Volkswagen Virtus EMI calculator
Calculate the Volkswagen Virtus EMI on the on-road price, not the ex-showroom price: on-road is the full amount you actually pay, and the amount a loan has to cover.
EMIs start from about ₹20,130 a month, for the Comfortline Turbo Petrol MT at ₹11.98 lakh on the road in Delhi.
At 9.5% a year over 5 years with 20% down. Every variant's figure is below, and each one moves with your own rate, tenure and down payment.
This starts on the full on-road price in Delhi, with road tax, registration and insurance included. Drag it to the variant you want.
Rates differ by lender and credit record. Drag this to the rate your bank actually quotes you.
- Amount financed
- ₹9,58,632
- Interest over 5 years
- ₹2,49,168
- Total paid, down payment included
- ₹14,47,458
Year-by-year scheduleHow each year's payments split between interest and the loan
2026₹25,187₹15,079₹9,33,445
2027₹1,59,757₹81,840₹7,73,688
2028₹1,75,611₹65,985₹5,98,076
2029₹1,93,042₹48,555₹4,05,035
2030₹2,12,201₹29,397₹1,92,835
2031₹1,92,835₹8,495₹0
Arithmetic on your inputs, not a loan offer: lenders set their own rates, fees and margins, and the quote that matters is theirs.
The price slider spans the Volkswagen Virtus's own range. Open a variant below and this calculator arrives with that variant's exact price already in place, on-road for your city.
EMI for every Volkswagen Virtus variant
On-road price in Delhi and the monthly figure at 9.5% a year over 5 years with 20% down. Starting points, not quotes: the calculator recomputes them the moment you set your own numbers.
Your road tax depends on where you register. and every figure on this page moves to yours.
| Variant | On-road in Delhi | EMI a month |
|---|---|---|
| Comfortline Turbo Petrol MT | ₹11.98 lakh | about ₹20,130 |
| Highline Turbo Petrol MT | ₹15.09 lakh | about ₹25,350 |
| Highline Plus Turbo Petrol MT | ₹15.53 lakh | about ₹26,100 |
| GT Line Turbo Petrol MT | ₹16.02 lakh | about ₹26,920 |
| Highline Turbo Petrol AT | ₹16.42 lakh | about ₹27,590 |
| Highline Plus Turbo Petrol AT | ₹16.74 lakh | about ₹28,130 |
| Topline Turbo Petrol MT | ₹16.92 lakh | about ₹28,430 |
| GT Line Turbo Petrol AT | ₹17.02 lakh | about ₹28,600 |
| Topline Turbo Petrol AT | ₹18.24 lakh | about ₹30,650 |
| GT Plus Turbo Petrol AT | ₹21.07 lakh | about ₹35,400 |
| GT Plus Sport Turbo Petrol AT | ₹21.46 lakh | about ₹36,050 |
| Anniversary Edition Turbo Petrol AT | ₹21.46 lakh | about ₹36,050 |
What goes into the on-road total? The Volkswagen Virtus on-road price page itemises it, state by state. And which Virtus variant to buy says where the money works hardest.
The Virtus ladder, a month at a time
Seven of the 12 variants, spread up the ladder; the table above has every one.
- Comfortline Turbo Petrol MT₹20,130
- Highline Plus Turbo Petrol MT₹26,100
- Highline Turbo Petrol AT₹27,590
- Topline Turbo Petrol MT₹28,430
- GT Line Turbo Petrol AT₹28,600
- GT Plus Turbo Petrol AT₹35,400
- GT Plus Sport Turbo Petrol AT₹36,050
Worth knowing before you sign the loan
- From ₹20,130 to ₹36,050 a month across the ladder: the Anniversary Edition Turbo Petrol AT costs ₹15,920 a month more than the Comfortline Turbo Petrol MT, ₹9,55,200 over the 5 years.
- The biggest jump between neighbours on the ladder is the Comfortline Turbo Petrol MT to the Highline Turbo Petrol MT: ₹5,220 a month more for that one move up.
- On the road in Delhi rather than ex-showroom, the Comfortline Turbo Petrol MT's instalment is ₹20,130 a month instead of ₹17,990: ₹2,140 a month more, because road tax and registration are in the loan too.
What your monthly budget buys
Shopping on the instalment rather than the price? At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, here is the variant each monthly budget reaches.
- About ₹22,000 a monthreaches theComfortline Turbo Petrol MTat about ₹20,130
- About ₹26,000 a monthreaches theHighline Turbo Petrol MTat about ₹25,350
- About ₹28,000 a monthreaches theHighline Turbo Petrol ATat about ₹27,590
- About ₹30,000 a monthreaches theGT Line Turbo Petrol ATat about ₹28,600
The top is shared by the GT Plus Sport Turbo Petrol AT and the Anniversary Edition Turbo Petrol AT, each at about ₹36,050 a month.
Volkswagen Virtus EMI, answered
The monthly figure, the down payment, and which price to finance.
- What is the monthly EMI for the Volkswagen Virtus?
- From about ₹20,130 a month, up to about ₹36,050 on the top variant, at 9.5% a year over 5 years with 20% down on the on-road price in Delhi. These are starting points, not quotes: your bank's rate and your own down payment move the figure, and the calculator on this page recomputes it as you set them.
- Which Volkswagen Virtus variant fits my monthly budget?
- At 9.5% a year over 5 years with 20% down on the on-road price in Delhi, the Comfortline Turbo Petrol MT is the way in at about ₹20,130 a month. From there about ₹26,000 a month reaches the Highline Turbo Petrol MT, about ₹28,000 a month reaches the Highline Turbo Petrol AT, about ₹30,000 a month reaches the GT Line Turbo Petrol AT, and the top is shared by the GT Plus Sport Turbo Petrol AT and the Anniversary Edition Turbo Petrol AT, each at about ₹36,050. Treat those as starting points rather than quotes: your own rate, tenure and down payment move every one of them, and stretching the tenure brings a dearer variant inside the same instalment at the cost of more interest overall.
- How much down payment does the Volkswagen Virtus need?
- At 20% down on the on-road price in Delhi, the upfront amount runs from ₹2,39,658 on the Comfortline Turbo Petrol MT to ₹4,29,108 on the GT Plus Sport Turbo Petrol AT. That share is yours to choose: the calculator accepts anything from 0% to 90%, and a bigger down payment trades cash today for a smaller EMI every month.
- Should the Volkswagen Virtus EMI be on the ex-showroom or the on-road price?
- On-road. Ex-showroom leaves out road tax, registration and insurance, which is real money a loan usually has to cover, so every figure on this page is on the on-road price in Delhi. The city in the header decides which city that is.
Looking at a different car? The car loan EMI calculator works with any price, and the Volkswagen Virtus page holds every variant, each carrying it pre-filled.