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Tata Tigor EV EMI calculator

Calculate the Tata Tigor EV EMI on the on-road price, not the sticker: on-road is the full amount you actually pay, and the amount a loan has to cover.

EMIs start from about ₹20,990 a month, for the XE at ₹12.49 lakh ex-showroom, at 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.

Which price are you putting in?
On-road price₹12.49L

Good choice. The on-road price is the full amount you pay, so this EMI is the complete picture.

Down payment₹2,49,800 (20%)
Tenure5 years
Interest rate assumption9.5%

Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.

Monthly EMIabout ₹20,990
Amount financed
₹9,99,200
Interest over 5 years
₹2,60,200
Total paid, down payment included
₹15,09,200
Year-by-year scheduleHow each year's payments split between interest and the loan
YearLoan repaidInterestStill owed
2026₹39,536₹23,419₹9,59,664
Oct 2026₹13,075₹7,910₹9,86,125
Nov 2026₹13,178₹7,807₹9,72,947
Dec 2026₹13,283₹7,702₹9,59,664
2027₹1,67,835₹83,986₹7,91,829
Jan 2027₹13,388₹7,597₹9,46,277
Feb 2027₹13,494₹7,491₹9,32,783
Mar 2027₹13,601₹7,385₹9,19,183
Apr 2027₹13,708₹7,277₹9,05,474
May 2027₹13,817₹7,168₹8,91,658
Jun 2027₹13,926₹7,059₹8,77,732
Jul 2027₹14,036₹6,949₹8,63,695
Aug 2027₹14,147₹6,838₹8,49,548
Sept 2027₹14,259₹6,726₹8,35,288
Oct 2027₹14,372₹6,613₹8,20,916
Nov 2027₹14,486₹6,499₹8,06,430
Dec 2027₹14,601₹6,384₹7,91,829
2028₹1,84,493₹67,327₹6,07,336
Jan 2028₹14,716₹6,269₹7,77,112
Feb 2028₹14,833₹6,152₹7,62,280
Mar 2028₹14,950₹6,035₹7,47,329
Apr 2028₹15,069₹5,916₹7,32,260
May 2028₹15,188₹5,797₹7,17,072
Jun 2028₹15,308₹5,677₹7,01,764
Jul 2028₹15,429₹5,556₹6,86,335
Aug 2028₹15,552₹5,433₹6,70,783
Sept 2028₹15,675₹5,310₹6,55,109
Oct 2028₹15,799₹5,186₹6,39,310
Nov 2028₹15,924₹5,061₹6,23,386
Dec 2028₹16,050₹4,935₹6,07,336
2029₹2,02,803₹49,018₹4,04,533
Jan 2029₹16,177₹4,808₹5,91,159
Feb 2029₹16,305₹4,680₹5,74,854
Mar 2029₹16,434₹4,551₹5,58,420
Apr 2029₹16,564₹4,421₹5,41,856
May 2029₹16,695₹4,290₹5,25,160
Jun 2029₹16,828₹4,158₹5,08,333
Jul 2029₹16,961₹4,024₹4,91,372
Aug 2029₹17,095₹3,890₹4,74,277
Sept 2029₹17,230₹3,755₹4,57,047
Oct 2029₹17,367₹3,618₹4,39,680
Nov 2029₹17,504₹3,481₹4,22,175
Dec 2029₹17,643₹3,342₹4,04,533
2030₹2,22,931₹28,891₹1,81,602
Jan 2030₹17,783₹3,203₹3,86,750
Feb 2030₹17,923₹3,062₹3,68,827
Mar 2030₹18,065₹2,920₹3,50,762
Apr 2030₹18,208₹2,777₹3,32,553
May 2030₹18,352₹2,633₹3,14,201
Jun 2030₹18,498₹2,487₹2,95,704
Jul 2030₹18,644₹2,341₹2,77,059
Aug 2030₹18,792₹2,193₹2,58,268
Sept 2030₹18,940₹2,045₹2,39,327
Oct 2030₹19,090₹1,895₹2,20,237
Nov 2030₹19,242₹1,744₹2,00,995
Dec 2030₹19,394₹1,591₹1,81,602
2031₹1,81,600₹7,265₹0
Jan 2031₹19,547₹1,438₹1,62,054
Feb 2031₹19,702₹1,283₹1,42,352
Mar 2031₹19,858₹1,127₹1,22,494
Apr 2031₹20,015₹970₹1,02,479
May 2031₹20,174₹811₹82,305
Jun 2031₹20,333₹652₹61,971
Jul 2031₹20,494₹491₹41,477
Aug 2031₹20,657₹328₹20,820
Sept 2031₹20,820₹165₹0

Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.

The price slider spans the Tata Tigor EV's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.

EMI for every Tata Tigor EV variant

Ex-showroom price and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.

VariantEx-showroomEMI a month
XE Electric AT₹12.49 lakhabout ₹20,990
XT Electric AT₹12.99 lakhabout ₹21,830
XZ Plus Electric AT₹13.49 lakhabout ₹22,670
XZ Plus Lux Electric AT₹13.75 lakhabout ₹23,100

Financing the on-road total instead? The Tata Tigor EV on-road price page shows what it costs on the road, state by state. And which Tigor EV variant to buy says where the money works hardest.

Tata Tigor EV EMI, answered

The monthly figure, the down payment, and which price to finance.

What is the monthly EMI for a Tata Tigor EV?
From about ₹20,990 a month, up to about ₹23,100 on the top variant, at 9.5% a year over 5 years with 20% down on the ex-showroom price. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
How much down payment does a Tata Tigor EV need?
At the 20% the calculator opens on, the upfront amount runs from ₹2,49,800 on the XE to ₹2,75,000 on the XZ Plus Lux. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
Should the Tata Tigor EV EMI be on the ex-showroom or the on-road price?
On-road. Ex-showroom leaves out road tax, insurance and charges, which is real money a loan usually has to cover. The table on this page starts from ex-showroom so every variant is comparable; open any variant and set your city, and the same calculator finances the full on-road amount instead.

Looking at a different car? The car loan EMI calculator works with any price, and the Tata Tigor EV page holds every variant, each carrying it pre-filled.