50,830. Each figure is that car's cheapest variant on the road in Chennai, on the same Tamil Nadu road tax.
The Tiago in its colours
Matheran Monsoon
Vehicle images: Tata Motors official media assets
How the Smart Petrol MT's ₹5,50,830 breaks down
Getting it on the road in Chennai adds ₹73,830 to the ex-showroom price, and road tax is the biggest part of that.
- Ex-showroom price
- ₹4,77,000
- Road tax (12%)
- ₹57,240
- Road safety tax
- ₹2,250
- Registration fee (central)
- ₹800
- Third-party insurance (3 years, incl. 18% GST)
- ₹12,555
- Personal accident cover (1 year, incl. 18% GST)estimate
- ₹885
- FASTagestimate
- ₹100
- Comprehensive own-damage covernot in this total
- insurer-priced
- On-road in Chennai
- ₹5,50,830
The fine print
- Road tax (12%)
- TN MV Taxation Act 1974, Third Schedule Part I as substituted by the Amendment Act 2023 (L.A. Bill 33 of 2023, gazetted 11-10-2023), read from the gazetted text
- Road safety tax
- TN MV Taxation Act 1974 section 3-B and the Sixth Schedule as substituted by section 6 of the Amendment Act 2023, read from the gazetted text on 2026-11-03: 'ROAD SAFETY TAX. New Motor Vehicles', Light Motor Vehicles Rs 2,250. The document is the Bill as introduced (L.A. Bill 33 of 2023, gazetted 11-10-2023), so the figure is primary while its being in force rests on reporting that Act 30 of 2023 commenced 08 or 09-11-2023, corroborated by the Third and Fourth Schedules of the same substitution clause being in force exactly as drafted. The Act as passed is requested as tn-act-30-of-2023. Some aggregator breakdowns still print the pre-2023 Rs 1,500 and others print Rs 2,250
- Registration fee (central)
- CMVR Rule 81, as amended by GSR 1183(E) dated 29-12-2016
- Third-party insurance (3 years, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- Personal accident cover (1 year, incl. 18% GST)
- Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules 2022, G.S.R. 394(E) dated 25-05-2022, as amended by G.S.R. 32(E) dated 05-01-2024; both gazettes read from egazette.gov.in. PA cover per IRDAI circular IRDAI/NL/CIR/MOTP/158/09/2018
- The Rs 15 lakh owner-driver cover is mandatory; this prescribed rate is what most insurers charge for the annual form.
- FASTag
- Tag cost only. Issuers add a deposit and minimum balance; dealer bundles commonly total Rs 500-600.
- Comprehensive own-damage cover
- Not in this total. Lenders require it and most buyers take it, but it has been market-priced since 2007 and varies widely with insurer, cover value and no-claim bonus, so an honest single figure does not exist. Budget for it from real quotes on top of this total.
- The Rs 2,250 road safety tax, charged once when a new car is registered, is included in every figure here. Tamil Nadu waives road tax on an electric car bought before 2028, and nothing published says whether that waiver covers this charge too, so an electric buyer may pay Rs 2,250 less than we show.
- Some price breakdowns for the state still show this charge at Rs 1,500, which is what it was before the 2023 change to the state's tax act. We use Rs 2,250 because that is the figure the state's own gazetted schedule prints. If your RTO still collects the older amount, your total will be Rs 750 less than this.
Confirm the final figure with your dealer before paying.
Where these figures come from
Registering a Tiago in Chennai
Cars registered in Chennai carry TN-01, TN-02, TN-03, TN-04, TN-05, TN-06, TN-07, TN-09, TN-10, TN-13, TN-14, TN-18 or TN-22 plates, depending on which RTO office covers your address.
| Series | Issuing office | Covers |
|---|---|---|
| TN-01 | RTO, Chennai Central | central Chennai; office at Ayanavaram |
| TN-02 | RTO, Chennai North West | north west Chennai; office at Anna Nagar |
| TN-03 | RTO, Chennai North East | north east Chennai; office at Tondiarpet |
| TN-04 | RTO, Chennai East | east Chennai; office at Pulianthoppu |
| TN-05 | RTO, Chennai North | north Chennai; office at Kolathur |
| TN-06 | RTO, Chennai South East | south east Chennai; office at Mandaveli |
| TN-07 | RTO, Chennai South | south Chennai; office at Thiruvanmiyur |
| TN-09 | RTO, Chennai West | west Chennai; office at K.K. Nagar |
| TN-10 | RTO, Chennai South West | south west Chennai; office at Virugambakkam |
| TN-13 | RTO, Ambattur | Ambattur |
| TN-14 | RTO, Sholinganallur | Sholinganallur |
| TN-18 | RTO, Redhills | Redhills |
| TN-22 | RTO, Alandur | Alandur; office at Meenambakkam |
Tamil Nadu State Transport Authority, Regional Transport Office contact list; the live site was unreachable, so verified from the Wayback Machine snapshot of that official page dated 2021-08-14, checked 9 August 2026.
Tiago on-road price in other cities
See 29 other cities
Same figures, same state: Coimbatore, Madurai, Tiruchirappalli, Salem
Different state, different figures: Mumbai, Pune, Delhi, Bengaluru, Hyderabad, Kolkata, Jaipur, Gurugram, Lucknow, Indore, Patna, Ahmedabad, Ludhiana, Kochi, Visakhapatnam, Itanagar, Guwahati, Raipur, Panaji, Ranchi, Shillong, Aizawl, Bhubaneswar, Srinagar, Leh
Questions buyers ask
What is the Tata Tiago on-road price in Chennai?
Between ₹5,50,830 for the Smart Petrol MT and ₹9,90,650 for the Creative CNG AT, as of October 2026. That covers Tamil Nadu road tax, registration and the mandatory insurance; comprehensive own-damage cover is priced by insurers and comes on top.
How much is the road tax on the Tata Tiago in Chennai?
₹57,240 on the Smart Petrol MT at ₹4.77L ex-showroom. The rate comes from Tamil Nadu's own schedule (TN MV Taxation Act 1974, Third Schedule Part I as substituted by the Amendment Act 2023 (L.A. Bill 33 of 2023, gazetted 11-10-2023), read from the gazetted text), verified on 7 August 2026.
Is the Tata Tiago cheaper on-road in another city of Tamil Nadu?
No. Tamil Nadu sets these charges, so the same figures apply in Coimbatore, Madurai, Tiruchirappalli and Salem: registering in a different city of the state does not change them.
Which number plate series does the Tata Tiago registered in Chennai get?
Cars registered in Chennai carry TN-01, TN-02, TN-03, TN-04, TN-05, TN-06, TN-07, TN-09, TN-10, TN-13, TN-14, TN-18 or TN-22 plates, depending on which RTO office covers your address. The series belongs to the office, not the car, so every vehicle registered there wears it (Tamil Nadu State Transport Authority, Regional Transport Office contact list; the live site was unreachable, so verified from the Wayback Machine snapshot of that official page dated 2021-08-14, checked 9 August 2026).